FINX ranks 3rd and LATR 5th of 7 funds in the Fintech & Payments Category.
FINX vs LATR
11.3%by weight
LATR −0.33pt a year
0.68%0.35%
FINX 76.2×the volume
56.3K738
FINX vs LATR Performance
−6.6%−4.3%
- FINX 0.68%
- LATR 0.35%, better
- FINX $149M
- LATR $1M
- FINX −27.6%
- LATR
- FINX 0.89%
- LATR
- FINX 82
- LATR 22
- FINX 56.3K sh, better
- LATR 738 sh
- FINX $23.95
- LATR $26.76
ETF.net Grade
| Pillar | FINX | LATR |
|---|---|---|
| Cost | D36 | A85Higher |
| Mission | ||
| Risk | D27 | A79Higher |
| Tradability | C44Higher | D25 |
| Holdings | B63Higher | D31 |
| Durability | A72Higher | F18 |
Rank among Fintech & Payments funds
Same Category. FINX and LATR are both graded against the same 7 Fintech & Payments funds, so their Grades compare head to head.
Our read on each fund
FINXC
LATRC
In short
FINX A 2016-vintage fintech fund that still does it the original way: an index-tracked, global basket of roughly 70 companies digitizing payments, lending, insurance and investing. Wider than a US card-network play, and rules-based rather than a stock picker's list.
Stated mandate
FINX The fund seeks exposure to companies at the forefront of financial-technology innovation, including businesses transforming insurance, investing, fundraising, and third-party lending through mobile and digital solutions.
Why people hold it
Worth knowing
FINX vs LATR Holdings
How FINX and LATR differ
11.3%
Shared holdings make up 26.6% of LATR and 13.7% of FINX.
Level by level
- Holdings11.3%
- Sector67.3%
- Country80.4%
Sector
| Sector | More in FINXMore in LATR | FINX | LATR |
|---|---|---|---|
| Technology | FINX +27.1 points | 51.2% | 24.1% |
| Financials | LATR +24.6 points | 43.2% | 67.8% |
| Consumer Discretionary | LATR +8.1 points | 0.0% | 8.1% |
| Industrials | FINX +4.3 points | 4.3% | 0.0% |
| Health Care | FINX +1.4 points | 1.4% | 0.0% |
Country, concentration and asset class
Country
| Country | More in FINXMore in LATR | FINX | LATR |
|---|---|---|---|
| Brazil | LATR +6.9 points | 1.1% | 8.0% |
| Canada | LATR +6.5 points | 0.0% | 6.5% |
| United States | FINX +4.9 points | 83.9% | 79.0% |
| Singapore | LATR +4.4 points | 0.0% | 4.4% |
| Netherlands | FINX +3.9 points | 3.9% | 0.0% |
| Australia | FINX +2.6 points | 2.6% | 0.0% |
| United Kingdom | FINX +2.1 points | 2.1% | 0.0% |
| China | LATR +1.9 points | 0.3% | 2.2% |
| Other countries (9) | FINX +6.1 points | 6.1% | 0.0% |
Concentration
- FINX51.6%
- LATR63.6%
- FINX80
- LATR22
Asset class
- FINX
- Equity
- LATR
- Equity
Holdings
- Only in FINX73
- In both7
- Only in LATR15
Only in FINX
73 securities, 86.2% of FINX by weight
- Robinhood Markets Inc - A8.11%
- Block Inc6.81%
- Coinbase Global Inc -Class A5.25%
- Fiserv Inc4.31%
- Adyen NV4.28%
- Global Payments Inc4.17%
- Intuit Inc3.92%
- SS&C Technologies Holdings3.54%
- Sofi Technologies Inc3.52%
- Circle Internet Group Inc3.30%
- Fidelity National Info Services3.03%
- Toast Inc-Class A2.97%
- Guidewire Software Inc2.54%
- Wise Group Plc-Cl A2.26%
- Jack Henry & Associates Inc1.96%
- Paypay Corp1.78%
- Hut 8 Corp1.70%
- Healthequity Inc1.42%
- Xero Ltd1.33%
- Riot Platforms Inc1.13%
- Temenos AG - Reg1.10%
- Nexi Spa1.03%
- Cipher Digital Inc0.95%
- Aci Worldwide Inc0.94%
- Virtu Financial Inc-Class A0.89%
- Bullish0.86%
- Core Scientific Inc0.86%
- Bill Holdings Inc0.79%
- Galaxy Digital Inc-A0.69%
- Kakaopay Corp0.69%
- HUB24 Ltd0.69%
- Mara Holdings Inc0.65%
- Lemonade Inc0.63%
- SHIFT4 Payments Inc-Class A0.59%
- Stoneco Ltd-A0.57%
- Webull Corp0.48%
- Dlocal Ltd0.46%
- Payoneer Global Inc0.44%
- Ncino Inc0.41%
- Flywire Corp-Voting0.40%
- Zip Co Ltd0.37%
- Paymentus Holdings Inc-A0.36%
- Hyperliquid Strategies0.35%
- Pagseguro Digital Ltd-Cl A0.34%
- Happen Inc0.31%
- Keel Infrastructure Corp0.30%
- Nayax Ltd0.30%
- K Bank Co Ltd0.27%
- Osl Group Ltd0.22%
- Etoro Group Ltd-A0.21%
Only in LATR
15 securities, 73.4% of LATR by weight
- Visa Inc12.68%
- Mastercard Inc12.26%
- Shopify Inc5.77%
- Synchrony Financial4.56%
- Bread Financial Holdings Inc4.56%
- Block Inc4.56%
- Sea Ltd4.00%
- Kaspi.KZ JSC3.75%
- NU Holdings Ltd/Cayman Islands3.68%
- Marqeta Inc3.67%
- MercadoLibre Inc3.64%
- First American Government Obligations Fund 12/01/20313.34%
- OneMain Holdings Inc3.19%
- FinVolution Group2.05%
- OppFi Inc1.68%
Weight gaps
All 7 Holdings in both funds, largest gap first.
| Holding | More in FINXMore in LATR | FINX | LATR |
|---|---|---|---|
| Sezzle Inc | LATR +4.54 points | 0.80% | 5.34% |
| Klarna Group PLC | LATR +2.91 points | 0.95% | 3.86% |
| Mitek Systems Inc | LATR +2.43 points | 0.14% | 2.57% |
| PayPal Holdings Inc | FINX +2.43 points | 7.03% | 4.60% |
| Pagaya Technologies Ltd -A | LATR +2.23 points | 0.23% | 2.46% |
| Upstart Holdings Inc | LATR +2.08 points | 0.42% | 2.50% |
| Affirm Holdings Inc | LATR +1.10 points | 4.17% | 5.27% |
How we measure overlap
Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.
FINX vs LATR Cost
Overpaying FINX vs LATR
$6,126
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
FINX 0.68%
$13,252
LATR 0.35%
$7,126
Cost over time
Year by year
| Year | FINX | LATR | Overpaying |
|---|---|---|---|
| 10 | $1,215 | $634 | $581 |
| 20 | $4,633 | $2,454 | $2,179 |
| 30 | $13,252 | $7,126 | $6,126 |
- 0.68%FINX
- 0.35%LATR, cheaper
- Middle half of Fintech & Payments funds
- Median 0.55%
LATR cheapest of 7 funds
FINX 5th cheapest of 7 funds
FINX vs LATR Dividends
- FINX 0.89%
- LATR
- FINX $0.21
- LATR None
- FINX $0.04
- LATR
- FINX Jun 29, 2026
- LATR
- FINX Jul 7, 2026
- LATR
- FINX Twice a year
- LATR
Distribution history
FINX vs LATR Risk
Fall from peak · 5 years
Risk facts
- Volatility
- FINX 27.4%LATR
- Return per unit of risk
- FINX 0.28LATR
- Worst fall
- FINX −63.2%LATR
- Market sensitivity
- FINX 1.72LATR −1.75
Popular comparisons
- 0.68% · 0.50%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.35% · 0.50%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.68% · 0.55%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.35% · 0.55%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.68% · 0.75%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.35% · 0.75%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.