Innovator U.S. Equity Accelerated Plus ETF - July
$43.09+0.03 (+0.07%)
- 0.79%
- $17M
- +15.3%
- 0M sh
- $43.07
- low $36.81high $43.15
The ETF.net XTJL Grade
C
Score 51 out of 100
- 5 of 6
Score 51 of 100 falls in the C band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.B58 out of 100Rank 1 of 6Mission
Whether the fund did what it promised, tested against its stated mandate.Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.D39 out of 100Rank 5 of 5Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.C46 out of 100Rank 4 of 6Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.B61 out of 100Rank 1 of 4Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.C43 out of 100Rank 5 of 6
Our read on XTJL
CThe no-airbag option in the defined-outcome world: triple the rise of an S&P 500 ETF up to a preset cap, one-for-one on the way down, measured point to point over a July-to-June year rather than reset daily.
The Fund seeks three times the increase of an ETF tracking the S&P 500 Index, subject to a 17.10% upside cap before fees, while approximately matching losses during the July 1, 2026–June 30, 2027 outcome period. It does not provide a downside buffer.
Why people hold it
- The 3x upside is measured point to point across the one-year outcome period, not reset daily, so a choppy path in between doesn't compound against the payoff.innovatoretfs.com
- That leverage is built from FLEX options on an S&P 500 ETF inside a fund wrapper: no margin account, no borrowing, no bank issuer standing behind the payoff.innovatoretfs.cominnovatoretfs.com
- At 0.79%, the fee sits right at the median of Innovator's accelerated series. The amped-up version costs the same as the buffered ones.
- Cap and outcome period re-strike every July 1 at then-current option prices, so the terms refresh each year instead of being frozen at launch in 2021.innovatoretfs.com
Worth knowing
- No buffer here. Declines in the underlying S&P 500 ETF pass through roughly one-for-one while gains stop at the cap, an asymmetry that cuts against you in a down year.innovatoretfs.com
- The stated 3x and cap describe a full July-to-June hold. Buy mid-period and your effective acceleration and remaining upside differ from the headline terms.innovatoretfs.com
- Exposure follows the underlying ETF's share price, so index dividends sit outside the payoff, and this is one of the smaller, thinly traded names in the lineup.innovatoretfs.com
XTJL Holdings
- Stocks
- 4
- 118%
- VOO
Sectors
- Technology38.7%
- Financials12.0%
- Communication9.5%
- Consumer Discretionary9.3%
- Health Care9.3%
- Industrials7.8%
- Consumer Staples4.5%
- Energy3.5%
- Utilities2.0%
- Real Estate1.8%
- Materials1.7%
Geography
- United States100.00%
XTJL Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Not enough history yet.
XTJL$11,533
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XTJL |
|---|---|
| Year to date | +10.8% |
| 1 month | +1.9% |
| 3 months | +4.1% |
| 1 year | +15.3% |
| 3 years | +16.6% |
| 5 years | +10.5% |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XTJL |
|---|---|---|
| 2026 YTD | +10.8% | |
| 2025 | +15.4% | |
| 2024 | +14.4% | |
| 2023 | +25.7% | |
| 2022 | −15.7% | |
| 2021 | +7.3% |
XTJL in the news
XTJL Dividends
No distributions in the last 12 months.
XTJL Risk
- 7.8%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.45
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −23.2%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.58
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XTJL Cost
0.79%
XTJL0.79%
- The middle half of S&P 500 Accelerated, 9-12% Buffer funds
- Median 0.79%
No S&P 500 Accelerated, 9-12% Buffer fund charges less.
Other funds in S&P 500 Accelerated, 9-12% Buffer
- BXBAPInnovator U.S. Equity Accelerated 9 Buffer ETFExpense ratio 0.79%1 year return +14.4%
- BXBJAInnovator U.S. Equity Accelerated 9 Buffer ETFExpense ratio 0.79%1 year return +12.0%
- BXBJLInnovator U.S. Equity Accelerated 9 Buffer ETFExpense ratio 0.79%1 year return +11.4%
- BXBOCInnovator U.S. Equity Accelerated 9 Buffer ETFExpense ratio 0.79%1 year return +13.4%