Pacer Swan SOS Flex (July) ETF
$36.06−0.12 (−0.32%)
- Expense ratio
- 0.49%
- Fund size
- $57M
- 1Y return
- +11.7%
- Yield · Last 12 months
- —
- Holdings
- 7
- Volume · 30D
- 0M sh
- NAV per share
- $36.19
- 52W range
The ETF.net PSFJ Grade
Score 66 of 100 sits in the B band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.AScore 85Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.Not scoredRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.CScore 41Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.BScore 57Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.Not scoredDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.BScore 59Category rank
Our read on PSFJ
BA 20% cushion against the S&P 500's first losses, paid for with a ceiling on the upside, reset every July 1. Pacer runs the trade for less than most of the deep-buffer crowd charges.
The Fund seeks to match, before fees and expenses, the returns of the SPDR S&P 500 ETF Trust up to a predetermined cap while buffering the first 20% of downside losses over an approximate one-year period.
Why people hold it
- Costs 0.49% a year against a 0.74% median for 20% S&P 500 buffer funds, and undercuts the 0.74% AllianzIM month-series funds (JUNW, AUGW, DECW) built on the same reference.
- Deep cushion by design: it aims to absorb the first 20% of a decline in the SPDR S&P 500 ETF Trust over each roughly one-year period, before fees and expenses.paceretfs.com
- Live since 2021, with several annual reset cycles behind it and sibling funds (PSFM, PSFD) covering other start months. One of the stronger builds in a crowded 20% buffer field.
Worth knowing
- The price of the cushion is a ceiling. Upside is capped at a level set when each July outcome period begins, so a roaring market leaves gains on the table.paceretfs.com
- Buffer and cap are designed to work over the full outcome period. Buy mid-period and the cushion remaining and the room left to run differ from the stated terms.paceretfs.com
- A smaller, thinly traded fund, so spreads can run wider than in the biggest names in the group. Income is not part of the design either.
PSFJ Holdings
- Stocks
- 7
- 103%
- SPY 06/30/2027 8.36 C
Sectors
PSFJ Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | PSFJ |
|---|---|
| Year to date | +9.1% |
| 1 month | +1.1% |
| 3 months | +3.0% |
| 1 year | +11.7% |
| 3 years | +15.6% |
| 5 years | — |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | PSFJ |
|---|---|---|
| 2026 YTD | +9.1% | |
| 2025 | +13.8% | |
| 2024 | +16.1% | |
| 2023 | +20.2% | |
| 2022 | −3.8% | |
| 2021 | +1.8% |
PSFJ in the news
ETF.net Research hasn’t filed on PSFJ yet — coverage lands here as it’s written.
PSFJ Dividends
No distributions in the last 12 months.
PSFJ Risk
- 7.6%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.21
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −12.2%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.55
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
PSFJ Cost
- The middle half of S&P 500 Buffer 20% funds
- Median 0.74%
No S&P 500 Buffer 20% fund charges less.