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CGOV vs XHLF

Corgi 0-3 Month T-Bill ETF

CGOVBCboe

BondBloxx Bloomberg Six Month Target Duration US Treasury ETF

XHLFANYSE Arca

Overlap

0.0%by weight

Expense ratio

XHLF −0.02pt a year

CGOV0.05%XHLF0.03%

Avg volume · 30D

XHLF 14.5×the volume

CGOV21KXHLF304K

CGOV vs XHLF Performance

Aug 4, 2026 – Nov 4, 2026

+0.9%CGOV+0.9%XHLF

Aug 4, 2026 to Nov 4, 2026. CGOV +0.9%. XHLF +0.9%. Use the arrow keys to read each point.0%0.2%0.4%0.6%Aug 2026Sep 2026Nov 2026
Expense ratio
CGOV 0.05%
XHLF 0.03%, better
Fund size
CGOV $23M
XHLF $2.03B
1Y total return
CGOV No data
XHLF +3.6%
Yield (12M)
CGOV No data
XHLF 3.68%
Holdings
CGOV 26
XHLF 29
Avg volume (30D)
CGOV 21K sh
XHLF 304K sh, better
NAV per share
CGOV $25.03
XHLF $50.14
52W range

ETF.net Grade

CGOV: Cost 95, Risk 54, Mission not scored, Tradability 27, Holdings 52, Durability 10. XHLF: Cost 99, Risk 44, Mission 100, Tradability 78, Holdings 32, Durability 59.
Pillar letters and Scores for CGOV, XHLF, with each pillar’s weight
PillarCGOVXHLF
Cost30% weightA95A99Higher
Mission25% weightNot scoredA100
Risk15% weightC54HigherC44
Tradability15% weightD27A78Higher
Holdings10% weightC52HigherD32
Durability5% weightF10B59Higher

Rank among Cash & Ultra-Short Income funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. CGOV and XHLF are both graded against the same 78 Cash & Ultra-Short Income funds, so their Grades compare head to head.

Cash & Ultra-Short Income⁠

Category · 78 funds
See all 78 ›

XHLF ranks 7th and CGOV 34th of 78 funds in the Cash & Ultra-Short Income Category.

  1. Rank 5ATBLLInvesco Short Term Treasury ETFScore 80
  2. Rank 7AXHLFBondBloxx Bloomberg Six Month Target Duration US Treasury ETFScore 79
  3. Rank 8ABILState Street SPDR Bloomberg 1-3 Month T-Bill ETFScore 78
  4. Rank 32BOBILUS Treasury 12 Month Bill ETFScore 63
  5. Rank 34BCGOVCorgi 0-3 Month T-Bill ETFScore 61
  6. Rank 34BIQMMProShares GENIUS Money Market ETFScore 61

Our read on each fund

ETF.net Research

CGOVBCorgi 0-3 Month T-Bill ETF

XHLFABondBloxx Bloomberg Six Month Target Duration US Treasury ETF

In short

CGOV No data

XHLF Most cash-parking funds pick a maturity bucket. XHLF picks a number: it blends Treasury bills to an average duration of about six months, resets to that target monthly, and charges three basis points to do it.

Stated mandate

CGOV No data

XHLF The Fund seeks to track the investment results of an index composed of U.S. Treasury securities.

Why people hold it

CGOV No data

  • XHLF Costs 0.03% a year, against a typical short-Treasury peer near 0.14%. In cash-like funds, where returns come from bills everyone owns, fee is the main lever.
  • Tracks an index built to hold an average duration of roughly six months, rebalanced monthly, so exposure stays anchored instead of drifting as bills mature.bondbloxxetf.com
  • Sits in the gap between 0-3 month bill funds and one-year funds. Its sibling XONE targets a one-year duration at the same 0.03%, so the two can be mixed to dial in duration.
  • US Treasury bills only, no credit bets hiding in the portfolio, run in a multi-billion-dollar fund that has stayed close to its index.

Worth knowing

CGOV No data

  • XHLF Six months of duration is not zero. Prices move a touch more when yields shift than in 0-3 month bill funds such as BIL or CLIP.
  • Income rides whatever Treasury bills happen to pay, and distributions arrive on an irregular rhythm rather than a fixed amount or schedule.
  • Volume is moderate next to the largest bill ETFs, so spreads can be a bit wider, which matters more on big tickets than small ones.

Full CGOV profile⁠

Full XHLF profile⁠

CGOV vs XHLF Holdings

How CGOV and XHLF differ

Overlap by weight

0.0%

Shared holdings make up 0.0% of CGOV and 0.0% of XHLF.

Level by level

  • Asset classEquity, Fixed Income0.0%
  • Holdings0 in both0.0%
  • Countryby domicile100%

Sector

No Sector split for XHLF.

Country, concentration and asset class

Country by domicile

Country weights in CGOV and XHLF, widest gap first
CountryMore in CGOVMore in XHLFGap
United StatesSame weight

Concentration

Weight in the 10 largest Holdings

  • CGOV53.3%
  • XHLF79.3%

Securities held

  • CGOV25
  • XHLF29

Asset class

CGOV
Equity
XHLF
Fixed Income

Holdings

  • Only in CGOV25
  • In both0
  • Only in XHLF29

Only in CGOV

25 securities, 96.2% of CGOV by weight

  • United States Treasury Bill 11/27/20266.12%
  • United States Treasury Bill 11/05/20265.92%
  • United States Treasury Bill 11/10/20265.36%

Only in XHLF

29 securities, 100% of XHLF by weight

  • Us T Bill Zcp 05/13/279.30%
  • Us T Bill Zcp 03/18/279.16%
  • Us T Bill Zcp 07/08/279.14%

Weight gaps

CGOV and XHLF share no securities.

All 17 CGOV holdings⁠All XHLF holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

CGOV vs XHLF Cost

Overpaying CGOV vs XHLF

$422

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • CGOV 0.05%

    $1,060

  • XHLF 0.03%

    $638

$10,000
30 years

Cost over time

  • CGOV 0.05%
  • XHLF 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$250$500$750$1K$1.25K051015202530CGOV $1,060XHLF $638

Year by year

YearCGOVXHLFOverpaying
10$92$55$37
20$360$216$144
30$1,060$638$422

Expense ratio

  • 0.05%CGOV
  • 0.03%XHLF, cheaper
  • Middle half of Cash & Ultra-Short Income funds
  • Median 0.18%

XHLF cheapest of 78 funds

CGOV 3rd cheapest of 78 funds

CGOV vs XHLF Dividends

Last 12 months to Nov 4, 2026
Yield (12M)
CGOV No data
XHLF 3.68%
Payout (12M)
CGOV No data
XHLF $1.85
Last payment
CGOV $0.05
XHLF $0.16
Ex-dividend
CGOV Oct 30, 2026
XHLF Nov 2, 2026
Paid on
CGOV Nov 2, 2026
XHLF Pays Nov 5, 2026
Frequency
CGOV Monthly
XHLF Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

CGOVMonthly · 5 paymentsAll CGOV payments⁠
One bar per payment. 5 payments from 2023 to 2026 YTD. Jun 30, 2026 $0.03; Jul 31, 2026 $0.08; Aug 31, 2026 $0.13; Sep 30, 2026 $0.06; Oct 30, 2026 $0.05. Use the arrow keys to read each point.$0$0.2520232026YTD
XHLFMonthly · 46 paymentsAll XHLF payments⁠
One bar per payment. 46 payments from 2023 to 2026 YTD. Feb 1, 2023 $0.15; Mar 1, 2023 $0.14; Apr 3, 2023 $0.17; May 1, 2023 $0.14; Jun 1, 2023 $0.22; Jul 3, 2023 $0.15; Aug 1, 2023 $0.21; Sep 1, 2023 $0.22; Oct 2, 2023 $0.19; Nov 1, 2023 $0.22; Dec 1, 2023 $0.21; Dec 28, 2023 $0.23; Feb 1, 2024 $0.23; Mar 1, 2024 $0.20; Apr 1, 2024 $0.22; May 1, 2024 $0.21; Jun 3, 2024 $0.22; Jul 1, 2024 $0.21; Aug 1, 2024 $0.21; Sep 3, 2024 $0.21; Oct 1, 2024 $0.20; Nov 1, 2024 $0.20; Dec 2, 2024 $0.19; Dec 30, 2024 $0.19; Feb 3, 2025 $0.17; Mar 3, 2025 $0.17; Apr 1, 2025 $0.18; May 1, 2025 $0.15; Jun 2, 2025 $0.17; Jul 1, 2025 $0.16; Aug 1, 2025 $0.16; Sep 2, 2025 $0.17; Oct 1, 2025 $0.16; Nov 3, 2025 $0.20; Dec 1, 2025 $0.14; Dec 30, 2025 $0.16; Feb 2, 2026 $0.16; Mar 2, 2026 $0.14; Apr 1, 2026 $0.16; May 1, 2026 $0.15; Jun 1, 2026 $0.15; Jul 1, 2026 $0.15; Aug 3, 2026 $0.15; Sep 1, 2026 $0.16; Oct 1, 2026 $0.15; Nov 2, 2026 $0.16. Use the arrow keys to read each point.$0$0.2520232026YTD

CGOV vs XHLF Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
CGOV No dataXHLF 0.3%
Return per unit of riskSharpe ratio, 3 years
CGOV No dataXHLF −0.50
Worst fallMax drawdown, 5 years
CGOV No dataXHLF −0.1%since Sep 2022
Market sensitivityBeta, 5 years
CGOV −0.08XHLF 0.03

CGOV and XHLF in the news

All news⁠

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