---
ticker: "SCHO"
name: "Schwab Short-Term U.S. Treasury ETF"
url: "https://etf.net/etf/SCHO"
grade: "A"
score: 80
graded_at: "2026-10-12"
category: "Treasuries (1-3 Year)"
category_rank: "2 of 15"
methodology: "https://etf.net/methodology"
---

# SCHO: Schwab Short-Term U.S. Treasury ETF

Grade **A**, Score 80 of 100. Rank 2 of 15 in Treasuries (1-3 Year).

Graded Oct 12, 2026.

## Grade pillars

| Pillar | Score | Category rank |
| --- | --- | --- |
| Cost | 89 | 1 of 15 |
| Mission | 100 | 1 of 14 |
| Risk | 54 | 5 of 15 |
| Tradability | 61 | 7 of 15 |
| Holdings | 71 | 4 of 15 |
| Durability | 77 | 3 of 15 |

## Top holdings

The fund holds 97 positions. These are the largest 30, by weight.

| # | Ticker | Name | Weight |
| --- | --- | --- | --- |
| 1 | — | Treasury Note 3.50% 01/31/2028 (BBG01CGJ5RZ0) | 2.16% |
| 2 | — | Treasury Note 4.63% 04/30/2029 (BBG01MJJ8508) | 1.37% |
| 3 | — | Treasury Note 4.75% 09/30/2028 (BBG0251768M1) | 1.36% |
| 4 | — | Treasury Note 4.25% 06/30/2029 (BBG01NG25L95) | 1.36% |
| 5 | — | Treasury Note 4.25% 07/31/2028 (BBG023TGDN54) | 1.35% |
| 6 | — | Treasury Note 4.13% 06/30/2028 (BBG022ZR1Z79) | 1.35% |
| 7 | — | Treasury Note 3.88% 03/31/2028 (BBG020ZG8QW2) | 1.35% |
| 8 | — | Treasury Note 4.00% 05/31/2028 (BBG022DR1NF1) | 1.35% |
| 9 | — | Treasury Note 4.13% 08/31/2028 (BBG024DLZ8H4) | 1.35% |
| 10 | — | Treasury Note 4.50% 05/31/2029 (BBG01N1MJ0C4) | 1.35% |
| 11 | — | Treasury Note 4.00% 07/31/2029 (BBG01NWT5SZ4) | 1.34% |
| 12 | — | Treasury Note 3.75% 04/30/2028 (BBG021RVWQY7) | 1.34% |
| 13 | — | Treasury Note 3.38% 12/31/2027 (BBG01Z1PSLF1) | 1.34% |
| 14 | — | Treasury Note 3.38% 02/29/2028 (BBG020BMV715) | 1.34% |
| 15 | — | Treasury Note 3.63% 08/31/2029 (BBG01PFSTP44) | 1.34% |
| 16 | — | Treasury Note 3.50% 09/30/2029 (BBG01PXLG716) | 1.33% |
| 17 | — | Treasury Note 3.38% 11/30/2027 (BBG01YKHNDX4) | 1.32% |
| 18 | — | Treasury Note 3.50% 10/31/2027 (BBG01Y0MGW61) | 1.30% |
| 19 | — | Treasury Note 4.13% 03/31/2029 (BBG01M44ZQJ1) | 1.30% |
| 20 | — | Treasury Note 4.25% 02/28/2029 (BBG01LNVJ8B8) | 1.24% |
| 21 | — | Treasury Note 2.88% 05/15/2028 (BBG00KTN6SD1) | 1.19% |
| 22 | — | Treasury Note 2.88% 08/15/2028 (BBG00LLX73Q5) | 1.19% |
| 23 | — | Treasury Note 4.00% 01/31/2029 (BBG01L3DFGS8) | 1.18% |
| 24 | — | Treasury Note 1.13% 02/29/2028 (BBG00ZCLVT68) | 1.16% |
| 25 | — | Treasury Note 1.25% 04/30/2028 (BBG0109YYZ18) | 1.15% |
| 26 | — | Treasury Note 1.25% 05/31/2028 (BBG0115Q7979) | 1.14% |
| 27 | — | Treasury Note 0.75% 01/31/2028 (BBG00Z0G4261) | 1.14% |
| 28 | — | Treasury Note 3.13% 11/15/2028 (BBG00MFJPBK9) | 1.14% |
| 29 | — | Treasury Note 4.25% 01/15/2028 (BBG01RL4LN85) | 1.14% |
| 30 | — | Treasury Note 4.00% 12/15/2027 (BBG01R4Z7Y32) | 1.14% |

Source: etf.net, https://etf.net/etf/SCHO. Please cite the page URL.