Skip to content
etf.net

IBTJ vs LFAO

iShares iBonds Dec 2029 Term Treasury ETF

IBTJANasdaq

LifeX 2055 Longevity Income ETF

LFAODCboe

Overlap

No data

Expense ratio

IBTJ −0.18pt a year

IBTJ0.07%LFAO0.25%

Avg volume · 30D

IBTJ 3130.5×the volume

IBTJ429KLFAO137

IBTJ vs LFAO Performance

Nov 7, 2025 – Nov 9, 2026

+1.1%IBTJ−2.4%LFAO

Nov 7, 2025 to Nov 9, 2026. IBTJ +1.1%. LFAO −2.4%. Use the arrow keys to read each point.−6%−4%0%Nov 2025May 2026Nov 2026
Expense ratio
IBTJ 0.07%, better
LFAO 0.25%
Fund size
IBTJ $1.6B
LFAO $3M
1Y total return
IBTJ +1.1%, better
LFAO −2.4%
Yield (12M)
IBTJ 3.79%
LFAO 6.38%, better
Holdings
IBTJ 39
LFAO 24
Avg volume (30D)
IBTJ 429K sh, better
LFAO 137 sh
NAV per share
IBTJ $21.39
LFAO $156.75
52W range

ETF.net Grade

IBTJ: Cost 65, Risk 50, Mission 100, Tradability 63, Holdings 73, Durability 88. LFAO: Cost 10, Risk 35, Mission 20, Tradability 44, Holdings 67, Durability 33.
Pillar letters and Scores for IBTJ, LFAO, with each pillar’s weight
PillarIBTJLFAO
Cost30% weightB65HigherF10
Mission25% weightA100HigherF20
Risk15% weightC50HigherD35
Tradability15% weightB63HigherC44
Holdings10% weightA73HigherB67
Durability5% weightA88HigherD33

Rank among Defined-Maturity Treasury funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. IBTJ and LFAO are both graded against the same 30 Defined-Maturity Treasury funds, so their Grades compare head to head.

Defined-Maturity Treasury⁠

Category · 30 funds
See all 30 ›

IBTJ ranks 4th and LFAO 26th of 30 funds in the Defined-Maturity Treasury Category.

  1. Rank 1AIBTGiShares iBonds Dec 2026 Term Treasury ETFScore 79
  2. Rank 2AIBTHiShares iBonds Dec 2027 Term Treasury ETFScore 77
  3. Rank 3AIBTIiShares iBonds Dec 2028 Term Treasury ETFScore 76
  4. Rank 4AIBTJiShares iBonds Dec 2029 Term Treasury ETFScore 73
  5. Rank 5BBSGRInvesco Bulletshares 2027 Treasury Bond ETFScore 70
  6. Rank 26DLFAILifeX 2050 Longevity Income ETFScore 28
  7. Rank 26DLFAOLifeX 2055 Longevity Income ETFScore 28
  8. Rank 26DLFAWLifeX 2060 Longevity Income ETFScore 28

Our read on each fund

ETF.net Research

IBTJAiShares iBonds Dec 2029 Term Treasury ETF

LFAODLifeX 2055 Longevity Income ETF

In short

IBTJ One rung of a Treasury ladder in a single ticker. IBTJ holds only US Treasuries maturing in 2029, giving a defined end date instead of a bond fund that rolls its maturities forever.

LFAO No data

Stated mandate

IBTJ The fund seeks to track an index of U.S. Treasury bonds maturing in 2029, offering defined-maturity exposure for income, stability, bond-ladder construction, and interest-rate-risk management.

LFAO No data

Why people hold it

  • IBTJ Charges 0.07% a year, under the typical fund in its target-maturity group, and it does the job with Treasuries while most top-ranked peers (IBDU, BSCT, VBCB) hold corporate credit.
  • Defined maturity does ladder work for you: roughly 30 Treasuries, all maturing in 2029, tracked against the ICE 2029 Maturity US Treasury Index.
  • Hugs its index closely and ranks among the strongest implementations in its target-maturity peer group. A multi-billion-dollar iShares fund that has been trading since 2020, paying monthly.

LFAO No data

Worth knowing

  • IBTJ It is one maturity year of one issuer: US Treasuries due 2029. No credit spread, no spread of maturities. A building block, not a whole bond sleeve.
  • Until 2029 the share price still moves with interest rates. The defined maturity fixes the end date, not the ride getting there.
  • Trading is moderate rather than headline-Treasury-ETF busy, which matters most on larger orders.

LFAO No data

Full IBTJ profile⁠

Full LFAO profile⁠

IBTJ vs LFAO Holdings

How IBTJ and LFAO differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

  • Asset classBonds100%
  • Countryby domicile100%

Sector

IBTJ and LFAO share no Sector name, so they cannot be compared by Sector.

Country, concentration and asset class

Country by domicile

Country weights in IBTJ and LFAO, widest gap first
CountryMore in IBTJMore in LFAOGap
United StatesSame weight

Concentration

Weight in the 10 largest Holdings

  • IBTJ35.7%
  • LFAO86.2%

Securities held

  • IBTJ38
  • LFAO23

Asset class

IBTJ
Bonds
LFAO
Bonds

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. IBTJ holds 38 securities, LFAO 23.

All 38 IBTJ holdings⁠All 24 LFAO holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IBTJ vs LFAO Cost

Overpaying LFAO vs IBTJ

$3,679

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IBTJ 0.07%

    $1,480

  • LFAO 0.25%

    $5,159

$10,000
30 years

Cost over time

  • IBTJ 0.07%
  • LFAO 0.25%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K051015202530LFAO $5,159IBTJ $1,480

Year by year

YearIBTJLFAOOverpaying
10$128$455$327
20$503$1,769$1,266
30$1,480$5,159$3,679

Expense ratio

  • 0.07%IBTJ, cheaper
  • 0.25%LFAO
  • Middle half of Defined-Maturity Treasury funds
  • Median 0.07%

IBTJ cheapest of 30 funds

LFAO 24th cheapest of 30 funds

IBTJ vs LFAO Dividends

Last 12 months to Nov 9, 2026
Yield (12M)
IBTJ 3.79%
LFAO 6.38%, better
Payout (12M)
IBTJ $0.81
LFAO $10.00
Last payment
IBTJ $0.07
LFAO $0.83
Ex-dividend
IBTJ Nov 2, 2026
LFAO Nov 3, 2026
Paid on
IBTJ Nov 5, 2026
LFAO Nov 4, 2026
Frequency
IBTJ Monthly
LFAO Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

IBTJMonthly · 46 paymentsAll IBTJ payments⁠
One bar per payment. 46 payments from 2023 to 2026 YTD. Feb 1, 2023 $0.06; Mar 1, 2023 $0.06; Apr 3, 2023 $0.06; May 1, 2023 $0.06; Jun 1, 2023 $0.06; Jul 3, 2023 $0.07; Aug 1, 2023 $0.07; Sep 1, 2023 $0.06; Oct 2, 2023 $0.06; Nov 1, 2023 $0.07; Dec 1, 2023 $0.07; Dec 14, 2023 $0.07; Feb 1, 2024 $0.07; Mar 1, 2024 $0.06; Apr 1, 2024 $0.07; May 1, 2024 $0.07; Jun 3, 2024 $0.07; Jul 1, 2024 $0.07; Aug 1, 2024 $0.07; Sep 3, 2024 $0.07; Oct 1, 2024 $0.07; Nov 1, 2024 $0.07; Dec 2, 2024 $0.07; Dec 18, 2024 $0.07; Feb 3, 2025 $0.07; Mar 3, 2025 $0.07; Apr 1, 2025 $0.07; May 1, 2025 $0.07; Jun 2, 2025 $0.07; Jul 1, 2025 $0.07; Aug 1, 2025 $0.07; Sep 2, 2025 $0.07; Oct 1, 2025 $0.07; Nov 3, 2025 $0.07; Dec 1, 2025 $0.07; Dec 19, 2025 $0.06; Feb 2, 2026 $0.07; Mar 2, 2026 $0.06; Apr 1, 2026 $0.07; May 1, 2026 $0.07; Jun 1, 2026 $0.07; Jul 1, 2026 $0.07; Aug 3, 2026 $0.07; Sep 1, 2026 $0.07; Oct 1, 2026 $0.07; Nov 2, 2026 $0.07. Use the arrow keys to read each point.$0$520232026YTD
LFAOMonthly · 28 paymentsAll LFAO payments⁠
One bar per payment. 28 payments from 2023 to 2026 YTD. Oct 2, 2024 $0.08; Nov 4, 2024 $0.08; Dec 3, 2024 $0.08; Jan 3, 2025 $0.08; Feb 4, 2025 $0.08; Feb 19, 2025 $4.36; Mar 4, 2025 $0.83; Apr 2, 2025 $0.83; May 2, 2025 $0.83; Jun 3, 2025 $0.83; Jul 2, 2025 $0.83; Aug 4, 2025 $0.83; Sep 3, 2025 $0.83; Sep 24, 2025 $7.42; Oct 2, 2025 $0.83; Nov 4, 2025 $0.83; Dec 2, 2025 $0.83; Jan 5, 2026 $0.83; Feb 3, 2026 $0.83; Mar 3, 2026 $0.83; Apr 2, 2026 $0.83; May 4, 2026 $0.83; Jun 2, 2026 $0.83; Jul 2, 2026 $0.83; Aug 4, 2026 $0.83; Sep 2, 2026 $0.83; Oct 2, 2026 $0.83; Nov 3, 2026 $0.83. Use the arrow keys to read each point.$0$520232026YTD

IBTJ vs LFAO Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
IBTJ 4.0%LFAO 8.1%since Oct 2024
Return per unit of riskSharpe ratio, 3 years
IBTJ 0.13LFAO −0.88since Oct 2024
Worst fallMax drawdown, 5 years
IBTJ −15.9%LFAO −12.5%since Sep 2024
Market sensitivityBeta, 5 years
IBTJ 0.72LFAO 0.11

Popular comparisons

  • IBTJAvsIBTGA

    iShares iBonds Dec 2029 Term Treasury ETF · iShares iBonds Dec 2026 Term Treasury ETF

    Expense ratio
    0.07% · 0.07%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • LFAODvsIBTGA

    LifeX 2055 Longevity Income ETF · iShares iBonds Dec 2026 Term Treasury ETF

    Expense ratio
    0.25% · 0.07%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • IBTJAvsIBTHA

    iShares iBonds Dec 2029 Term Treasury ETF · iShares iBonds Dec 2027 Term Treasury ETF

    Expense ratio
    0.07% · 0.07%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • LFAODvsIBTHA

    LifeX 2055 Longevity Income ETF · iShares iBonds Dec 2027 Term Treasury ETF

    Expense ratio
    0.25% · 0.07%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • IBTJAvsIBTIA

    iShares iBonds Dec 2029 Term Treasury ETF · iShares iBonds Dec 2028 Term Treasury ETF

    Expense ratio
    0.07% · 0.07%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • LFAODvsIBTIA

    LifeX 2055 Longevity Income ETF · iShares iBonds Dec 2028 Term Treasury ETF

    Expense ratio
    0.25% · 0.07%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.