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ESBG vs UCBG

First Trust Enhanced Stocks, Bonds & Gold ETF

ESBGFNYSE Arca

State Street SPDR UC Investments 90/10 Endowment Strategy Index ETF

UCBGANYSE Arca

Overlap

Expense ratio

UCBG −0.89pt a year

ESBG0.95%UCBG0.06%

Avg volume · 30D

UCBG 5195.7×the volume

ESBG799UCBG4.15M

ESBG vs UCBG Performance

Sep 30, 2026 – Oct 30, 2026

−4.8%ESBG−0.9%UCBG

Sep 30, 2026 to Oct 30, 2026. ESBG −4.8%. UCBG −0.9%. Use the arrow keys to read each point.−4%−2%0%2%Sep 30Oct 15Oct 30
Expense ratio
ESBG 0.95%
UCBG 0.06%, better
Fund size
ESBG $2M
UCBG $2.52B
Holdings
ESBG 4
UCBG 868
Avg volume (30D)
ESBG 799 sh
UCBG 4.15M sh, better
NAV per share
ESBG $19.57
UCBG $50.56
52W range

ETF.net Grade

ESBG: Cost 18, Risk 10, Mission 28, Tradability 8, Holdings 8, Durability 28. UCBG: Cost 100, Risk not scored, Mission 99, Tradability 99, Holdings 79, Durability 66.
Pillar letters and Scores for ESBG, UCBG, with each pillar’s weight
PillarESBGUCBG
Cost30% weightF18A100Higher
Mission25% weightD28A99Higher
Risk15% weightF10Not scored
Tradability15% weightF8A99Higher
Holdings10% weightF8A79Higher
Durability5% weightD28B66Higher

Rank among Multi-Asset Allocation funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. ESBG and UCBG are both graded against the same 37 Multi-Asset Allocation funds, so their Grades compare head to head.

Multi-Asset Allocation⁠

Category · 37 funds
See all 37 ›

UCBG ranks 1st and ESBG 36th of 37 funds in the Multi-Asset Allocation Category.

  1. Rank 1AUCBGState Street SPDR UC Investments 90/10 Endowment Strategy Index ETFScore 95
  2. Rank 2AAOAiShares Core 80/20 Aggressive Allocation ETFScore 88
  3. Rank 35DLCOLOGIQ Contrarian Opportunities ETFScore 25
  4. Rank 36FESBGFirst Trust Enhanced Stocks, Bonds & Gold ETFScore 17
  5. Rank 36FGLDBIDX Alternative FIAT ETFScore 17

Our read on each fund

ETF.net Research

ESBGFFirst Trust Enhanced Stocks, Bonds & Gold ETF

UCBGAState Street SPDR UC Investments 90/10 Endowment Strategy Index ETF

In short

ESBG Stocks, bonds and gold in one actively managed wrapper. ESBG holds U.S. Treasuries and cash as collateral, then layers on futures for S&P 500, intermediate Treasury and gold exposure. The classic diversified trio, stacked rather than sliced.

UCBG No data

Stated mandate

ESBG The Fund seeks long-term total return through active management of U.S. Treasuries, cash and cash equivalents, and futures providing exposure to the S&P 500 Index, intermediate U.S. Treasuries, and gold.

UCBG No data

Why people hold it

  • ESBG One ticket to the three-legged portfolio: futures deliver S&P 500, intermediate Treasury and gold exposure together, with Treasuries and cash sitting underneath as the collateral.ftportfolios.com
  • Actively managed rather than locked to a fixed split, so the manager can move among the stock, bond and gold sleeves and the Treasury and cash base.ftportfolios.com
  • Gold is a full sleeve, not a garnish. The strongest capital-efficient peers stack equities with one other asset (bonds in NTSX, gold in GDE); this one runs all three.
  • Backed by First Trust, a long-established ETF issuer, and it distributes quarterly.

UCBG No data

Worth knowing

  • ESBG At 0.95%, it charges more than the typical allocation fund and far more than capital-efficient peers NTSX and GDE at 0.20%. Active discretion is the thing you're paying up for.
  • Launched in late 2025 as a small fund, so there's little history behind the manager's allocation calls and trading is lighter than the long-running names in the category.
  • The three sleeves are futures positions on a Treasury and cash base, so results depend on the collateral as well as the markets, and stocks, bonds and gold can fall together.ftportfolios.com

UCBG No data

Full ESBG profile⁠

Full UCBG profile⁠

ESBG vs UCBG Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

ESBG vs UCBG Cost

Overpaying ESBG vs UCBG

$16,599

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • ESBG 0.95%

    $17,869

  • UCBG 0.06%

    $1,270

$10,000
30 years

Cost over time

  • ESBG 0.95%
  • UCBG 0.06%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K051015202530ESBG $17,869UCBG $1,270

Year by year

YearESBGUCBGOverpaying
10$1,678$110$1,568
20$6,322$432$5,890
30$17,869$1,270$16,599

Expense ratio

  • 0.95%ESBG
  • 0.06%UCBG, cheaper
  • Middle half of Multi-Asset Allocation funds
  • Median 0.57%

UCBG cheapest of 37 funds

ESBG 30th cheapest of 37 funds

ESBG vs UCBG Dividends

Last 12 months to Oct 30, 2026
Last payment
ESBG $0.09
UCBG $0.04
Ex-dividend
ESBG Sep 24, 2026
UCBG Sep 21, 2026
Paid on
ESBG Sep 30, 2026
UCBG Sep 23, 2026
Frequency
ESBG Quarterly
UCBG Irregular

Distribution history

Per share, 2025 to 2026, same scale for both

ESBGQuarterly · 4 paymentsAll ESBG payments⁠
One bar per payment. 4 payments from 2025 to 2026 YTD. Dec 16, 2025 $0.05; Mar 26, 2026 $0.08; Jun 25, 2026 $0.10; Sep 24, 2026 $0.09. Use the arrow keys to read each point.$0$0.102026YTD
UCBGIrregular · 1 paymentAll UCBG payments⁠
One bar per payment. 1 payment from 2025 to 2026 YTD. Sep 21, 2026 $0.04. Use the arrow keys to read each point.$0$0.102026YTD

ESBG vs UCBG Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

Market sensitivityBeta, 5 years
ESBG 1.06UCBG 0.00

ESBG and UCBG in the news

All news⁠

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