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Launched

iShares LifePath Target Date 2045 ETF

ITDENYSE ArcaiSharesB

$39.650.00 (+0.01%)

At close: Nov 2, 2026, 4:00 PM ET

B63/ 100

Rank 4 of 9 in Target Date

B63/100Rank 4 of 9inTarget Date
Intraday session: up, 79 prints from 39.65 to 39.65. Range 39.65 to 40.05. Use the arrow keys to read each point.39.7039.8039.9040.0010 AM12 PM2 PM4 PM
Expense ratio
0.11%
Fund size
$107M
1Y total return
+10.7%
Yield · Last 12 months
1.70%
Holdings
29115
Avg volume · 30D
13.3K sh
52W range
low $34.81high $41.23
Launched

The ETF.net ITDE Grade

B

Score 63 out of 100

Category
Target Date⁠
Rank
4 of 9
Six-pillar profile for ITDE. Scores out of 100: Cost 46, Risk 60, Mission 100, Tradability 44, Holdings 59, Durability 65. Strongest: Mission (100). Weakest: Tradability (44). Leans toward Mission.

Score 63 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.

  • Cost

    The fund’s net expense ratio, ranked against its category.
    C46 out of 100
    Rank 3 of 9

  • Mission

    Whether the fund did what it promised, tested against its stated mandate.
    A100 out of 100
    Rank 1 of 9

  • Risk

    How the fund held up when markets fell: downside volatility, drawdowns and tail loss.
    B60 out of 100
    Rank 4 of 9

  • Tradability

    How easy the fund is to trade: daily volume, and how far its price strays from net asset value.
    C44 out of 100
    Rank 7 of 9

  • Holdings

    How concentrated the fund is, and how complete and current its disclosed holdings are.
    B59 out of 100
    Rank 8 of 9

  • Durability

    Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.
    B65 out of 100
    Rank 3 of 9

Our read on ITDE

ETF.net Research

In short

BA whole retirement portfolio in one ticker: a spread of iShares funds that steadily dials down risk as 2045 approaches. Target-date investing, long a 401(k) staple, packaged in an ETF wrapper.

Stated mandate

The fund seeks retirement outcomes through a diversified portfolio of ETFs whose allocation changes as the target date approaches.

Why people hold it

  • One ticker, one decision: a diversified basket of iShares funds that shifts from growth toward stability as the 2045 target date nears.ishares.com
  • Runs 0.11% a year, right at the target-date median, and mid-ladder inside the LifePath range (0.10% for ITDC's 2035 vintage, 0.12% for ITDJ's 2070).
  • The portfolio matches the mandate in its own documents, and it stands among the stronger builds in the small field of target-date ETFs.

Worth knowing

  • Small and thinly traded, so spreads can run wider than on a mega index fund. Limit orders and avoiding the first and last minutes of the day matter here.
  • The glide path is BlackRock's judgment, not yours. The 2045 label describes the schedule for dialing down risk, not an outcome.
  • Launched in 2023, so the live record is short next to the target-date funds that have run for decades.

ITDE Performance

Launched Oct 17, 2023

Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.

Not enough history yet.Not enough history yet.
ITDE$11,070
SPY tracks large US stocks. It provides market context, rather than representing this fund’s strategy, asset class or investment benchmark.$11,199
Oct 31, 2025 to Oct 30, 2026. ITDE $11,070. SPY $11,199. Use the arrow keys to read each point.$10,000$11,000Oct 2025Apr 2026Oct 2026

Oct 31, 2025 – Oct 30, 2026

Returns run to the Oct 30, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.

Trailing total return for ITDE. Periods over one year show the average yearly return.
PeriodITDE
Year to date+9.5%
1 month−0.8%
3 months−0.4%
1 year+10.7%
3 yearsper year+19.8%
5 yearsFund is under 5 years oldper yearNo data
10 yearsFund is under 10 years oldper yearNo data

With distributions reinvested.

Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.

Annual total returns for ITDE
YearReturn barITDE
2026 YTD+9.5%
2025+19.3%
2024+14.6%
2023+13.2%

History from Oct 19, 2023

ITDE in the news

ITDE Dividends

Adds up every distribution paid per share over the last 12 months, divided by the last completed close. Distributions are counted by ex-date. Data through Oct 30, 2026.
1.70%Last 12 months
Payout per share
$0.67Last 12 months
Last payment
$0.67 per share
Paid on
Shares bought on or after this date do not qualify for this distribution.
Frequency
Annual

Distribution history

2023–2026

One bar per payment. 3 payments from 2023 to 2026 YTD. Dec 22, 2023 $0.24; Dec 20, 2024 $0.51; Dec 23, 2025 $0.67. Use the arrow keys to read each point.2023202420252026YTD
Ex-datePay dateAmount per share
Dec 23, 2025Dec 29, 2025$0.67
Dec 20, 2024Dec 26, 2024$0.51
Dec 22, 2023Dec 29, 2023$0.24

$10,000 in ITDE 3 years ago paid $565 in dividends.

ITDE Risk

Risk pillarB60 out of 100Rank 4 of 9 in Target Date
How much the fund’s monthly returns vary, scaled to a year.
10.6%
Annualised · 36 months to Oct 2026
How it’s calculated: standard deviation

The sample standard deviation of monthly total returns, multiplied by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.

Return above 3-month US Treasury bills per unit of volatility.
1.35
vs 3-month T-bills · to Oct 2026
How it’s calculated: Sharpe ratio

Subtract each month’s Treasury-bill return from the fund’s monthly total return.

Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.

The largest fall from a peak to the low that followed.
−14.7%
36 months · trough Apr 2025
How it’s calculated: maximum drawdown

The largest percentage decline from an earlier peak, using total returns with reinvested distributions.

Uses up to five years through the last close, with at least 12 months required.

How strongly the fund’s returns move with its asset-class index.
0.83
vs its asset-class index
How it’s calculated: beta

The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.

FMP measures it over up to five years of monthly returns.

ITDE Cost

Compare ITDE and ITDB

Overpaying vs ITDB, cheapest in Target Date

$415

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • ITDE 0.11%

    $2,313

  • ITDB 0.09% Cheapest

    $1,898

$10,000
30 years

Cost over time

  • ITDE 0.11%
  • ITDB 0.09%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$500$1K$1.5K$2K$2.5K051015202530ITDE $2,313ITDB $1,898

Year by year

YearITDEITDBOverpaying
10$201$165$36
20$788$646$142
30$2,313$1,898$415

Other funds in Target Date

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