State Street SPDR S&P Regional Banking ETF
$70.79−0.40 (−0.56%)
- Expense ratio
- 0.35%
- Fund size
- $3.7B
- 1Y return
- +13.6%
- Yield · Last 12 months
- 2.26%
- Holdings
- 167
- Volume · 30D
- 13.6M sh
- NAV per share
- $71.98
- 52W range
The ETF.net KRE Grade
Score 64 of 100 sits in the B band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.BScore 62Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.DScore 27Category rankRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.DScore 38Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.AScore 81Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.AScore 85Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.AScore 80Category rank
Our read on KRE
BThe regional-bank trade in one ticker. Since 2006 KRE has tracked a modified equal-weighted basket of US regional banks and thrifts, so a small-town lender can pull as much weight as a big multi-state one.
The fund seeks to track, before fees and expenses, the total return of an index representing the regional banking segment of the U.S. banking industry.
Why people hold it
- Modified equal weighting spreads roughly 160 banks and thrifts across large, mid and small caps, so no single lender dominates the basket.ssga.com
- Among the most actively traded funds in its category, so getting in and out tends to be cheap even on noisy bank-headline days.
- Running since 2006, it has traded through the 2008 crisis and the 2023 regional-bank stress, at 0.35% a year, matching its cohort's median fee.
- Stays inside the regional banks sub-industry rather than blending in the money-center giants: a cleaner expression of the regional story than a broad bank fund.ssga.com
Worth knowing
- Equal weighting gives smaller lenders the same pull as big ones, which can make the ride bumpier than a cap-weighted bank fund such as KBWB.
- One country, one sub-industry: a rate shock, credit scare or deposit run tends to hit every holding at once.
- Inside a competitive group of bank funds it lands in the lower half overall, with trading ease its clear strength. Distributions arrive quarterly.
KRE Holdings
- Stocks
- 167
- 11%
- FIBK
Sectors
- Financials100.0%
Geography
- United States98.38%
- Puerto Rico1.62%
KRE Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
KRE$11,362
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | KRE |
|---|---|
| Year to date | +11.7% |
| 1 month | −4.4% |
| 3 months | −0.5% |
| 1 year | +13.6% |
| 3 years | +23.3% |
| 5 years | +5.4% |
| 10 years | +8.0% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | KRE |
|---|---|---|
| 2026 YTD | +11.7% | |
| 2025 | +10.2% | |
| 2024 | +18.6% | |
| 2023 | −7.6% | |
| 2022 | −15.1% | |
| 2021 | +39.3% | |
| 2020 | −7.3% |
KRE in the news
KRE Dividends
- 2.26%
- $1.61
- $0.41 per share
- Quarterly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 21, 2026 | Pays Sep 23, 2026 | $0.41 |
| Jun 22, 2026 | Jun 24, 2026 | $0.42 |
| Mar 23, 2026 | Mar 25, 2026 | $0.36 |
| Dec 22, 2025 | Dec 24, 2025 | $0.42 |
| Sep 22, 2025 | Sep 24, 2025 | $0.40 |
| Jun 23, 2025 | Jun 25, 2025 | $0.39 |
| Mar 24, 2025 | Mar 26, 2025 | $0.38 |
| Dec 23, 2024 | Dec 26, 2024 | $0.41 |
| Sep 23, 2024 | Sep 25, 2024 | $0.38 |
| Jun 24, 2024 | Jun 26, 2024 | $0.39 |
| Mar 18, 2024 | Mar 21, 2024 | $0.38 |
| Dec 18, 2023 | Dec 21, 2023 | $0.43 |
KRE Risk
- 24.5%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.73
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −52.7%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 1.10
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
KRE Cost
0.35%
KRE0.35%
- The middle half of Banks funds
- Median 0.35%
1 of the 9 Banks funds charge less.