---
ticker: "MFUL"
name: "Mindful Conservative ETF"
url: "https://etf.net/etf/MFUL"
grade: "D"
score: 38
graded_at: "2026-10-12"
category: "Conservative Allocation"
category_rank: "8 of 8"
methodology: "https://etf.net/methodology"
---

# MFUL: Mindful Conservative ETF

Grade **D**, Score 38 of 100. Rank 8 of 8 in Conservative Allocation.

Graded Oct 12, 2026.

## Grade pillars

| Pillar | Score | Category rank |
| --- | --- | --- |
| Cost | 7 | 8 of 8 |
| Mission | 76 | 5 of 8 |
| Risk | 45 | 6 of 8 |
| Tradability | 25 | 7 of 8 |
| Holdings | 48 | 5 of 8 |
| Durability | 44 | 7 of 8 |

## Top holdings

The fund holds 18 positions. These are the largest 18, by weight.

| # | Ticker | Name | Weight |
| --- | --- | --- | --- |
| 1 | USFR | Wisdomtree Floating Rate Treas Wisdomtree Floating Rate Tre | 13.28% |
| 2 | BIL | Spdr Bloomberg Barclays 1-3 Month T-Bill Etf | 10.36% |
| 3 | AOM | Ishares Core Moderate Alloca | 9.06% |
| 4 | NEAR | Ishares Short Maturity Bond | 8.17% |
| 5 | CWB | Spdr Bloomberg Barclays Convertible Securities Etf | 5.17% |
| 6 | AOA | Ishares Core Aggressive Allo | 5.00% |
| 7 | MGV | Vanguard Mega Cap Value Etf | 4.88% |
| 8 | AOR | Ishares Core Growth Allocati | 4.88% |
| 9 | SCHX | Schwab Us Large-Cap Etf | 4.79% |
| 10 | SGOV | Ishares 0-3 Month Treasur | 4.68% |
| 11 | INKM | Spdr Ssga Income Allocation | 4.48% |
| 12 | FCOR | Fidelity Corporate Bond Etf | 4.28% |
| 13 | CGBL | Capital Group Core Balanced Et Cap Grp Core Bal Etf | 4.17% |
| 14 | MGK | Vanguard Mega Cap Growth Etf | 4.17% |
| 15 | CMBS | Ishares Cmbs Etf | 3.89% |
| 16 | PFM | Invesco Dividend Achievers ETF | 3.62% |
| 17 | MGC | Vanguard Mega Cap Etf | 3.56% |
| 18 | — | Cash and Cash Equivalents | 1.53% |

Source: etf.net, https://etf.net/etf/MFUL. Please cite the page URL.