Innovator U.S. Equity Accelerated Plus ETF
$37.80+0.01 (+0.04%)
- 0.79%
- $16M
- +17.8%
- 0M sh
- $37.77
- low $31.00high $37.84
The ETF.net XTOC Grade
B
Score 56 out of 100
- 4 of 12
Score 56 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.B55 out of 100Rank 4 of 12Mission
Whether the fund did what it promised, tested against its stated mandate.Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.B59 out of 100Rank 4 of 11Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.B57 out of 100Rank 5 of 12Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.D38 out of 100Rank 5 of 5Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.B64 out of 100Rank 5 of 12
Our read on XTOC
BUpside-only leverage: XTOC targets triple SPY's price return over a one-year October-to-September stretch, subject to a cap, while the downside tracks the index roughly one-for-one. Options do the work, so there's no daily reset.
The Fund seeks three times the upside return of SPY during the annual outcome period, subject to a cap, while approximately matching SPY losses on the downside. It resets at the end of each outcome period and can be held indefinitely.
Why people hold it
- Built from one-year options rather than borrowed money, so the 3x upside applies to the whole outcome period instead of compounding day by day like a geared fund.innovatoretfs.com
- The structure resets every October 1 and can be held indefinitely, so a fresh cap and a fresh outcome period arrive each year without you rolling anything yourself.sec.gov
- The 0.79% fee is par for accelerated-return funds: same as Innovator siblings XDSQ and XTAP, below the 0.85% on FT Vest's XMAR and XJUN.
Worth knowing
- The upside is capped, and a new cap is set at the start of each October period. The stated math is designed for shares held from the first day of a period to the last.innovatoretfs.comsec.gov
- No buffer sits underneath. Losses track SPY roughly one-for-one, and because the design follows price return, S&P 500 dividends don't pass through.sec.gov
- A small fund that trades lightly, which can mean wider bid-ask spreads than mainstream index ETFs.
XTOC Holdings
- Stocks
- 4
- 120%
- VOO
Sectors
- Technology40.4%
- Financials11.2%
- Communication9.9%
- Health Care9.3%
- Consumer Discretionary8.7%
- Industrials7.5%
- Consumer Staples4.3%
- Energy3.4%
- Utilities1.9%
- Real Estate1.7%
- Materials1.6%
Geography
- United States100.00%
XTOC Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Not enough history yet.
XTOC$11,782
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XTOC |
|---|---|
| Year to date | +12.9% |
| 1 month | +1.8% |
| 3 months | +3.8% |
| 1 year | +17.8% |
| 3 years | +15.0% |
| 5 years | +9.2% |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XTOC |
|---|---|---|
| 2026 YTD | +12.9% | |
| 2025 | +13.9% | |
| 2024 | +10.5% | |
| 2023 | +25.4% | |
| 2022 | −17.9% | |
| 2021 | +6.2% |
XTOC in the news
XTOC Dividends
No distributions in the last 12 months.
XTOC Risk
- 8.8%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.11
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −24.1%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.60
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XTOC Cost
0.79%
XTOC0.79%
- The middle half of S&P 500 Accelerated funds
- Median 0.79%
3 of the 12 S&P 500 Accelerated funds charge less.
Other funds in S&P 500 Accelerated
- BXTJAInnovator U.S. Equity Accelerated Plus ETFExpense ratio 0.79%1 year return +16.2%
- BXDSQInnovator U.S. Equity Accelerated ETFExpense ratio 0.79%1 year return +16.1%
- CXUSPInnovator Uncapped Accelerated U.S. Equity ETFExpense ratio 0.79%1 year return +20.7%
- CBFXUFirst Trust Exchange-Traded Fund VIII - FT Vest Laddered U.S. Equity Uncapped Accelerator ETFExpense ratio 0.10%1 year return —
- DDGAPFirst Trust Exchange-Traded Fund VIII - FT Vest U.S. Equity Buffer & Digital Return ETF - AprilExpense ratio 0.85%1 year return —