SCHF vs URTH: Grades, Fees and Holdings Compared

Schwab International Equity ETF

SCHFANYSE Arca

iShares MSCI World ETF

URTHBNYSE Arca

Overlap

26.5%by weight

Expense ratio

SCHF −0.21pt a year

SCHF0.03%URTH0.24%

Avg volume · 30D

SCHF 13.8×the volume

SCHF8.48MURTH613K

10Y return · a year

URTH +3.1pt

SCHF+10.0%URTH+13.1%

SCHF vs URTH Performance

Nov 9, 2021 – Nov 9, 2026

+56.5%SCHF+62.9%URTH

Expense ratio: SCHF 0.03%, better; URTH 0.24%
Fund size: SCHF $65.8B; URTH $9.64B
1Y total return: SCHF +18.7%, better; URTH +13.9%
Yield (12M): SCHF 3.10%, better; URTH 1.39%
Holdings: SCHF 1436; URTH 1268
Avg volume (30D): SCHF 8.48M sh, better; URTH 613K sh
NAV per share: SCHF $26.30; URTH $199.60
52W range

ETF.net Grade

Pillar letters and Scores for SCHF, URTH, with each pillar’s weight
Pillar	SCHF	URTH
Cost30% weight	A90Higher	D30
Mission25% weight	A100Higher	A94
Risk15% weight	C48	C49Higher
Tradability15% weight	B63	A77Higher
Holdings10% weight	A78Higher	D31
Durability5% weight	A71	A71

Rank among Developed International Core funds

How we build Categories ›

Same Category. SCHF and URTH are both graded against the same 20 Developed International Core funds, so their Grades compare head to head.

Developed International Core⁠

Category · 20 funds

See all 20 ›

SCHF ranks 4th and URTH 11th of 20 funds in the Developed International Core Category.

Rank 1AIDEViShares Core MSCI International Developed Markets ETFScore 82
Rank 2ASPDWState Street SPDR Portfolio Developed World ex-US ETFScore 81
Rank 3AVEAVanguard FTSE Developed Markets ETFScore 80
Rank 4ASCHFSchwab International Equity ETFScore 79
Rank 5AIEFAiShares Core MSCI EAFE ETFScore 76
Rank 11BBBEUJPMorgan BetaBuilders Europe ETFScore 58
Rank 11BURTHiShares MSCI World ETFScore 58
Rank 13BFLEEFranklin FTSE Europe ETFScore 57

Our read on each fund

ETF.net Research

SCHFASchwab International Equity ETF

URTHBiShares MSCI World ETF

In short

SCHF Schwab's core answer to "everything outside the US": roughly 1,500 developed-market stocks for 0.03% a year, the floor for this category. Running since 2009 and one of the most heavily traded funds in its niche.

URTH Most developed-market ETFs hand you everything except America. URTH takes MSCI World whole, US included, so one ticker holds large and mid caps across 23 developed countries.

Stated mandate

SCHF The fund seeks to track the total return of the FTSE Developed ex US Index as closely as possible before fees and expenses.

URTH The fund seeks to track an index representing developed-market equities from around the globe.

Why people hold it

SCHF 0.03% a year is the cheapest tier in developed-international core, matched only by VEA and SPDW.
Tracks the FTSE Developed ex US Index tightly, one of the closest index fits in its peer group.
Roughly 1,500 stocks across Europe, Japan and the rest of the developed world ex-US, in one ticker.
A multi-billion-dollar fund that trades very actively, which helps keep bid-ask costs small. Live since 2009.

URTH One ticket for the developed world: roughly 1,300 large and mid caps across 23 developed countries, covering about 85% of each market's free-float value.msci.com
Trading since 2012 under the iShares roof, and it stays close to the MSCI World index it promises.
A multi-billion-dollar fund that changes hands actively, which tends to keep spreads narrow on ordinary-size orders.
Sits in the upper half of its developed-market index peer group.

Worth knowing

SCHF No currency hedge. The index holds foreign shares in dollars, so exchange-rate swings feed into your return alongside the stocks.
Developed markets only: no US names, and no emerging markets such as China, India or Brazil.
Weighted by market value, so Europe's and Japan's largest companies dominate the top of the book despite the wide holdings list.

URTH 0.24% a year is above the typical fee in this cohort. Ex-US peers VEA, SPDW and SCHF charge 0.03%, but they leave the US slice for you to add separately.
Market-cap weighted, so the US, the largest developed market, carries the heaviest weight and the mega caps set the tone.msci.com
Developed markets, large and mid caps only: no emerging markets, no small caps.msci.com

Full SCHF profile⁠

Full URTH profile⁠

SCHF vs URTH Holdings

How SCHF and URTH differ

Overlap by weight

26.5%

Shared holdings make up 83.6% of SCHF and 26.5% of URTH.

Level by level

Countryby domicile24.9%
Holdings698 in both26.5%
Sector11 Sectors77.3%
Asset classStocks100%

Sector

Sector weights in SCHF and URTH, widest gap first
Sector	Gap	SCHF	URTH
Technology	URTH +14.7 points	14.1%	28.8%
Financials	SCHF +9.3 points	25.9%	16.6%
Industrials	SCHF +6.5 points	16.9%	10.4%
Communication	URTH +3.9 points	3.6%	7.5%
Materials	SCHF +3.9 points	7.1%	3.2%
Health Care	URTH +2.5 points	8.0%	10.5%
Consumer Discretionary	URTH +1.6 points	7.4%	9.0%
Energy	SCHF +1.0 points	5.2%	4.2%
Utilities	SCHF +1.0 points	3.5%	2.5%
Consumer Staples	SCHF +0.9 points	6.4%	5.5%
Real Estate	SCHF +0.3 points	2.0%	1.7%

Country, concentration and asset class

Country by domicile

Country weights in SCHF and URTH, widest gap first
Country	Gap	SCHF	URTH
United States	URTH +75.2 points	0.8%	76.0%
Japan	SCHF +15.0 points	21.1%	6.1%
South Korea	SCHF +8.0 points	8.0%	0.0%
Canada	SCHF +7.3 points	11.0%	3.7%
United Kingdom	SCHF +7.3 points	11.1%	3.8%
Switzerland	SCHF +5.1 points	7.7%	2.6%
Germany	SCHF +4.5 points	6.8%	2.3%
France	SCHF +4.1 points	6.6%	2.5%
Other countries (22)	SCHF +23.7 points	26.8%	3.1%

Outside the US: SCHF 90% developed, 10% emerging. URTH 100% developed, 0% emerging.

Concentration

Weight in the 10 largest Holdings

SCHF13.3%
URTH26.6%

Securities held

SCHF1,421
URTH1,249

Asset class

SCHF: Stocks
URTH: Stocks

Holdings

Only in SCHF723
In both698
Only in URTH551

Only in SCHF

723 securities, 16.3% of SCHF by weight

Samsung Electronics Ltd2.29%
Sk Hynix1.71%
Bp PLC0.42%
Samsung Electronics Non Voting Pre0.32%
Ferrari0.17%
Teva Pharmaceutical Industries0.17%
Sk Square0.17%
Waste Connections0.17%
Kb Financial Group0.14%
Samsung Electro Mechanics0.13%
Ssc Government Mm Gvmxx0.12%
Aviva PLC0.10%
Ferrovial NV0.10%
Teck Resources Subordinate Voting0.10%
Hyundai Motor0.10%
Shinhan Financial Group0.10%
Stmicroelectronics0.09%
Intercontinental Hotels Group PLC0.09%
Powszechna Kasa Oszczednosci Bank0.09%
Celltrion0.09%
Amrize AG0.08%
Coca Cola Europacific Partners PLC0.08%
Hana Financial Group0.08%
Investor Class A0.08%
Naver0.07%
Samsung Sdi Ltd0.07%
Bombardier Class B0.07%
Orlen0.07%
Lenovo Group0.06%
Kia Corporation0.06%
Woori Financial Group Inc0.06%
Samsung C&T Corp0.06%
Hanwha Aerospace Ltd0.06%
Allegro SA0.06%
Cgi Inc Class A0.05%
James Hardie Industries Cdi PLC0.05%
Hyundai Mobis Ltd0.05%
National Bank of Greece0.05%
Doosan Enerbility Ltd0.05%
Posco Holdings0.05%
Samsung Fire & Marine Insurance Lt0.05%
KT&G Corp0.05%
Samsung Life Ltd0.05%
Samsung Biologics0.05%
Upm-Kymmene0.05%
International Airlines Group0.04%
Eurobank SA0.04%
Lg Energy Solution Ltd0.04%
Sk Inc0.04%
Bank Pekao SA0.04%

Only in URTH

551 securities, 73.3% of URTH by weight

Apple5.74%
NVIDIA4.90%
Microsoft4.27%
Amazon.com Inc2.86%
Alphabet Class A1.91%
Meta Platforms Class A1.53%
Broadcom Inc1.51%
Alphabet Class C1.51%
Eli Lilly1.24%
Tesla Inc1.17%
JPMorgan Chase & Co1.01%
Berkshire Hathaway Inc Class B0.92%
Micron Technology0.89%
Advanced Micro Devices0.84%
Visa Class A0.80%
Exxonmobil Holdings Corp0.78%
Johnson & Johnson0.76%
Walmart0.63%
Mastercard Class A0.60%
AbbVie0.59%
Costco Wholesale Corp0.53%
Chevron0.45%
Procter & Gamble0.44%
Coca-Cola0.42%
Cisco Systems Inc0.42%
Merck & Co Inc0.41%
UnitedHealth Group0.41%
Palantir Technologies Class A0.40%
Home Depot0.39%
Ge Aerospace0.38%
Bank of America0.37%
Philip Morris International0.35%
Netflix0.30%
Applied Material Inc0.30%
Thermo Fisher Scientific0.29%
Caterpillar Inc0.29%
Wells Fargo0.29%
Rtx0.29%
Goldman Sachs Group0.29%
Palo Alto Networks0.29%
Texas Instrument0.29%
Lam Research0.29%
Amgen Inc0.28%
Intel Corporation0.28%
Linde PLC0.27%
International Business Machines Co0.26%
Crowdstrike Holdings Class A0.25%
Morgan Stanley0.24%
Ge Vernova0.24%
Gilead Sciences0.24%

Weight gaps

The 100 widest of 698 Holdings in both funds.

Holding weights in SCHF and URTH, widest gap first
Holding	Gap	SCHF	URTH
Asml Holding	SCHF +1.34 points	1.97%	0.63%
Roche Ps Par AG	SCHF +0.81 points	1.19%	0.38%
Novartis AG	SCHF +0.74 points	1.08%	0.34%
Hsbc Holdings PLCHSBA.L	SCHF +0.73 points	1.07%	0.34%
ShellSHEL.L	SCHF +0.71 points	1.04%	0.33%
Royal Bank of Canada	SCHF +0.69 points	1.01%	0.32%
Astrazeneca PLCAZN.L	SCHF +0.67 points	0.99%	0.32%
Nestle SA	SCHF +0.65 points	0.96%	0.31%
Toyota Motor	SCHF +0.56 points	0.79%	0.23%
Sap	SCHF +0.55 points	0.82%	0.27%
Mitsubishi Ufj Financial Group	SCHF +0.54 points	0.79%	0.25%
Siemens N AG	SCHF +0.52 points	0.76%	0.24%
Bhp Group Ltd	SCHF +0.49 points	0.72%	0.23%
Toronto Dominion	SCHF +0.49 points	0.72%	0.23%
Commonwealth Bank of Australia	SCHF +0.46 points	0.68%	0.22%
Allianz	SCHF +0.46 points	0.68%	0.22%
Shopify Subordinate Voting Class A	SCHF +0.44 points	0.65%	0.21%
Totalenergies	SCHF +0.43 points	0.63%	0.20%
Banco Santander	SCHF +0.41 points	0.61%	0.20%
Iberdrola	SCHF +0.42 points	0.60%	0.18%
Sony Group	SCHF +0.37 points	0.55%	0.18%
Ubs Group AG	SCHF +0.36 points	0.53%	0.17%
Schneider Electric	SCHF +0.36 points	0.52%	0.16%
Recruit Holdings	SCHF +0.35 points	0.51%	0.16%
Banco Bilbao Vizcaya Argentaria	SCHF +0.35 points	0.51%	0.16%
Rolls-Royce Holdings PLCRR.L	SCHF +0.34 points	0.50%	0.16%
Sumitomo Mitsui Financial Group	SCHF +0.33 points	0.49%	0.16%
Lair Liquide Societe Anonyme Pour	SCHF +0.33 points	0.48%	0.15%
Unilever PLCULVR.L	SCHF +0.33 points	0.49%	0.16%
Airbus	SCHF +0.31 points	0.46%	0.15%
Novo Nordisk Class B	SCHF +0.31 points	0.46%	0.15%
Hitachi	SCHF +0.31 points	0.45%	0.14%
Abb Ltd	SCHF +0.30 points	0.45%	0.15%
Advantest	SCHF +0.31 points	0.46%	0.15%
British American TobaccoBATS.L	SCHF +0.30 points	0.44%	0.14%
Unicredit	SCHF +0.30 points	0.43%	0.13%
Bank of Montreal	SCHF +0.30 points	0.43%	0.13%
Tokyo Electron	SCHF +0.28 points	0.41%	0.13%
Safran SA	SCHF +0.28 points	0.41%	0.13%
Bank of Nova Scotia	SCHF +0.27 points	0.40%	0.13%
Lvmh	SCHF +0.27 points	0.40%	0.13%
Zurich Insurance Group AG	SCHF +0.27 points	0.40%	0.13%
Loreal SA	SCHF +0.27 points	0.41%	0.14%
Intesa Sanpaolo	SCHF +0.27 points	0.38%	0.11%
Compagnie Financiere Richemont SA	SCHF +0.26 points	0.39%	0.13%
Dbs Group Holdings Ltd	SCHF +0.26 points	0.39%	0.13%
Mizuho Financial Group	SCHF +0.26 points	0.38%	0.12%
Canadian Imperial Bank of Commerce	SCHF +0.26 points	0.38%	0.12%
Enbridge	SCHF +0.25 points	0.37%	0.12%
Aia Group	SCHF +0.25 points	0.37%	0.12%
Mitsubishi	SCHF +0.24 points	0.35%	0.11%
GlaxosmithklineGSK.L	SCHF +0.24 points	0.36%	0.12%
Sanofi SA	SCHF +0.25 points	0.36%	0.11%
Tokio Marine Holdings	SCHF +0.24 points	0.35%	0.11%
Bnp Paribas SA	SCHF +0.24 points	0.36%	0.12%
Deutsche Telekom N AG	SCHF +0.24 points	0.35%	0.11%
Canadian Natural Resources Ltd	SCHF +0.24 points	0.35%	0.11%
Agnico Eagle Mines	SCHF +0.24 points	0.35%	0.11%
Siemens Energy N AG	SCHF +0.23 points	0.35%	0.12%
Fast Retailing	SCHF +0.24 points	0.32%	0.08%
Itochu	SCHF +0.23 points	0.32%	0.09%
Ing Groep	SCHF +0.22 points	0.33%	0.11%
Brookfield Class A	SCHF +0.21 points	0.31%	0.10%
Keyence	SCHF +0.21 points	0.29%	0.08%
Westpac Banking Corporation Corp	SCHF +0.21 points	0.31%	0.10%
National Australia Bank	SCHF +0.21 points	0.31%	0.10%
Rio TintoRIO.L	SCHF +0.21 points	0.31%	0.10%
National Grid PLCNG.L	SCHF +0.21 points	0.30%	0.09%
Softbank Group Corp	SCHF +0.20 points	0.30%	0.10%
Anz Group Holdings Ltd	SCHF +0.21 points	0.30%	0.09%
Anheuser-Busch Inbev SA	SCHF +0.20 points	0.29%	0.09%
Axa SA	SCHF +0.20 points	0.29%	0.09%
Canadian Pacific Kansas City	SCHF +0.20 points	0.29%	0.09%
Suncor Energy Inc	SCHF +0.20 points	0.29%	0.09%
Enel	SCHF +0.19 points	0.29%	0.10%
Muenchener Rueckversicherungs-Gese	SCHF +0.20 points	0.29%	0.09%
Barclays PLCBARC.L	SCHF +0.18 points	0.27%	0.09%
Lloyds Banking Group PLCLLOY.L	SCHF +0.19 points	0.27%	0.08%
Investor Class B	SCHF +0.18 points	0.27%	0.09%
Industria De Diseno Textil SA	SCHF +0.18 points	0.26%	0.08%
Manulife Financial	SCHF +0.18 points	0.26%	0.08%
Bae Systems PLCBA.L	SCHF +0.18 points	0.26%	0.08%
Mitsui	SCHF +0.18 points	0.26%	0.08%
Oversea-Chinese Banking	SCHF +0.17 points	0.25%	0.08%
Hong Kong Exchanges and Clearing	SCHF +0.17 points	0.21%	0.04%
Relx PLCREL.L	SCHF +0.17 points	0.25%	0.08%
Glencore PLCGLEN.L	SCHF +0.17 points	0.24%	0.07%
Canadian National Railway	SCHF +0.17 points	0.24%	0.07%
Barrick Mining	SCHF +0.16 points	0.24%	0.08%
Takeda Pharmaceutical	SCHF +0.16 points	0.24%	0.08%
Infineon Technologies AG	SCHF +0.16 points	0.24%	0.08%
Csl	SCHF +0.16 points	0.24%	0.08%
Deutsche Boerse AG	SCHF +0.16 points	0.23%	0.07%
Tc Energy	SCHF +0.16 points	0.23%	0.07%
Natwest Group PLCNWG.L	SCHF +0.15 points	0.22%	0.07%
Wesfarmers	SCHF +0.15 points	0.22%	0.07%
Shin Etsu Chemical	SCHF +0.16 points	0.22%	0.06%
Essilorluxottica SA	SCHF +0.15 points	0.22%	0.07%
Kioxia Holdings	SCHF +0.15 points	0.22%	0.07%
Wheaton Precious Metals	SCHF +0.15 points	0.22%	0.07%

All 1,442 SCHF holdings⁠All 1,250 URTH holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

SCHF vs URTH Cost

Overpaying URTH vs SCHF

$4,321

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

SCHF 0.03%
$638
URTH 0.24%
$4,959

Amount$10,000

Years30 years

Cost over time

SCHF 0.03%
URTH 0.24%
Overpaying

Year by year

Year	SCHF	URTH	Overpaying
10	$55	$437	$382
20	$216	$1,699	$1,483
30	$638	$4,959	$4,321

Expense ratio

0.03%SCHF, cheaper
0.24%URTH

SCHF0.03%URTH0.24%

0.03%0.70%

Middle half of Developed International Core funds
Median 0.10%

SCHF cheapest of 20 funds

URTH 14th cheapest of 20 funds

SCHF vs URTH Dividends

Last 12 months to Nov 9, 2026

Yield (12M): SCHF 3.10%, better; URTH 1.39%
Payout (12M): SCHF $0.84; URTH $2.84
Last payment: SCHF $0.17; URTH $1.34
Ex-dividend: SCHF Jun 24, 2026; URTH Jun 15, 2026
Paid on: SCHF Jun 29, 2026; URTH Jun 18, 2026
Frequency: SCHF Twice a year; URTH Twice a year

Distribution history

Per share, 2017 to 2026, same scale for both

SCHFTwice a year · 18 paymentsAll SCHF payments⁠

URTHTwice a year · 21 paymentsAll URTH payments⁠

SCHF vs URTH Risk

Fall from peak · 5 years

SCHF
URTH

Risk facts

VolatilityStd dev, 3 years: SCHF 12.7%URTH 11.4%, better
Return per unit of riskSharpe ratio, 3 years: SCHF 1.27URTH 1.45, better
Worst fallMax drawdown, 5 years: SCHF −28.6%URTH −26.0%, better
Market sensitivityBeta, 5 years: SCHF 1.03URTH 0.96; Market = 1

SCHF and URTH in the news

All news⁠

Head-to-Head
VEA over SCHF if this is your only developed-markets fund
Nov 4, 2026SCHF
Best ETFs
Vanguard's total international fund is the one-fund pick, and Korea splits the rest
Updated Oct 2, 2026SCHF

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SCHF vs URTH

In short

Stated mandate

Why people hold it

Worth knowing

How SCHF and URTH differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in SCHF

Only in URTH

Weight gaps

Cost over time

Year by year

Distribution history

Fall from peak · 5 years

Risk facts

VEA over SCHF if this is your only developed-markets fund

Vanguard's total international fund is the one-fund pick, and Korea splits the rest

How SCHF and URTH differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in SCHF

Only in URTH

Weight gaps