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USFR vs VTG

WisdomTree Floating Rate Treasury Fund

USFR—NYSE Arca

Vanguard Total Treasury ETF

VTGANYSE Arca

Overlap

No data

Expense ratio

VTG −0.12pt a year

USFR0.15%VTG0.03%

Avg volume · 30D

USFR 120.8×the volume

USFR5.81MVTG48.1K

USFR vs VTG Performance

Oct 31, 2025 – Oct 30, 2026

+4.0%USFR−0.3%VTG

Oct 31, 2025 to Oct 30, 2026. USFR +4.0%. VTG −0.3%. Use the arrow keys to read each point.−2%1%2%3%Oct 2025Apr 2026Oct 2026
Expense ratio
USFR 0.15%
VTG 0.03%, better
Fund size
USFR $21.3B
VTG $228M
1Y total return
USFR +4.0%, better
VTG −0.3%
Yield (12M)
USFR 3.71%
VTG 3.76%, better
Holdings
USFR 7
VTG 289
Avg volume (30D)
USFR 5.81M sh, better
VTG 48.1K sh
NAV per share
USFR $50.40
VTG $73.68
52W range

ETF.net Grade

  • —USFRUnder classification review
VTG: Cost 97, Risk 40, Mission 96, Tradability 39, Holdings 77, Durability 54.
Pillar letters and Scores for USFR, VTG, with each pillar’s weight
PillarUSFRVTG
Cost30% weightNot scoredA97
Mission25% weightNot scoredA96
Risk15% weightNot scoredC40
Tradability15% weightNot scoredD39
Holdings10% weightNot scoredA77
Durability5% weightNot scoredC54

Rank among US Treasury & Government funds

How we build Categories ›

US Treasury & Government⁠

Category · 16 funds
See all 16 ›

VTG ranks 3rd of 16 funds in the US Treasury & Government Category.

  1. Rank 1AGOVTiShares U.S. Treasury Bond ETFScore 79
  2. Rank 2ASPTBState Street SPDR Portfolio Treasury ETFScore 78
  3. Rank 3AVTGVanguard Total Treasury ETFScore 75
  4. Rank 4BFLGVFranklin U.S. Treasury Bond ETFScore 67
  5. USFRNot yet graded

Our read on each fund

ETF.net Research

USFR—WisdomTree Floating Rate Treasury Fund

VTGAVanguard Total Treasury ETF

In short

USFR No data

VTG One ticker for the whole Treasury curve. Vanguard's 2025 answer to the do-it-yourself stack of short, intermediate and long Treasury funds: a single index fund covering the market at three basis points.

Stated mandate

USFR No data

VTG The fund aims to track the performance of an index representing the broad U.S. Treasury bond market.

Why people hold it

USFR No data

  • VTG Costs 0.03% a year, about a quarter of the typical fee in its Treasury peer group, and it lands in the top tier of that cohort on build quality.
  • Does the job of a three-fund short/intermediate/long stack in one holding, tracking the Bloomberg U.S. Treasury Total Return Unhedged USD Index across maturities.vanguard.com
  • Plain Treasuries only: no credit sleeve, no currency hedge, no active tilts, with income paid out monthly.

Worth knowing

USFR No data

  • VTG Whole-curve exposure means long maturities are in the mix, so the share price moves with interest rates more than a short-term Treasury fund would.vanguard.com
  • A July 2025 launch, so it is still a small fund that trades lightly next to decade-old Treasury ETFs. Wider bid-ask spreads are the trade-off.
  • The index begins at one year to maturity, so T-bills and cash-like exposure sit outside it. Vanguard parks that end of the curve in separate funds such as VGUS.stockanalysis.com

Full USFR profile⁠

Full VTG profile⁠

USFR vs VTG Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

USFR vs VTG Cost

Overpaying USFR vs VTG

$2,499

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • USFR 0.15%

    $3,137

  • VTG 0.03%

    $638

$10,000
30 years

Cost over time

  • USFR 0.15%
  • VTG 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$1K$2K$3K$4K051015202530USFR $3,137VTG $638

Year by year

YearUSFRVTGOverpaying
10$274$55$219
20$1,071$216$855
30$3,137$638$2,499

Expense ratio

  • 0.15%USFR
  • 0.03%VTG, cheaper
  • Middle half of US Treasury & Government funds
  • Median 0.15%

VTG cheapest of 16 funds

USFR 7th cheapest of 16 funds

USFR vs VTG Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
USFR 3.71%
VTG 3.76%, better
Payout (12M)
USFR $1.87
VTG $2.77
Last payment
USFR $0.17
VTG $0.25
Ex-dividend
USFR Oct 27, 2026
VTG Oct 1, 2026
Paid on
USFR Oct 29, 2026
VTG Oct 5, 2026
Frequency
USFR Monthly
VTG Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

USFRMonthly · 46 paymentsAll USFR payments⁠
One bar per payment. 46 payments from 2023 to 2026 YTD. Jan 25, 2023 $0.19; Feb 22, 2023 $0.19; Mar 27, 2023 $0.20; Apr 24, 2023 $0.21; May 24, 2023 $0.22; Jun 26, 2023 $0.22; Jul 25, 2023 $0.23; Aug 25, 2023 $0.23; Sep 25, 2023 $0.22; Oct 25, 2023 $0.23; Nov 24, 2023 $0.23; Dec 22, 2023 $0.24; Jan 25, 2024 $0.23; Feb 23, 2024 $0.22; Mar 22, 2024 $0.23; Apr 24, 2024 $0.23; May 24, 2024 $0.23; Jun 25, 2024 $0.23; Jul 26, 2024 $0.23; Aug 27, 2024 $0.23; Sep 25, 2024 $0.21; Oct 28, 2024 $0.20; Nov 25, 2024 $0.19; Dec 26, 2024 $0.20; Jan 28, 2025 $0.17; Feb 25, 2025 $0.17; Mar 26, 2025 $0.18; Apr 25, 2025 $0.18; May 27, 2025 $0.18; Jun 25, 2025 $0.19; Jul 28, 2025 $0.18; Aug 26, 2025 $0.18; Sep 25, 2025 $0.17; Oct 28, 2025 $0.18; Nov 24, 2025 $0.15; Dec 26, 2025 $0.16; Jan 27, 2026 $0.16; Feb 24, 2026 $0.14; Mar 26, 2026 $0.15; Apr 27, 2026 $0.16; May 26, 2026 $0.15; Jun 25, 2026 $0.15; Jul 28, 2026 $0.16; Aug 26, 2026 $0.16; Sep 25, 2026 $0.16; Oct 27, 2026 $0.17. Use the arrow keys to read each point.$0$0.2520232026YTD
VTGMonthly · 15 paymentsAll VTG payments⁠
One bar per payment. 15 payments from 2023 to 2026 YTD. Aug 1, 2025 $0.19; Sep 2, 2025 $0.19; Oct 1, 2025 $0.23; Nov 3, 2025 $0.18; Dec 1, 2025 $0.22; Dec 18, 2025 $0.24; Feb 2, 2026 $0.24; Mar 2, 2026 $0.23; Apr 1, 2026 $0.24; May 1, 2026 $0.23; Jun 1, 2026 $0.21; Jul 1, 2026 $0.24; Aug 3, 2026 $0.24; Sep 1, 2026 $0.25; Oct 1, 2026 $0.25. Use the arrow keys to read each point.$0$0.2520232026YTD

USFR vs VTG Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
USFR 0.3%VTG 4.2%since Aug 2025
Return per unit of riskSharpe ratio, 3 years
USFR 0.19VTG −0.46since Aug 2025
Worst fallMax drawdown, 5 years
USFR −0.2%VTG −4.5%since Jul 2025
Market sensitivityBeta, 5 years
USFR −0.02VTG 0.06

USFR and VTG in the news

All news⁠

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