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IUSB vs TPFI

iShares Core Universal USD Bond ETF

IUSBANasdaq

Timothy Plan Fixed Income ETF

TPFIDNYSE Arca

Overlap

No data

Expense ratio

IUSB −0.49pt a year

IUSB0.06%TPFI0.55%

Avg volume · 30D

IUSB 982.8×the volume

IUSB6.13MTPFI6.23K

IUSB vs TPFI Performance

Jul 31, 2026 – Oct 30, 2026

−0.1%IUSB−0.3%TPFI

Jul 31, 2026 to Oct 30, 2026. IUSB −0.1%. TPFI −0.3%. Use the arrow keys to read each point.−2%−1%1%Jul 2026Sep 2026Oct 2026
Expense ratio
IUSB 0.06%, better
TPFI 0.55%
Fund size
IUSB $50.2B
TPFI $29M
1Y total return
IUSB 0.0%
TPFI No data
Yield (12M)
IUSB 4.32%
TPFI No data
Holdings
IUSB 18280
TPFI 460
Avg volume (30D)
IUSB 6.13M sh, better
TPFI 6.23K sh
NAV per share
IUSB $44.91
TPFI $24.28
52W range

ETF.net Grade

IUSB: Cost 92, Risk 54, Mission 100, Tradability 89, Holdings 76, Durability 94. TPFI: Cost 13, Risk 33, Mission not scored, Tradability 28, Holdings 52, Durability 10.
Pillar letters and Scores for IUSB, TPFI, with each pillar’s weight
PillarIUSBTPFI
Cost30% weightA92HigherF13
Mission25% weightA100Not scored
Risk15% weightC54HigherD33
Tradability15% weightA89HigherD28
Holdings10% weightA76HigherC52
Durability5% weightA94HigherF10

Rank among US Aggregate Bond funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. IUSB and TPFI are both graded against the same 114 US Aggregate Bond funds, so their Grades compare head to head.

US Aggregate Bond⁠

Category · 114 funds
See all 114 ›

IUSB ranks 2nd and TPFI 111th of 114 funds in the US Aggregate Bond Category.

  1. Rank 1AAGGiShares Core U.S. Aggregate Bond ETFScore 87
  2. Rank 2AIUSBiShares Core Universal USD Bond ETFScore 86
  3. Rank 2ASCHZSchwab U.S. Aggregate Bond ETFScore 86
  4. Rank 111DSJCPSanJac Alpha Core Plus Bond ETFScore 25
  5. Rank 111DTPFITimothy Plan Fixed Income ETFScore 25
  6. Rank 113FCRDTSimplify Opportunistic Income ETFScore 13
  7. AGZDNot yet graded

Our read on each fund

ETF.net Research

IUSBAiShares Core Universal USD Bond ETF

TPFIDTimothy Plan Fixed Income ETF

In short

IUSB Most core bond funds stop at investment grade. IUSB keeps going, folding high-yield USD debt into the same wrapper across roughly 18,000 bonds, for 0.06% a year.

TPFI Timothy Plan spent years screening stocks against biblical criteria. In 2026 it pointed that lens at bonds: an income-focused fixed income fund for investors who want their debt sleeve run by the same rulebook as their stocks.

Stated mandate

IUSB The Fund seeks to track an index of U.S.-dollar-denominated bonds spanning investment-grade and high-yield sectors.

TPFI The Fund seeks high current income while limiting undue risk to principal.

Why people hold it

  • IUSB 0.06% a year, a fraction of what the typical broad bond fund in its category charges, and iShares has run it since 2014.
  • Roughly 18,000 bonds spanning investment-grade and high-yield sectors, so one ticker covers ground a plain Agg tracker leaves on the table.ishares.com
  • Tracks its index closely, trades heavily, and sits on a multi-billion-dollar asset base. Income is paid monthly.
  • Among the strongest implementations in a crowded field of nearly 200 core bond funds.
  • TPFI The bond leg of a biblically screened lineup. Timothy Plan's equity ETFs date back to 2019; this one extends the same values-first approach to debt.timothyplan.com
  • Plain mandate: at least 80% of assets in debt securities, aiming for high current income while limiting undue risk to principal.
  • Fills the fixed income slot in a family that was all equity until 2026: large cap, small cap, international and high dividend funds.timothyplan.com

Worth knowing

  • IUSB That high-yield sleeve is the trade-off: more credit risk than an investment-grade-only fund, and more movement when spreads widen.
  • BND, SPAB and SCHZ charge 0.03%, half IUSB's fee, but they stay inside investment grade.
  • Payouts land monthly, but the amount floats with the coupons underneath. Nothing about the income stream is fixed.
  • TPFI At 0.55% a year, it costs well above plain index aggregate bond funds such as BND, SPAB and SCHZ at 0.03%. Screening and hands-on management carry a price.
  • A 2026 launch, so the track record is short and it trades in a fraction of the volume of the index bond giants, which can widen bid-ask spreads.
  • Income lands on an annual or semiannual schedule rather than the monthly cadence many bond funds use.

Full IUSB profile⁠

Full TPFI profile⁠

IUSB vs TPFI Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

IUSB vs TPFI Cost

Overpaying TPFI vs IUSB

$9,634

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • IUSB 0.06%

    $1,270

  • TPFI 0.55%

    $10,904

$10,000
30 years

Cost over time

  • IUSB 0.06%
  • TPFI 0.55%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2.5K$5K$7.5K$10K$12.5K051015202530TPFI $10,904IUSB $1,270

Year by year

YearIUSBTPFIOverpaying
10$110$988$878
20$432$3,790$3,358
30$1,270$10,904$9,634

Expense ratio

  • 0.06%IUSB, cheaper
  • 0.55%TPFI
  • Middle half of US Aggregate Bond funds
  • Median 0.34%

IUSB 10th cheapest of 114 funds

TPFI 97th cheapest of 114 funds

IUSB vs TPFI Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
IUSB 4.32%
TPFI No data
Payout (12M)
IUSB $1.94
TPFI No data
Last payment
IUSB $0.15
TPFI $0.09
Ex-dividend
IUSB Oct 1, 2026
TPFI Oct 8, 2026
Paid on
IUSB Oct 6, 2026
TPFI Oct 9, 2026
Frequency
IUSB Monthly
TPFI Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

IUSBMonthly · 45 paymentsAll IUSB payments⁠
One bar per payment. 45 payments from 2023 to 2026 YTD. Feb 1, 2023 $0.12; Mar 1, 2023 $0.12; Apr 3, 2023 $0.12; May 1, 2023 $0.13; Jun 1, 2023 $0.14; Jul 3, 2023 $0.13; Aug 1, 2023 $0.14; Sep 1, 2023 $0.13; Oct 2, 2023 $0.13; Nov 1, 2023 $0.14; Dec 1, 2023 $0.14; Dec 14, 2023 $0.15; Feb 1, 2024 $0.13; Mar 1, 2024 $0.15; Apr 1, 2024 $0.15; May 1, 2024 $0.15; Jun 3, 2024 $0.15; Jul 1, 2024 $0.15; Aug 1, 2024 $0.16; Sep 3, 2024 $0.16; Oct 1, 2024 $0.15; Nov 1, 2024 $0.16; Dec 2, 2024 $0.16; Dec 18, 2024 $0.16; Feb 3, 2025 $0.15; Mar 3, 2025 $0.16; Apr 1, 2025 $0.16; May 1, 2025 $0.16; Jun 2, 2025 $0.17; Jul 1, 2025 $0.16; Aug 1, 2025 $0.17; Sep 2, 2025 $0.16; Oct 1, 2025 $0.17; Nov 3, 2025 $0.16; Dec 1, 2025 $0.16; Dec 19, 2025 $0.16; Feb 2, 2026 $0.17; Mar 2, 2026 $0.16; Apr 1, 2026 $0.16; May 1, 2026 $0.16; Jun 1, 2026 $0.15; Jul 1, 2026 $0.16; Aug 3, 2026 $0.17; Sep 1, 2026 $0.17; Oct 1, 2026 $0.15. Use the arrow keys to read each point.$0$0.1020232026YTD
TPFIMonthly · 5 paymentsAll TPFI payments⁠
One bar per payment. 5 payments from 2023 to 2026 YTD. Jun 9, 2026 $0.08; Jul 9, 2026 $0.09; Aug 7, 2026 $0.08; Sep 9, 2026 $0.09; Oct 8, 2026 $0.09. Use the arrow keys to read each point.$0$0.1020232026YTD

IUSB vs TPFI Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
IUSB 5.5%TPFI No data
Return per unit of riskSharpe ratio, 3 years
IUSB 0.25TPFI No data
Worst fallMax drawdown, 5 years
IUSB −17.4%TPFI No data
Market sensitivityBeta, 5 years
IUSB 0.96TPFI 0.11

IUSB and TPFI in the news

All news⁠

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