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IBTJ vs LFAI

iShares iBonds Dec 2029 Term Treasury ETF

IBTJANasdaq

LifeX 2050 Longevity Income ETF

LFAIDCboe

Overlap

No data

Expense ratio

IBTJ −0.18pt a year

IBTJ0.07%LFAI0.25%

Avg volume · 30D

IBTJ 3574.0×the volume

IBTJ429KLFAI120

IBTJ vs LFAI Performance

Nov 7, 2025 – Nov 9, 2026

+1.1%IBTJ−1.9%LFAI

Nov 7, 2025 to Nov 9, 2026. IBTJ +1.1%. LFAI −1.9%. Use the arrow keys to read each point.−6%−4%0%Nov 2025May 2026Nov 2026
Expense ratio
IBTJ 0.07%, better
LFAI 0.25%
Fund size
IBTJ $1.6B
LFAI $4M
1Y total return
IBTJ +1.1%, better
LFAI −1.9%
Yield (12M)
IBTJ 3.79%
LFAI 6.96%, better
Holdings
IBTJ 39
LFAI 23
Avg volume (30D)
IBTJ 429K sh, better
LFAI 120 sh
NAV per share
IBTJ $21.39
LFAI $143.66
52W range

ETF.net Grade

IBTJ: Cost 65, Risk 50, Mission 100, Tradability 63, Holdings 73, Durability 88. LFAI: Cost 10, Risk 45, Mission 20, Tradability 38, Holdings 61, Durability 36.
Pillar letters and Scores for IBTJ, LFAI, with each pillar’s weight
PillarIBTJLFAI
Cost30% weightB65HigherF10
Mission25% weightA100HigherF20
Risk15% weightC50HigherC45
Tradability15% weightB63HigherD38
Holdings10% weightA73HigherB61
Durability5% weightA88HigherD36

Rank among Defined-Maturity Treasury funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. IBTJ and LFAI are both graded against the same 30 Defined-Maturity Treasury funds, so their Grades compare head to head.

Defined-Maturity Treasury⁠

Category · 30 funds
See all 30 ›

IBTJ ranks 4th and LFAI 26th of 30 funds in the Defined-Maturity Treasury Category.

  1. Rank 1AIBTGiShares iBonds Dec 2026 Term Treasury ETFScore 79
  2. Rank 2AIBTHiShares iBonds Dec 2027 Term Treasury ETFScore 77
  3. Rank 3AIBTIiShares iBonds Dec 2028 Term Treasury ETFScore 76
  4. Rank 4AIBTJiShares iBonds Dec 2029 Term Treasury ETFScore 73
  5. Rank 5BBSGRInvesco Bulletshares 2027 Treasury Bond ETFScore 70
  6. Rank 25DIBGKiShares iBonds Dec 2054 Term Treasury ETFScore 36
  7. Rank 26DLFAILifeX 2050 Longevity Income ETFScore 28
  8. Rank 26DLFAOLifeX 2055 Longevity Income ETFScore 28

Our read on each fund

ETF.net Research

IBTJAiShares iBonds Dec 2029 Term Treasury ETF

LFAIDLifeX 2050 Longevity Income ETF

In short

IBTJ One rung of a Treasury ladder in a single ticker. IBTJ holds only US Treasuries maturing in 2029, giving a defined end date instead of a bond fund that rolls its maturities forever.

LFAI No data

Stated mandate

IBTJ The fund seeks to track an index of U.S. Treasury bonds maturing in 2029, offering defined-maturity exposure for income, stability, bond-ladder construction, and interest-rate-risk management.

LFAI No data

Why people hold it

  • IBTJ Charges 0.07% a year, under the typical fund in its target-maturity group, and it does the job with Treasuries while most top-ranked peers (IBDU, BSCT, VBCB) hold corporate credit.
  • Defined maturity does ladder work for you: roughly 30 Treasuries, all maturing in 2029, tracked against the ICE 2029 Maturity US Treasury Index.
  • Hugs its index closely and ranks among the strongest implementations in its target-maturity peer group. A multi-billion-dollar iShares fund that has been trading since 2020, paying monthly.

LFAI No data

Worth knowing

  • IBTJ It is one maturity year of one issuer: US Treasuries due 2029. No credit spread, no spread of maturities. A building block, not a whole bond sleeve.
  • Until 2029 the share price still moves with interest rates. The defined maturity fixes the end date, not the ride getting there.
  • Trading is moderate rather than headline-Treasury-ETF busy, which matters most on larger orders.

LFAI No data

Full IBTJ profile⁠

Full LFAI profile⁠

IBTJ vs LFAI Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IBTJ vs LFAI Cost

Overpaying LFAI vs IBTJ

$3,679

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IBTJ 0.07%

    $1,480

  • LFAI 0.25%

    $5,159

$10,000
30 years

Cost over time

  • IBTJ 0.07%
  • LFAI 0.25%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LFAI $5,159IBTJ $1,480

Year by year

YearIBTJLFAIOverpaying
10$128$455$327
20$503$1,769$1,266
30$1,480$5,159$3,679

Expense ratio

  • 0.07%IBTJ, cheaper
  • 0.25%LFAI
  • Middle half of Defined-Maturity Treasury funds
  • Median 0.07%

IBTJ cheapest of 30 funds

LFAI 24th cheapest of 30 funds

IBTJ vs LFAI Dividends

Last 12 months to Nov 9, 2026
Yield (12M)
IBTJ 3.79%
LFAI 6.96%, better
Payout (12M)
IBTJ $0.81
LFAI $10.00
Last payment
IBTJ $0.07
LFAI $0.83
Ex-dividend
IBTJ Nov 2, 2026
LFAI Nov 3, 2026
Paid on
IBTJ Nov 5, 2026
LFAI Nov 4, 2026
Frequency
IBTJ Monthly
LFAI Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

IBTJMonthly · 46 paymentsAll IBTJ payments⁠
One bar per payment. 46 payments from 2023 to 2026 YTD. Feb 1, 2023 $0.06; Mar 1, 2023 $0.06; Apr 3, 2023 $0.06; May 1, 2023 $0.06; Jun 1, 2023 $0.06; Jul 3, 2023 $0.07; Aug 1, 2023 $0.07; Sep 1, 2023 $0.06; Oct 2, 2023 $0.06; Nov 1, 2023 $0.07; Dec 1, 2023 $0.07; Dec 14, 2023 $0.07; Feb 1, 2024 $0.07; Mar 1, 2024 $0.06; Apr 1, 2024 $0.07; May 1, 2024 $0.07; Jun 3, 2024 $0.07; Jul 1, 2024 $0.07; Aug 1, 2024 $0.07; Sep 3, 2024 $0.07; Oct 1, 2024 $0.07; Nov 1, 2024 $0.07; Dec 2, 2024 $0.07; Dec 18, 2024 $0.07; Feb 3, 2025 $0.07; Mar 3, 2025 $0.07; Apr 1, 2025 $0.07; May 1, 2025 $0.07; Jun 2, 2025 $0.07; Jul 1, 2025 $0.07; Aug 1, 2025 $0.07; Sep 2, 2025 $0.07; Oct 1, 2025 $0.07; Nov 3, 2025 $0.07; Dec 1, 2025 $0.07; Dec 19, 2025 $0.06; Feb 2, 2026 $0.07; Mar 2, 2026 $0.06; Apr 1, 2026 $0.07; May 1, 2026 $0.07; Jun 1, 2026 $0.07; Jul 1, 2026 $0.07; Aug 3, 2026 $0.07; Sep 1, 2026 $0.07; Oct 1, 2026 $0.07; Nov 2, 2026 $0.07. Use the arrow keys to read each point.$0$1020232026YTD
LFAIMonthly · 28 paymentsAll LFAI payments⁠
One bar per payment. 28 payments from 2023 to 2026 YTD. Oct 2, 2024 $0.08; Nov 4, 2024 $0.08; Dec 3, 2024 $0.08; Jan 3, 2025 $0.08; Feb 4, 2025 $0.08; Feb 19, 2025 $2.93; Mar 4, 2025 $0.83; Apr 2, 2025 $0.83; May 2, 2025 $0.83; Jun 3, 2025 $0.83; Jul 2, 2025 $0.83; Aug 4, 2025 $0.83; Sep 3, 2025 $0.83; Sep 24, 2025 $9.47; Oct 2, 2025 $0.83; Nov 4, 2025 $0.83; Dec 2, 2025 $0.83; Jan 5, 2026 $0.83; Feb 3, 2026 $0.83; Mar 3, 2026 $0.83; Apr 2, 2026 $0.83; May 4, 2026 $0.83; Jun 2, 2026 $0.83; Jul 2, 2026 $0.83; Aug 4, 2026 $0.83; Sep 2, 2026 $0.83; Oct 2, 2026 $0.83; Nov 3, 2026 $0.83. Use the arrow keys to read each point.$0$1020232026YTD

IBTJ vs LFAI Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
IBTJ 4.0%LFAI 63.0%since Oct 2024
Return per unit of riskSharpe ratio, 3 years
IBTJ 0.13LFAI −0.77since Oct 2024
Worst fallMax drawdown, 5 years
IBTJ −15.9%LFAI −91.1%since Sep 2024
Market sensitivityBeta, 5 years
IBTJ 0.72LFAI 0.07

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