MYCH vs VBCB: Grades, Fees and Holdings Compared

State Street My2028 Corporate Bond ETF

MYCHDNasdaq

Vanguard Target Maturity 2028 Corporate Bond ETF

VBCBANasdaq

Overlap

No data

Expense ratio

VBCB −0.07pt a year

MYCH0.15%VBCB0.08%

Avg volume · 30D

MYCH 6.7×the volume

MYCH174KVBCB25.9K

MYCH vs VBCB Performance

Jul 31, 2026 – Oct 30, 2026

+0.5%MYCH+0.6%VBCB

Expense ratio: MYCH 0.15%; VBCB 0.08%, better
Fund size: MYCH $882M; VBCB $117M
1Y total return: MYCH +2.6%; VBCB No data
Yield (12M): MYCH 4.33%; VBCB No data
Holdings: MYCH 375; VBCB 667
Avg volume (30D): MYCH 174K sh, better; VBCB 25.9K sh
NAV per share: MYCH $24.67; VBCB $75.14
52W range

ETF.net Grade

Pillar letters and Scores for MYCH, VBCB, with each pillar’s weight
Pillar	MYCH	VBCB
Cost30% weight	F11	A89Higher
Mission25% weight	Not scored	A100
Risk15% weight	B62	A88Higher
Tradability15% weight	C50Higher	C40
Holdings10% weight	C45	A84Higher
Durability5% weight	C50	B56Higher

Rank among Defined-Maturity Investment Grade Corporate funds

How we build Categories ›

Same Category. MYCH and VBCB are both graded against the same 42 Defined-Maturity Investment Grade Corporate funds, so their Grades compare head to head.

Defined-Maturity Investment Grade Corporate⁠

Category · 42 funds

See all 42 ›

VBCB ranks 1st and MYCH 38th of 42 funds in the Defined-Maturity Investment Grade Corporate Category.

Rank 1AVBCBVanguard Target Maturity 2028 Corporate Bond ETFScore 82
Rank 2AVBCAVanguard Target Maturity 2027 Corporate Bond ETFScore 78
Rank 37DMYCOState Street My2035 Corporate Bond ETFScore 37
Rank 38DMYCHState Street My2028 Corporate Bond ETFScore 36
Rank 39DBSCAINVESCO BULLETSHARES 2036 CORPORATE BOND ETFScore 35

Our read on each fund

ETF.net Research

MYCHDState Street My2028 Corporate Bond ETF

VBCBAVanguard Target Maturity 2028 Corporate Bond ETF

In short

MYCH Most bond-ladder rungs are index trackers. MYCH is a rung with a driver: an actively managed basket of corporate bonds maturing in 2028, paying monthly, then handing back remaining principal and closing around December 15, 2028.

VBCB Vanguard finally showed up to the bond-ladder party. VBCB owns U.S. investment-grade corporate bonds that all mature in 2028, and it undercuts the typical target-maturity rung on fees.

Stated mandate

MYCH The fund uses an actively managed target-maturity strategy focused primarily on corporate bonds maturing in 2028. It seeks current income and capital preservation and is intended to distribute remaining principal and liquidate around December 15, 2028.

VBCB The fund seeks to track a market-weighted index of U.S.-dollar-denominated, investment-grade corporate bonds that mature in 2028.

Why people hold it

MYCH Active, not index-fed. State Street's MyIncome suite arrived in 2024 as the first actively managed corporate target-maturity ETFs, choosing sectors and issuers by hand.ssga.com statestreet.com
Behaves like a bond, trades like a fund: roughly 400 corporate bonds, monthly distributions, and a built-in end date instead of a perpetual portfolio.
Sits in the upper half of a crowded target-maturity field, and it is one of the easier rungs of its size to get in and out of.

VBCB Charges 0.08% a year, below the 0.10% typical for target-maturity bond funds and below the iBonds and BulletShares rungs (IBDU, BSCT, BSCU) it lines up against.
Every bond in the index is dollar-denominated investment grade maturing in 2028: one rung of a bond ladder in one ticker, with income paid quarterly.
A plain market-weighted ICE index run through Vanguard's index plumbing, and one of the stronger builds in the target-maturity bond group.

Worth knowing

MYCH Active management costs more: 0.15% a year against 0.10% at index rungs like IBDU and BSCT, and 0.08% at Vanguard's VBCB.
The end date cuts both ways. Cash comes back around December 15, 2028, so replacing that rung of the ladder is on you.ssga.com
Launched September 2024, so the track record is short, and results hinge on manager judgment rather than a rules-based index.

VBCB Launched in 2026 and still small, it trades thinly, so spreads can run wider than on the long-established corporate ladders.
Corporate credit, not Treasuries. Investment grade lowers the odds of trouble, but downgrades and defaults stay in the mix.
One maturity year, not a whole curve. This is a rung, not a stand-in for a broad bond fund.

Full MYCH profile⁠

Full VBCB profile⁠

MYCH vs VBCB Holdings

How MYCH and VBCB differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

Countryby domicile90.2%
Asset classFixed Income100%

Sector

No Sector split for MYCH and VBCB.

Country, concentration and asset class

Country by domicile

Country weights in MYCH and VBCB, widest gap first
Country	More in MYCHMore in VBCB	MYCH	VBCB
United States	MYCH +6.4 points	87.0%	80.6%
Canada	VBCB +2.4 points	2.4%	4.8%
Spain	MYCH +2.0 points	2.7%	0.7%
Australia	VBCB +2.0 points	0.0%	2.0%
United Kingdom	VBCB +1.6 points	3.3%	4.9%
Japan	VBCB +1.0 points	2.3%	3.3%
Germany	VBCB +1.0 points	0.0%	0.9%
Hong Kong	MYCH +0.9 points	0.9%	0.0%
Other countries (8)	VBCB +1.3 points	1.4%	2.7%

Concentration

Weight in the 10 largest Holdings

MYCH13.4%
VBCB6.2%

Securities held

MYCH370
VBCB662

Asset class

MYCH: Fixed Income
VBCB: Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. MYCH holds 370 securities, VBCB 662.

All 375 MYCH holdings⁠All VBCB holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

MYCH vs VBCB Cost

Overpaying MYCH vs VBCB

$1,448

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

MYCH 0.15%
$3,137
VBCB 0.08%
$1,689

Amount$10,000

Years30 years

Cost over time

MYCH 0.15%
VBCB 0.08%
Overpaying

Year by year

Year	MYCH	VBCB	Overpaying
10	$274	$147	$127
20	$1,071	$575	$496
30	$3,137	$1,689	$1,448

Expense ratio

0.15%MYCH
0.08%VBCB, cheaper

VBCB0.08%MYCH0.15%

0.08%0.15%

Middle half of Defined-Maturity Investment Grade Corporate funds
Median 0.10%

VBCB cheapest of 42 funds

MYCH 33rd cheapest of 42 funds

MYCH vs VBCB Dividends

Last 12 months to Oct 30, 2026

Yield (12M): MYCH 4.33%; VBCB No data
Payout (12M): MYCH $1.07; VBCB No data
Last payment: MYCH $0.09; VBCB $0.26
Ex-dividend: MYCH Oct 1, 2026; VBCB Oct 1, 2026
Paid on: MYCH Oct 6, 2026; VBCB Oct 5, 2026
Frequency: MYCH Monthly; VBCB Monthly

Distribution history

Per share, 2024 to 2026, same scale for both

MYCHMonthly · 25 paymentsAll MYCH payments⁠

VBCBMonthly · 6 paymentsAll VBCB payments⁠

MYCH vs VBCB Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: MYCH 1.8%since Oct 2024VBCB No data
Return per unit of riskSharpe ratio, 3 years: MYCH −0.17since Oct 2024VBCB No data
Worst fallMax drawdown, 5 years: MYCH −1.3%since Sep 2024VBCB No data
Market sensitivityBeta, 5 years: MYCH 0.05VBCB 0.05; Market = 1

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