CBIL vs XHLF: Grades, Fees and Holdings Compared

Corgi 3-12 Month T-Bill ETF

CBILBCboe

BondBloxx Bloomberg Six Month Target Duration US Treasury ETF

XHLFANYSE Arca

Overlap

0.0%by weight

Expense ratio

XHLF −0.02pt a year

CBIL0.05%XHLF0.03%

Avg volume · 30D

XHLF 11.8×the volume

CBIL25.7KXHLF304K

CBIL vs XHLF Performance

Aug 4, 2026 – Nov 4, 2026

+1.0%CBIL+0.9%XHLF

Expense ratio: CBIL 0.05%; XHLF 0.03%, better
Fund size: CBIL $25M; XHLF $2.03B
1Y total return: CBIL No data; XHLF +3.6%
Yield (12M): CBIL No data; XHLF 3.68%
Holdings: CBIL 24; XHLF 29
Avg volume (30D): CBIL 25.7K sh; XHLF 304K sh, better
NAV per share: CBIL $24.83; XHLF $50.14
52W range

ETF.net Grade

Pillar letters and Scores for CBIL, XHLF, with each pillar’s weight
Pillar	CBIL	XHLF
Cost30% weight	A95	A99Higher
Mission25% weight	Not scored	A100
Risk15% weight	C54Higher	C44
Tradability15% weight	F19	A78Higher
Holdings10% weight	C48Higher	D32
Durability5% weight	F10	B59Higher

Rank among Cash & Ultra-Short Income funds

How we build Categories ›

Same Category. CBIL and XHLF are both graded against the same 78 Cash & Ultra-Short Income funds, so their Grades compare head to head.

Cash & Ultra-Short Income⁠

Category · 78 funds

See all 78 ›

XHLF ranks 7th and CBIL 40th of 78 funds in the Cash & Ultra-Short Income Category.

Rank 5ATBLLInvesco Short Term Treasury ETFScore 80
Rank 7AXHLFBondBloxx Bloomberg Six Month Target Duration US Treasury ETFScore 79
Rank 8ABILState Street SPDR Bloomberg 1-3 Month T-Bill ETFScore 78
Rank 38BMMKState Street Prime Money Market ETFScore 60
Rank 40BCBILCorgi 3-12 Month T-Bill ETFScore 59
Rank 40BDLUXDoubleLine Ultrashort Income ETFScore 59

Our read on each fund

ETF.net Research

CBILBCorgi 3-12 Month T-Bill ETF

XHLFABondBloxx Bloomberg Six Month Target Duration US Treasury ETF

In short

CBIL No data

XHLF Most cash-parking funds pick a maturity bucket. XHLF picks a number: it blends Treasury bills to an average duration of about six months, resets to that target monthly, and charges three basis points to do it.

Stated mandate

CBIL No data

XHLF The Fund seeks to track the investment results of an index composed of U.S. Treasury securities.

Why people hold it

CBIL No data

XHLF Costs 0.03% a year, against a typical short-Treasury peer near 0.14%. In cash-like funds, where returns come from bills everyone owns, fee is the main lever.
Tracks an index built to hold an average duration of roughly six months, rebalanced monthly, so exposure stays anchored instead of drifting as bills mature.bondbloxxetf.com
Sits in the gap between 0-3 month bill funds and one-year funds. Its sibling XONE targets a one-year duration at the same 0.03%, so the two can be mixed to dial in duration.
US Treasury bills only, no credit bets hiding in the portfolio, run in a multi-billion-dollar fund that has stayed close to its index.

Worth knowing

CBIL No data

XHLF Six months of duration is not zero. Prices move a touch more when yields shift than in 0-3 month bill funds such as BIL or CLIP.
Income rides whatever Treasury bills happen to pay, and distributions arrive on an irregular rhythm rather than a fixed amount or schedule.
Volume is moderate next to the largest bill ETFs, so spreads can be a bit wider, which matters more on big tickets than small ones.

Full CBIL profile⁠

Full XHLF profile⁠

CBIL vs XHLF Holdings

How CBIL and XHLF differ

Overlap by weight

0.0%

Shared holdings make up 0.0% of CBIL and 0.0% of XHLF.

Level by level

Asset classEquity, Fixed Income0.0%
Holdings0 in both0.0%
Countryby domicile100%

Sector

No Sector split for XHLF.

Country, concentration and asset class

Country by domicile

Country weights in CBIL and XHLF, widest gap first
Country	More in CBILMore in XHLF	Gap	CBIL	XHLF
United States		Same weight	100.0%	100.0%

Concentration

Weight in the 10 largest Holdings

CBIL53.0%
XHLF79.3%

Securities held

CBIL23
XHLF29

Asset class

CBIL: Equity
XHLF: Fixed Income

Holdings

Only in CBIL23
In both0
Only in XHLF29

Only in CBIL

23 securities, 100% of CBIL by weight

United States Treasury Bill 03/18/20277.30%
United States Treasury Bill 02/18/20277.10%
United States Treasury Bill 04/15/20276.87%
United States Treasury Bill 02/25/20274.56%
United States Treasury Bill 03/04/20274.56%
United States Treasury Bill 03/25/20274.55%
United States Treasury Bill 04/08/20274.53%
United States Treasury Bill 04/22/20274.52%
United States Treasury Bill 04/29/20274.52%
United States Treasury Bill 04/01/20274.52%
United States Treasury Bill 02/11/20274.50%
United States Treasury Bill 03/11/20274.47%
United States Treasury Bill 02/04/20274.38%
United States Treasury Bill 02/23/20274.17%
United States Treasury Bill 02/09/20274.11%
United States Treasury Bill 02/16/20274.06%
United States Treasury Bill 02/02/20273.98%
United States Treasury Bill 08/05/20272.95%
United States Treasury Bill 09/02/20272.93%
United States Treasury Bill 07/08/20272.93%
United States Treasury Bill 09/30/20272.92%
United States Treasury Bill 05/13/20272.78%
United States Treasury Bill 06/10/20272.76%

Only in XHLF

29 securities, 100% of XHLF by weight

Us T Bill Zcp 05/13/279.30%
Us T Bill Zcp 03/18/279.16%
Us T Bill Zcp 07/08/279.14%
Us T Bill Zcp 08/05/278.92%
Us T Bill Zcp 06/10/278.88%
Us T Bill Zcp 04/15/277.96%
Us T Bill Zcp 09/02/277.22%
Us T Bill Zcp 01/21/276.55%
Us T Bill Zcp 12/24/266.28%
Us T Bill Zcp 02/18/275.93%
Us T Bill Zcp 10/28/275.22%
Us T Bill Zcp 09/30/274.43%
Us T Bill Zcp 11/27/261.85%
Us T Bill Zcp 11/12/261.63%
Us T Bill Zcp 12/17/261.08%
Us T Bill Zcp 11/05/261.01%
Us T Bill Zcp 11/19/260.99%
Us T Bill Zcp 12/03/260.99%
Us T Bill Zcp 12/10/260.76%
Us T Bill Zcp 12/31/260.73%
Us T Bill Zcp 12/08/260.59%
Us T Bill Zcp 12/15/260.52%
Us T Bill Zcp 01/28/270.49%
Us T Bill Zcp 11/10/260.37%
Cashusd0.35%
Us T Bill Zcp 12/22/260.34%
Us T Bill Zcp 11/17/260.25%
Us T Bill Zcp 01/05/270.20%
Us T Bill Zcp 01/07/270.20%

Weight gaps

CBIL and XHLF share no securities.

All 24 CBIL holdings⁠All XHLF holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

CBIL vs XHLF Cost

Overpaying CBIL vs XHLF

$422

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

CBIL 0.05%
$1,060
XHLF 0.03%
$638

Amount$10,000

Years30 years

Cost over time

CBIL 0.05%
XHLF 0.03%
Overpaying

Year by year

Year	CBIL	XHLF	Overpaying
10	$92	$55	$37
20	$360	$216	$144
30	$1,060	$638	$422

Expense ratio

0.05%CBIL
0.03%XHLF, cheaper

XHLF0.03%CBIL0.05%

0.03%1.00%

Middle half of Cash & Ultra-Short Income funds
Median 0.18%

XHLF cheapest of 78 funds

CBIL 3rd cheapest of 78 funds

CBIL vs XHLF Dividends

Last 12 months to Nov 4, 2026

Yield (12M): CBIL No data; XHLF 3.68%
Payout (12M): CBIL No data; XHLF $1.85
Last payment: CBIL $0.06; XHLF $0.16
Ex-dividend: CBIL Oct 30, 2026; XHLF Nov 2, 2026
Paid on: CBIL Nov 2, 2026; XHLF Pays Nov 5, 2026
Frequency: CBIL Monthly; XHLF Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

CBILMonthly · 5 paymentsAll CBIL payments⁠

XHLFMonthly · 46 paymentsAll XHLF payments⁠

CBIL vs XHLF Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: CBIL No dataXHLF 0.3%
Return per unit of riskSharpe ratio, 3 years: CBIL No dataXHLF −0.50
Worst fallMax drawdown, 5 years: CBIL No dataXHLF −0.1%since Sep 2022
Market sensitivityBeta, 5 years: CBIL −0.37XHLF 0.03; Market = 1

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