
Vanguard Morningstar Total Stock Market ETF
$370.00−1.57 (−0.42%)
- 0.03%
- $2.3T
- +12.0%
- 1.06%
- 3.06M sh
- low $310.40high $385.12
The ETF.net VTI Grade
Score 73 out of 100
- 4 of 11
Score 73 of 100 falls in the A band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A75 out of 100Rank 2 of 11Mission
Whether the fund did what it promised, tested against its stated mandate.A100 out of 100Rank 1 of 11Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.C50 out of 100Rank 3 of 11Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.B59 out of 100Rank 5 of 11Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.C54 out of 100Rank 6 of 11Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A87 out of 100Rank 1 of 11
Our read on VTI
In short
AThe whole US stock market in one ticker: roughly 3,600 names, from mega caps down to micro caps, for three basis points. Vanguard has run this portfolio in ETF form since 2001, and it's grown into one of the largest funds anywhere.
Stated mandate
The fund aims to replicate the performance of a benchmark index that covers the entire U.S. stock market.
Why people hold it
Worth knowing
VTI Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Returns run to the Oct 30, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | VTI |
|---|---|
| Year to date | +11.8% |
| 1 month | −0.7% |
| 3 months | +1.2% |
| 1 year | +12.0% |
| 3 years | +23.1% |
| 5 years | +11.0% |
| 10 years | +14.9% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | VTI |
|---|---|---|
| 2026 YTD | +11.8% | |
| 2025 | +17.1% | |
| 2024 | +23.8% | |
| 2023 | +26.1% | |
| 2022 | −19.5% | |
| 2021 | +25.7% | |
| 2020 | +21.0% |
VTI in the news
VTI Dividends
- 1.06%
- $3.95
- $0.96 per share
- Quarterly
Distribution history
VTI Risk
- 12.7%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.37
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −25.4%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 1.02
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
FMP measures it over up to five years of monthly returns.
VTI Cost
Overpaying vs BBUS, cheapest in Total US Market
$212
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
VTI 0.03%
$638
BBUS 0.02% Cheapest
$426
Cost over time
Year by year
| Year | VTI | BBUS | Overpaying |
|---|---|---|---|
| 10 | $55 | $37 | $18 |
| 20 | $216 | $144 | $72 |
| 30 | $638 | $426 | $212 |
Other funds in Total US Market
- ASCHBSchwab U.S. Broad Market ETFExpense ratio 0.03%1 year return +11.9%
- ASPTMState Street SPDR Portfolio S&P 1500 Composite Stock Market ETFExpense ratio 0.03%1 year return +12.4%
- ABBUSJPMorgan BetaBuilders U.S. Equity ETFExpense ratio 0.02%1 year return +11.3%
- BDFUSDimensional U.S. Equity ETFExpense ratio 0.09%1 year return +12.2%
- BIWViShares Russell 3000 ETFExpense ratio 0.20%1 year return +11.9%




