SCHK vs SFYF: Grades, Fees and Holdings Compared

Schwab 1000 Index ETF

SCHKANYSE Arca

SoFi Social 50 ETF

SFYFDNYSE Arca

Overlap

39.1%by weight

Expense ratio

SCHK −0.26pt a year

SCHK0.03%SFYF0.29%

Avg volume · 30D

SCHK 515.3×the volume

SCHK1.38MSFYF2.68K

5Y return · a year

SCHK +1.6pt

SCHK+10.8%SFYF+9.2%

SCHK vs SFYF Performance

Nov 9, 2021 – Nov 9, 2026

+66.8%SCHK+55.3%SFYF

Expense ratio: SCHK 0.03%, better; SFYF 0.29%
Fund size: SCHK $5.53B; SFYF $40M
1Y total return: SCHK +13.3%; SFYF +13.5%, better
Yield (12M): SCHK 1.06%, better; SFYF 0.36%
Holdings: SCHK 998; SFYF 52
Avg volume (30D): SCHK 1.38M sh, better; SFYF 2.68K sh
NAV per share: SCHK $35.34; SFYF $60.38
52W range

ETF.net Grade

Pillar letters and Scores for SCHK, SFYF, with each pillar’s weight
Pillar	SCHK	SFYF
Cost30% weight	A98Higher	C49
Mission25% weight	A100Higher	D30
Risk15% weight	B65Higher	D28
Tradability15% weight	A90Higher	D37
Holdings10% weight	B58Higher	D31
Durability5% weight	B68Higher	D27

Rank among Other Major Indexes funds

How we build Categories ›

Same Category. SCHK and SFYF are both graded against the same 41 Other Major Indexes funds, so their Grades compare head to head.

Other Major Indexes⁠

Category · 41 funds

See all 41 ›

SCHK ranks 2nd and SFYF 33rd of 41 funds in the Other Major Indexes Category.

Rank 1ASPYVState Street SPDR Portfolio S&P 500 Value ETFScore 89
Rank 2ASCHKSchwab 1000 Index ETFScore 86
Rank 3APBUSInvesco MSCI USA ETFScore 83
Rank 31DGLBLPacer MSCI World Industry AdvanScore 37
Rank 33DSFYFSoFi Social 50 ETFScore 36
Rank 33DWDAIPacer S&P World 3AI Top 300 ETFScore 36

Our read on each fund

ETF.net Research

SCHKASchwab 1000 Index ETF

SFYFDSoFi Social 50 ETF

In short

SCHK Schwab's house-built alternative to the S&P 500: the 1,000 largest US companies in one passive wrapper, reaching past the mega-caps into mid-cap turf, priced at three basis points.

SFYF Most index funds ask the market what matters. SFYF asks SoFi's own customers: it holds the 50 US-listed stocks most widely owned in SoFi Invest self-directed accounts, reshuffled every month. Crowd sentiment in a passive wrapper.

Stated mandate

SCHK The fund seeks to track the total return of the Schwab 1000 Index before fees and expenses.

SFYF The Fund uses passive indexing to track the SoFi Social 50 Index before fees and expenses.

Why people hold it

SCHK 0.03% a year, the lowest fee among the top-scoring funds in its index-wrapper group and a small fraction of what the typical fund there charges.
About 1,000 stocks covering roughly 90% or more of US stock market value: the S&P 500 names plus a layer of mid caps most large-blend funds skip.schwabassetmanagement.com
Tracks its stated index tightly and stands among the strongest implementations in its peer group of plain index wrappers.
A multi-billion-dollar fund that trades actively and pays distributions quarterly.

SFYF The rulebook is genuinely unusual: rank the 50 US stocks most widely held in SoFi Invest accounts, weight them by member dollars invested, redo it monthly.sofi.com
Costs 0.29% a year, under the median for index-tracking ETFs in its peer group.
Fully rules-based and passive: it tracks the SoFi Social 50 Index before fees, so the holdings are a published list, not a manager's hunch.sofi.com
Live since 2019, so the monthly-popularity idea has run through several very different market moods rather than sitting in a backtest.

Worth knowing

SCHK Weighted by market value, so the biggest US companies drive the bulk of results. Those extra 500 names carry less weight than the headcount suggests.schwabassetmanagement.com
All-US, all-equity by mandate: no bonds, no foreign stocks, and it rides the full swings of the US market.
The benchmark is Schwab's own proprietary index, so there is no rival fund on the identical yardstick for a side-by-side comparison.

SFYF Fifty names picked by popularity means concentration. The sector mix follows what retail investors crowd into, which can drift far from the broad US market.sofi.com
Small fund, thinly traded. Spreads can be wider than in the giant plain-vanilla trackers that top this cohort, such as SCHK or VOOV.
Monthly reconstitution keeps turnover higher than a set-and-forget market-cap index, and the index is built from the issuer's own brokerage data.sofi.com

Full SCHK profile⁠

Full SFYF profile⁠

SCHK vs SFYF Holdings

How SCHK and SFYF differ

Overlap by weight

39.1%

Shared holdings make up 94.0% of SFYF and 44.9% of SCHK.

Level by level

Holdings42 in both39.1%
Sector11 Sectors78.9%
Countryby domicile96.4%
Asset classStocks100%

Sector

Sector weights in SCHK and SFYF, widest gap first
Sector	Gap	SCHK	SFYF
Consumer Discretionary	SFYF +12.9 points	9.6%	22.5%
Health Care	SCHK +7.2 points	10.8%	3.7%
Financials	SCHK +5.4 points	12.6%	7.2%
Technology	SFYF +3.5 points	35.5%	39.0%
Communication	SFYF +3.0 points	8.4%	11.4%
Industrials	SCHK +2.7 points	8.5%	5.8%
Utilities	SCHK +2.1 points	2.1%	0.0%
Materials	SCHK +1.9 points	1.9%	0.0%
Consumer Staples	SFYF +1.6 points	4.9%	6.5%
Real Estate	SCHK +1.1 points	2.2%	1.1%
Energy	SCHK +0.9 points	3.7%	2.8%

Country, concentration and asset class

Country by domicile

Country weights in SCHK and SFYF, widest gap first
Country	Gap	SCHK	SFYF
United States	SCHK +3.0 points	99.4%	96.4%
Taiwan	SFYF +2.1 points	0.0%	2.1%
Canada	SFYF +1.3 points	0.0%	1.3%
Other countries (9)	SCHK +0.4 points	0.6%	0.2%

Concentration

Weight in the 10 largest Holdings

SCHK34.7%
SFYF51.7%

Securities held

SCHK997
SFYF51

Asset class

SCHK: Stocks
SFYF: Stocks

Holdings

Only in SCHK955
In both42
Only in SFYF9

Only in SCHK

955 securities, 55.0% of SCHK by weight

Alphabet Class C1.96%
JPMorgan Chase1.29%
Visa Class A1.05%
Mastercard Class A0.77%
AbbVie0.75%
Procter & Gamble0.56%
Cisco Systems Inc0.54%
Merck & Co Inc0.53%
UnitedHealth Group0.51%
Home Depot0.50%
Ge Aerospace0.49%
Bank of America0.47%
Philip Morris International0.45%
Applied Material Inc0.38%
Thermo Fisher Scientific0.37%
Caterpillar Inc0.37%
Palo Alto Networks0.37%
Rtx0.37%
Wells Fargo0.37%
Texas Instrument0.37%
Goldman Sachs Group0.37%
Lam Research0.36%
Amgen Inc0.36%
Linde PLC0.35%
International Business Machines Co0.34%
Crowdstrike Holdings Class A0.32%
Morgan Stanley0.31%
Ge Vernova0.30%
Gilead Sciences0.30%
Citigroup0.29%
Mcdonalds Corp0.28%
Pepsico0.28%
Abbott Laboratories0.28%
Amphenol Corp Class A0.27%
Nextera Energy0.26%
Kla0.26%
Arista Networks0.26%
Analog Devices0.26%
Qualcomm0.26%
Welltower0.26%
Salesforce0.25%
Union Pacific0.25%
BlackRock0.25%
American Express0.25%
Deere0.24%
Conocophillips0.24%
Intuitive Surgical0.23%
Accenture PLC Class A0.23%
Tjx0.22%
Charles Schwab0.21%

Only in SFYF

9 securities, 6.0% of SFYF by weight

Taiwan Semiconductor Manufacturing Co Ltd2.30%
Shopify Inc1.11%
Energy Transfer LP0.96%
AMC Entertainment Holdings Inc0.43%
SoundHound AI Inc0.26%
Jersey Mike's Subs Inc0.26%
Nokia Oyj0.25%
Lucid Group Inc0.23%
First American Government Obligations Fund 12/01/20310.18%

Weight gaps

All 42 Holdings in both funds, largest gap first.

Holding weights in SCHK and SFYF, widest gap first
Holding	Gap	SCHK	SFYF
Tesla IncTSLA	SFYF +7.18 points	1.47%	8.65%
Amazon Com IncAMZN	SFYF +5.58 points	3.70%	9.28%
Space Exploration Technologies CorSPCX	SFYF +4.01 points	0.27%	4.28%
AppleAAPL	SCHK +3.42 points	7.25%	3.83%
Rivian Automotive Class ARIVN	SFYF +3.17 points	0.02%	3.19%
Berkshire Hathaway Inc Class BBRK.B	SFYF +3.00 points	1.55%	4.55%
Palantir Technologies Class APLTR	SFYF +2.82 points	0.54%	3.36%
Costco Wholesale CorpCOST	SFYF +2.38 points	0.68%	3.06%
Advanced Micro DevicesAMD	SFYF +2.36 points	1.07%	3.43%
Robinhood Markets Class AHOOD	SFYF +2.03 points	0.09%	2.12%
Rocket Lab CorpRKLB	SFYF +2.03 points	0.04%	2.07%
Micron TechnologyMU	SFYF +1.88 points	1.13%	3.01%
MicrosoftMSFT	SCHK +1.80 points	5.72%	3.92%
Alphabet Class AGOOGL	SFYF +1.50 points	2.42%	3.92%
Intel Corporation CorpINTC	SFYF +1.40 points	0.41%	1.81%
Realty Income ReitO	SFYF +1.30 points	0.08%	1.38%
Gamestop Class AGME	SFYF +1.29 points	0.01%	1.30%
Meta Platforms Class AMETA	SFYF +1.24 points	1.96%	3.20%
Uber TechnologiesUBER	SFYF +1.12 points	0.20%	1.32%
NetflixNFLX	SFYF +1.08 points	0.38%	1.46%
WalmartWMT	SFYF +1.01 points	0.81%	1.82%
Coinbase Global Class ACOIN	SFYF +0.93 points	0.04%	0.97%
Nike Class BNKE	SFYF +0.91 points	0.07%	0.98%
Walt DisneyDIS	SFYF +0.85 points	0.29%	1.14%
IonqIONQ	SFYF +0.79 points	0.02%	0.81%
Coca-ColaKO	SFYF +0.75 points	0.54%	1.29%
Reddit Class ARDDT	SFYF +0.66 points	0.02%	0.68%
PfizerPFE	SFYF +0.66 points	0.24%	0.90%
Ford MotorF	SFYF +0.60 points	0.07%	0.67%
Eli LillyLLY	SFYF +0.59 points	1.57%	2.16%
OracleORCL	SFYF +0.44 points	0.33%	0.77%
Target CorpTGT	SFYF +0.42 points	0.10%	0.52%
D Wave QuantumQBTS	SFYF +0.32 points	<0.01%	0.33%
Johnson & JohnsonJNJ	SCHK +0.29 points	0.97%	0.68%
ChevronCVX	SFYF +0.21 points	0.61%	0.82%
Broadcom IncAVGO	SCHK +0.20 points	2.03%	1.83%
Figma Class AFIG	SFYF +0.15 points	<0.01%	0.16%
Starbucks CorpSBUX	SFYF +0.12 points	0.17%	0.29%
AT&TT	SFYF +0.10 points	0.22%	0.32%
NVIDIANVDA	SCHK +0.10 points	6.56%	6.46%
Exxonmobil Holdings CorpXOM	SCHK +0.07 points	0.99%	0.92%
Verizon Communications IncVZ	SFYF +0.05 points	0.28%	0.33%

All 1,000 SCHK holdings⁠All SFYF holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

SCHK vs SFYF Cost

Overpaying SFYF vs SCHK

$5,314

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

SCHK 0.03%
$638
SFYF 0.29%
$5,952

Amount$10,000

Years30 years

Cost over time

SCHK 0.03%
SFYF 0.29%
Overpaying

Year by year

Year	SCHK	SFYF	Overpaying
10	$55	$527	$472
20	$216	$2,044	$1,828
30	$638	$5,952	$5,314

Expense ratio

0.03%SCHK, cheaper
0.29%SFYF

SCHK0.03%SFYF0.29%

0.03%0.75%

Middle half of Other Major Indexes funds
Median 0.29%

SCHK cheapest of 41 funds

SFYF 20th cheapest of 41 funds

SCHK vs SFYF Dividends

Last 12 months to Nov 9, 2026

Yield (12M): SCHK 1.06%, better; SFYF 0.36%
Payout (12M): SCHK $0.38; SFYF $0.22
Last payment: SCHK $0.10; SFYF $0.13
Ex-dividend: SCHK Sep 23, 2026; SFYF Jun 29, 2026
Paid on: SCHK Sep 28, 2026; SFYF Jun 30, 2026
Frequency: SCHK Quarterly; SFYF Twice a year

Distribution history

Per share, 2017 to 2026, same scale for both

SCHKQuarterly · 39 paymentsAll SCHK payments⁠

SFYFTwice a year · 15 paymentsAll SFYF payments⁠

SCHK vs SFYF Risk

Fall from peak · 5 years

SCHK
SFYF

Risk facts

VolatilityStd dev, 3 years: SCHK 12.6%, betterSFYF 21.6%
Return per unit of riskSharpe ratio, 3 years: SCHK 1.39, betterSFYF 1.35
Worst fallMax drawdown, 5 years: SCHK −25.4%, betterSFYF −55.0%
Market sensitivityBeta, 5 years: SCHK 1.02SFYF 1.54; Market = 1

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