PCS vs SCHJ: Grades, Fees and Holdings Compared

PGIM Corporate Bond 0-5 Year ETF

PCSCCboe

Schwab 1-5 Year Corporate Bond ETF

SCHJANYSE Arca

Overlap

No data

Expense ratio

SCHJ −0.17pt a year

PCS0.20%SCHJ0.03%

Avg volume · 30D

SCHJ 16.0×the volume

PCS18.6KSCHJ298K

PCS vs SCHJ Performance

Nov 7, 2025 – Nov 9, 2026

+2.5%PCS+2.1%SCHJ

Expense ratio: PCS 0.20%; SCHJ 0.03%, better
Fund size: PCS $710M; SCHJ $908M
1Y total return: PCS +2.5%, better; SCHJ +2.1%
Yield (12M): PCS 4.36%; SCHJ 4.59%, better
Holdings: PCS 343; SCHJ 3359
Avg volume (30D): PCS 18.6K sh; SCHJ 298K sh, better
NAV per share: PCS $49.39; SCHJ $24.27
52W range

ETF.net Grade

Pillar letters and Scores for PCS, SCHJ, with each pillar’s weight
Pillar	PCS	SCHJ
Cost30% weight	D26	A93Higher
Mission25% weight	A71	A71
Risk15% weight	C47Higher	C46
Tradability15% weight	D34	B61Higher
Holdings10% weight	D37	A83Higher
Durability5% weight	D33	C53Higher

Rank among Investment Grade Corporate (0-5 Year) funds

How we build Categories ›

Same Category. PCS and SCHJ are both graded against the same 23 Investment Grade Corporate (0-5 Year) funds, so their Grades compare head to head.

Investment Grade Corporate (0-5 Year)⁠

Category · 23 funds

See all 23 ›

SCHJ ranks 4th and PCS 11th of 23 funds in the Investment Grade Corporate (0-5 Year) Category.

Rank 1ASPSBState Street SPDR Portfolio Short Term Corporate Bond ETFScore 80
Rank 2AIGSBiShares 1-5 Year Investment Grade Corporate Bond ETFScore 79
Rank 3AVCSHVanguard Short-Term Corporate Bond ETFScore 76
Rank 4ASCHJSchwab 1-5 Year Corporate Bond ETFScore 72
Rank 5ASLQDiShares 0-5 Year Investment Grade Corporate Bond ETFScore 71
Rank 10CCGSDCapital Group Short Duration Income ETFScore 46
Rank 11CPCSPGIM Corporate Bond 0-5 Year ETFScore 42
Rank 12DFLTBFidelity Limited Term Bond ETFScore 40

Our read on each fund

ETF.net Research

PCSCPGIM Corporate Bond 0-5 Year ETF

SCHJASchwab 1-5 Year Corporate Bond ETF

In short

PCS No data

SCHJ Short-dated corporate credit at index-fund pricing. SCHJ tracks the Bloomberg US 1-5 Year Corporate Bond Index for 0.03% a year, sits at the bottom of its category's fee table, and pays monthly.

Stated mandate

PCS No data

SCHJ The fund seeks to track, before fees and expenses, the total return of an index measuring the short-term U.S. corporate bond market.

Why people hold it

PCS No data

SCHJ 0.03% a year, against a 0.19% median for investment-grade corporate ETFs. No peer in the cohort charges less.
Thousands of individual bonds in the basket, so no single issuer's trouble moves the fund much.
The 1-5 year maturity ceiling means less price swing per move in rates than intermediate corporate funds like VCIT or IGIB, which sit further out the curve.
Interest is passed through monthly rather than quarterly, and the fund ranks in the top quartile of its investment-grade corporate peer group overall.

Worth knowing

PCS No data

SCHJ This is company debt, not Treasuries. Downgrades and defaults are part of the deal, and short maturities shrink that risk without erasing it.
A mid-size fund with moderate trading volume, so spreads can run wider than at the category's giants. Limit orders matter more here.
Launched in 2019, so its record is shorter than rivals that traded through earlier credit cycles.

Full PCS profile⁠

Full SCHJ profile⁠

PCS vs SCHJ Holdings

How PCS and SCHJ differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

Countryby domicile92.9%
Sector3 Sectors95.4%
Asset classBonds100%

Sector

Sector weights in PCS and SCHJ, widest gap first
Sector	Gap	PCS	SCHJ
Government	PCS +4.6 points	5.1%	0.5%
Corporate	SCHJ +4.6 points	94.9%	99.5%
Securitized	SCHJ +0.1 points	0.0%	0.1%

Country, concentration and asset class

Country by domicile

Country weights in PCS and SCHJ, widest gap first
Country	Gap	PCS	SCHJ
United States	PCS +4.0 points	88.9%	84.9%
Japan	SCHJ +1.3 points	1.5%	2.8%
Norway	PCS +1.2 points	1.2%	0.0%
United Kingdom	SCHJ +1.1 points	2.9%	4.0%
France	PCS +1.1 points	1.4%	0.3%
Canada	SCHJ +0.9 points	2.8%	3.7%
Spain	SCHJ +0.7 points	0.0%	0.7%
Ireland	SCHJ +0.7 points	0.1%	0.8%
Other countries (13)	SCHJ +1.5 points	1.3%	2.8%

Concentration

Weight in the 10 largest Holdings

PCS15.0%
SCHJ1.7%

Securities held

PCS267
SCHJ3,358

Asset class

PCS: Bonds
SCHJ: Bonds

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. PCS holds 267 securities, SCHJ 3,358.

All 308 PCS holdings⁠All 3,361 SCHJ holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

PCS vs SCHJ Cost

Overpaying PCS vs SCHJ

$3,517

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

PCS 0.20%
$4,155
SCHJ 0.03%
$638

Amount$10,000

Years30 years

Cost over time

PCS 0.20%
SCHJ 0.03%
Overpaying

Year by year

Year	PCS	SCHJ	Overpaying
10	$365	$55	$310
20	$1,421	$216	$1,205
30	$4,155	$638	$3,517

Expense ratio

0.20%PCS
0.03%SCHJ, cheaper

SCHJ0.03%PCS0.20%

0.03%0.51%

Middle half of Investment Grade Corporate (0-5 Year) funds
Median 0.15%

SCHJ cheapest of 23 funds

PCS 17th cheapest of 23 funds

PCS vs SCHJ Dividends

Last 12 months to Nov 9, 2026

Yield (12M): PCS 4.36%; SCHJ 4.59%, better
Payout (12M): PCS $2.16; SCHJ $1.11
Last payment: PCS $0.19; SCHJ $0.10
Ex-dividend: PCS Oct 30, 2026; SCHJ Nov 2, 2026
Paid on: PCS Nov 3, 2026; SCHJ Nov 6, 2026
Frequency: PCS Monthly; SCHJ Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

PCSMonthly · 15 paymentsAll PCS payments⁠

SCHJMonthly · 45 paymentsAll SCHJ payments⁠

PCS vs SCHJ Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: PCS 1.9%since Sep 2025SCHJ 2.6%
Return per unit of riskSharpe ratio, 3 years: PCS −0.60since Sep 2025SCHJ 0.39
Worst fallMax drawdown, 5 years: PCS −1.2%since Aug 2025SCHJ −8.9%
Market sensitivityBeta, 5 years: PCS 0.06SCHJ 0.41; Market = 1

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