MYCF vs VBCB: Grades, Fees and Holdings Compared

State Street My2026 Corporate Bond ETF

MYCFDNasdaq

Vanguard Target Maturity 2028 Corporate Bond ETF

VBCBANasdaq

Overlap

No data

Expense ratio

VBCB −0.07pt a year

MYCF0.15%VBCB0.08%

Avg volume · 30D

VBCB 2.2×the volume

MYCF11.6KVBCB25.9K

MYCF vs VBCB Performance

Jul 31, 2026 – Oct 30, 2026

+1.0%MYCF+0.6%VBCB

Expense ratio: MYCF 0.15%; VBCB 0.08%, better
Fund size: MYCF $51M; VBCB $117M
1Y total return: MYCF +4.1%; VBCB No data
Yield (12M): MYCF 4.29%; VBCB No data
Holdings: MYCF 52; VBCB 667
Avg volume (30D): MYCF 11.6K sh; VBCB 25.9K sh, better
NAV per share: MYCF $25.06; VBCB $75.14
52W range

ETF.net Grade

Pillar letters and Scores for MYCF, VBCB, with each pillar’s weight
Pillar	MYCF	VBCB
Cost30% weight	F11	A89Higher
Mission25% weight	Not scored	A100
Risk15% weight	A93Higher	A88
Tradability15% weight	C54Higher	C40
Holdings10% weight	F22	A84Higher
Durability5% weight	D36	B56Higher

Rank among Defined-Maturity Investment Grade Corporate funds

How we build Categories ›

Same Category. MYCF and VBCB are both graded against the same 42 Defined-Maturity Investment Grade Corporate funds, so their Grades compare head to head.

Defined-Maturity Investment Grade Corporate⁠

Category · 42 funds

See all 42 ›

VBCB ranks 1st and MYCF 36th of 42 funds in the Defined-Maturity Investment Grade Corporate Category.

Rank 1AVBCBVanguard Target Maturity 2028 Corporate Bond ETFScore 82
Rank 2AVBCAVanguard Target Maturity 2027 Corporate Bond ETFScore 78
Rank 34CMYCNState Street My2034 Corporate Bond ETFScore 40
Rank 36DMYCFState Street My2026 Corporate Bond ETFScore 39
Rank 37DMYCOState Street My2035 Corporate Bond ETFScore 37

Our read on each fund

ETF.net Research

MYCFDState Street My2026 Corporate Bond ETF

VBCBAVanguard Target Maturity 2028 Corporate Bond ETF

In short

MYCF Most target-maturity bond ETFs just follow an index. MYCF is part of State Street's MyIncome suite, launched in 2024 as the industry's first actively managed corporate target maturity ETFs, and it's the rung that winds up in December 2026.

VBCB Vanguard finally showed up to the bond-ladder party. VBCB owns U.S. investment-grade corporate bonds that all mature in 2028, and it undercuts the typical target-maturity rung on fees.

Stated mandate

MYCF The fund uses an actively managed target-maturity approach focused primarily on corporate bonds maturing in 2026. It seeks current income and preservation of capital, then plans to distribute remaining principal and liquidate around December 15, 2026.

VBCB The fund seeks to track a market-weighted index of U.S.-dollar-denominated, investment-grade corporate bonds that mature in 2028.

Why people hold it

MYCF Behaves more like a bond than a bond fund: about 110 investment-grade corporates all due in 2026, monthly income, then remaining net assets paid out around December 15, 2026.ssga.com
Active where the rivals are mechanical. A team picks each bond using top-down risk work plus bottom-up research, aiming to overweight the sectors and issuers it finds most attractive.ssga.com statestreet.com
Short, defined runway. Everything inside matures in 2026, so there is far less interest-rate sensitivity than an open-ended corporate bond fund that keeps rolling into new paper.ssga.com

VBCB Charges 0.08% a year, below the 0.10% typical for target-maturity bond funds and below the iBonds and BulletShares rungs (IBDU, BSCT, BSCU) it lines up against.
Every bond in the index is dollar-denominated investment grade maturing in 2028: one rung of a bond ladder in one ticker, with income paid quarterly.
A plain market-weighted ICE index run through Vanguard's index plumbing, and one of the stronger builds in the target-maturity bond group.

Worth knowing

MYCF You pay for the active seat: 0.15% a year, against 0.08% at VBCB and 0.10% at IBDU and BSCT, the index-run ladders it sits beside.
Small and thinly traded next to the giant iBonds and BulletShares ladders, so bid-ask spreads are part of the cost of getting in and out.
Not a bond substitute: the fund does not seek to distribute any predetermined amount at maturity, and maturing proceeds may sit in cash and cash equivalents during 2026.ssga.com

VBCB Launched in 2026 and still small, it trades thinly, so spreads can run wider than on the long-established corporate ladders.
Corporate credit, not Treasuries. Investment grade lowers the odds of trouble, but downgrades and defaults stay in the mix.
One maturity year, not a whole curve. This is a rung, not a stand-in for a broad bond fund.

Full MYCF profile⁠

Full VBCB profile⁠

MYCF vs VBCB Holdings

How MYCF and VBCB differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

Countryby domicile90.7%
Asset classFixed Income100%

Sector

No Sector split for MYCF and VBCB.

Country, concentration and asset class

Country by domicile

Country weights in MYCF and VBCB, widest gap first
Country	More in MYCFMore in VBCB	MYCF	VBCB
United States	MYCF +6.4 points	87.0%	80.6%
Canada	MYCF +2.9 points	7.7%	4.8%
Australia	VBCB +2.0 points	0.0%	2.0%
Japan	VBCB +1.7 points	1.6%	3.3%
United Kingdom	VBCB +1.3 points	3.6%	4.9%
Germany	VBCB +1.0 points	0.0%	0.9%
Ireland	VBCB +0.9 points	0.0%	0.9%
Spain	VBCB +0.7 points	0.0%	0.7%
Other countries (6)	VBCB +1.9 points	0.0%	1.9%

Concentration

Weight in the 10 largest Holdings

MYCF45.6%
VBCB6.2%

Securities held

MYCF52
VBCB662

Asset class

MYCF: Fixed Income
VBCB: Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. MYCF holds 52 securities, VBCB 662.

All 53 MYCF holdings⁠All VBCB holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

MYCF vs VBCB Cost

Overpaying MYCF vs VBCB

$1,448

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

MYCF 0.15%
$3,137
VBCB 0.08%
$1,689

Amount$10,000

Years30 years

Cost over time

MYCF 0.15%
VBCB 0.08%
Overpaying

Year by year

Year	MYCF	VBCB	Overpaying
10	$274	$147	$127
20	$1,071	$575	$496
30	$3,137	$1,689	$1,448

Expense ratio

0.15%MYCF
0.08%VBCB, cheaper

VBCB0.08%MYCF0.15%

0.08%0.15%

Middle half of Defined-Maturity Investment Grade Corporate funds
Median 0.10%

VBCB cheapest of 42 funds

MYCF 33rd cheapest of 42 funds

MYCF vs VBCB Dividends

Last 12 months to Oct 30, 2026

Yield (12M): MYCF 4.29%; VBCB No data
Payout (12M): MYCF $1.08; VBCB No data
Last payment: MYCF $0.09; VBCB $0.26
Ex-dividend: MYCF Oct 1, 2026; VBCB Oct 1, 2026
Paid on: MYCF Oct 6, 2026; VBCB Oct 5, 2026
Frequency: MYCF Monthly; VBCB Monthly

Distribution history

Per share, 2024 to 2026, same scale for both

MYCFMonthly · 25 paymentsAll MYCF payments⁠

VBCBMonthly · 6 paymentsAll VBCB payments⁠

MYCF vs VBCB Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: MYCF 0.4%since Oct 2024VBCB No data
Return per unit of riskSharpe ratio, 3 years: MYCF 0.94since Oct 2024VBCB No data
Worst fallMax drawdown, 5 years: MYCF −0.6%since Sep 2024VBCB No data
Market sensitivityBeta, 5 years: MYCF 0.02VBCB 0.05; Market = 1

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