
Schwab US TIPS ETF
$25.62−0.04 (−0.16%)
- 0.03%
- $17.5B
- +0.1%
- 4.89%
- 5.63M sh
- low $25.01high $26.99
The ETF.net SCHP Grade
Score 85 out of 100
- 1 of 41
Score 85 of 100 falls in the A band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A98 out of 100Rank 1 of 41Mission
Whether the fund did what it promised, tested against its stated mandate.A100 out of 100Rank 1 of 33Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.D35 out of 100Rank 29 of 41Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.A91 out of 100Rank 3 of 41Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.A87 out of 100Rank 3 of 41Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A82 out of 100Rank 4 of 41
Our read on SCHP
In short
AInflation insurance in the plainest wrapper available: SCHP owns the full maturity range of Treasury inflation-protected bonds and tracks its Bloomberg index for three basis points a year.
Stated mandate
The fund seeks to track, before fees and expenses, the total return of an index composed of inflation-protected U.S. Treasury securities.
Why people hold it
Worth knowing
SCHP Holdings
- Bonds
- 49
- 35%
- Treasury (Cpi) Note 1.88% 07/15/2035 (BBG01W263YQ6)
Sectors
- Government100.0%
Geography
- United States100.00%
SCHP Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Returns run to the Oct 30, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | SCHP |
|---|---|
| Year to date | +0.5% |
| 1 month | +2.7% |
| 3 months | 0.0% |
| 1 year | +0.1% |
| 3 years | +4.9% |
| 5 years | +0.2% |
| 10 years | +2.4% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | SCHP |
|---|---|---|
| 2026 YTD | +0.5% | |
| 2025 | +6.8% | |
| 2024 | +1.9% | |
| 2023 | +3.9% | |
| 2022 | −12.0% | |
| 2021 | +5.9% | |
| 2020 | +10.8% |
SCHP in the news
SCHP Dividends
- 4.89%
- $1.26
- $0.06 per share
- Monthly
Distribution history
SCHP Risk
- 4.5%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.09
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −14.3%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.70
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
FMP measures it over up to five years of monthly returns.
SCHP Cost
Tied cheapest in TIPS
$638
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
SCHP 0.03%
$638
Cost over time
Year by year
| Year | SCHP |
|---|---|
| 10 | $55 |
| 20 | $216 |
| 30 | $638 |
Other funds in TIPS
- ASTIPiShares 0-5 Year TIPS Bond ETFExpense ratio 0.03%1 year return +2.7%
- AVTPVanguard Total Inflation-Protected Securities ETFExpense ratio 0.05%1 year return +0.2%
- APBTPInvesco 0-5 Yr US TIPS ETFExpense ratio 0.07%1 year return +2.7%
- AVTIPVanguard Short-Term Inflation-Protected Securities ETFExpense ratio 0.03%1 year return +2.7%
- BSPIPState Street SPDR Portfolio TIPS ETFExpense ratio 0.12%1 year return −0.1%




