BLUX vs DFAC

BLUXABluemonte Dynamic Total Market ETF

DFACADimensional US Core Equity 2 ETF

In short

BLUX An active fund that buys ETFs, not stocks: Bluemonte dials broad U.S. market exposure across large, mid and small caps, with an international slice, from a short list of building-block funds.

DFAC Dimensional's whole-market workhorse: roughly 2,600 US stocks in one ticker, run by managers who weigh federal tax consequences before they trade, at a fee closer to index funds than to active ones.

Stated mandate

BLUX The Fund seeks capital growth through an actively managed portfolio of ETFs that provides broad market exposure, primarily to U.S. companies across market capitalizations.

DFAC The fund seeks long-term capital appreciation while considering federal income-tax implications in its investment decisions.

Why people hold it

• BLUX Cost is 0.23% net of a waiver running through August 31, 2027 (0.28% gross), below the median fee for active U.S. equity funds.
• Active without the stock picking: the manager shifts weights among broad ETFs, so no single company carries the portfolio.
• One ticker covers U.S. companies across market caps plus international exposure, per the prospectus.
• Sits in the upper tier of its active U.S. equity peer group, with cost a big part of why.

• DFAC 0.17% a year for an actively run fund, well under the median fee among active US equity ETFs.
• About 2,600 US stocks under one ticker, so it holds the market broadly rather than a narrow slice of it.
• Federal income-tax implications sit inside the stated objective, not in a footnote, so they factor into what managers buy and sell.
• A multi-billion-dollar fund with a track record running back to 2007 and one of the strongest implementations in its peer group.

Worth knowing

• BLUX Young fund, listed in June 2025, so the track record is short and the risk picture rests on about a year of data.
• A fund of ETFs adds a management layer on top of the funds it owns; cheaper core peers like DFAU (0.12%) and AVLC (0.15%) skip that layer.
• It trades lightly for its category, so spreads can be wider than its asset base suggests.

• DFAC Actively managed, so there's no published index to check it against. Holdings and tilts shift at the managers' discretion.
• Dimensional's own DFAU runs a US core equity mandate for 0.12%, a slightly lighter fee for a similar shelf.
• All stocks, all US: the mandate is capital appreciation from equities, so it takes the market's full swings, and cash arrives quarterly.

Full BLUX profile⁠

Full DFAC profile⁠