---
ticker: "SCHZ"
name: "Schwab U.S. Aggregate Bond ETF"
url: "https://etf.net/etf/SCHZ"
grade: "A"
score: 86
graded_at: "2026-10-12"
category: "US Aggregate Bond"
category_rank: "3 of 117"
methodology: "https://etf.net/methodology"
---

# SCHZ: Schwab U.S. Aggregate Bond ETF

Grade **A**, Score 86 of 100. Rank 3 of 117 in US Aggregate Bond.

Graded Oct 12, 2026.

## Grade pillars

| Pillar | Score | Category rank |
| --- | --- | --- |
| Cost | 95 | 3 of 117 |
| Mission | 100 | 1 of 101 |
| Risk | 50 | 39 of 116 |
| Tradability | 85 | 7 of 117 |
| Holdings | 79 | 14 of 116 |
| Durability | 89 | 9 of 117 |

## Top holdings

The fund holds 12611 positions. These are the largest 30, by weight.

| # | Ticker | Name | Weight |
| --- | --- | --- | --- |
| 1 | GVMXX | Ssc Government Mm Gvmxx | 1.12% |
| 2 | — | Treasury Note 4.38% 05/15/2036 (BBG0221YLR31) | 0.40% |
| 3 | — | Treasury Note 4.13% 02/15/2036 (BBG01ZZ4GDR9) | 0.39% |
| 4 | — | Treasury Note 4.63% 02/15/2035 (BBG01S53LJM6) | 0.38% |
| 5 | — | Treasury Note 4.00% 11/15/2035 (BBG01Y9RFK31) | 0.37% |
| 6 | — | Treasury Note 4.25% 08/15/2035 (BBG01WCQ4BQ0) | 0.37% |
| 7 | — | Treasury Note 3.50% 01/31/2028 (BBG01CGJ5RZ0) | 0.37% |
| 8 | — | Treasury Note 4.25% 11/15/2034 (BBG01QKHSMP5) | 0.37% |
| 9 | — | Treasury Note 4.38% 05/15/2034 (BBG01MPC8VJ9) | 0.36% |
| 10 | — | Treasury Note 4.25% 05/15/2035 (BBG01TQR9HY3) | 0.36% |
| 11 | — | Treasury Note 4.50% 11/15/2033 (BBG01JZY4GQ6) | 0.35% |
| 12 | — | Treasury Note 4.00% 02/15/2034 (BBG01L8YJFB3) | 0.35% |
| 13 | — | Treasury Note 3.88% 08/15/2034 (BBG01P1YBJQ5) | 0.35% |
| 14 | — | Treasury Note 4.00% 02/28/2030 (BBG01FC87YK0) | 0.33% |
| 15 | — | Treasury Note 3.88% 08/15/2033 (BBG01HQWRSG4) | 0.32% |
| 16 | — | Treasury Note 1.25% 08/15/2031 (BBG0121BH241) | 0.31% |
| 17 | — | Treasury Note 1.38% 11/15/2031 (BBG013BNT3Y4) | 0.30% |
| 18 | — | Treasury Note 4.13% 11/15/2032 (BBG01BC373F4) | 0.30% |
| 19 | — | Treasury Note 0.88% 11/15/2030 (BBG00Y2NNDT7) | 0.30% |
| 20 | — | Treasury Note 2.88% 05/15/2032 (BBG01773LMG0) | 0.29% |
| 21 | — | Treasury Note 3.50% 02/15/2033 (BBG01DVKBC66) | 0.29% |
| 22 | — | Treasury Note 1.13% 02/15/2031 (BBG00Z4HNDG9) | 0.29% |
| 23 | — | Treasury Note 0.63% 08/15/2030 (BBG00WHMH2P2) | 0.29% |
| 24 | — | Treasury Note 1.63% 05/15/2031 (BBG010SWJ5N0) | 0.29% |
| 25 | — | Treasury Note 1.88% 02/15/2032 (BBG0152KF7T7) | 0.29% |
| 26 | — | Treasury Note 3.38% 05/15/2033 (BBG01GJ2R4D6) | 0.29% |
| 27 | — | Treasury Note 2.75% 08/15/2032 (BBG01920ZBH5) | 0.28% |
| 28 | — | Treasury Note 4.63% 08/15/2036 (BBG02444V9S2) | 0.28% |
| 29 | — | Treasury Note 3.38% 12/31/2027 (BBG01Z1PSLF1) | 0.27% |
| 30 | — | Treasury Note 4.00% 05/31/2028 (BBG022DR1NF1) | 0.26% |

Source: etf.net, https://etf.net/etf/SCHZ. Please cite the page URL.