iShares Core 30/70 Conservative Allocation ETF
The ETF.net AOK Grade
A
Score 86 out of 100
- 1 of 8
Score 86 of 100 falls in the A band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A92 out of 100Rank 1 of 8Mission
Whether the fund did what it promised, tested against its stated mandate.A100 out of 100Rank 1 of 8Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.B57 out of 100Rank 4 of 8Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.A86 out of 100Rank 1 of 8Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.A76 out of 100Rank 2 of 8Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A88 out of 100Rank 1 of 8
Our read on AOK
In short
AOne ticker, one conservative portfolio. Since 2008 AOK has tracked S&P's target-risk index built to hold 30% stocks and 70% bonds, using a handful of iShares funds underneath, and it pays monthly.
Stated mandate
The fund seeks diversified exposure through equity and fixed-income ETFs to represent a conservative target-risk allocation, with greater emphasis on income and capital preservation.
Why people hold it
Worth knowing
AOK Holdings
- Other
- 34,238
- 9%
- BLK Liquidity Temp Cash Inst #21
Sectors
- Technology31.6%
- Financials16.0%
- Industrials11.0%
- Health Care8.5%
- Consumer Discretionary8.4%
- Communication7.5%
- Consumer Staples4.5%
- Energy4.1%
- Materials3.9%
- Utilities2.3%
- Real Estate2.1%
Geography
- United States79.14%
- Japan4.01%
- China3.29%
- United Kingdom2.89%
- Canada2.77%
- France2.10%
- Germany2.05%
- Australia1.29%
- 2.47%
AOK Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
AOK$10,380
Returns run to the Oct 30, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | AOK |
|---|---|
| Year to date | +3.6% |
| 1 month | +1.0% |
| 3 months | 0.0% |
| 1 year | +3.8% |
| 3 years | +10.5% |
| 5 years | +3.3% |
| 10 years | +4.9% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | AOK |
|---|---|---|
| 2026 YTD | +3.6% | |
| 2025 | +11.3% | |
| 2024 | +6.6% | |
| 2023 | +10.9% | |
| 2022 | −14.2% | |
| 2021 | +4.9% | |
| 2020 | +9.3% |
AOK in the news
AOK Dividends
- 3.50%
- $1.42
- $0.13 per share
- Monthly
AOK Risk
- 6.2%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.93
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −18.9%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.69
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
FMP measures it over up to five years of monthly returns.
AOK Cost
Cheapest in Conservative Allocation
$3,137
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
AOK 0.15%
$3,137
Cost over time
Year by year
| Year | AOK |
|---|---|
| 10 | $274 |
| 20 | $1,071 |
| 30 | $3,137 |
You pay 0.15%Waived by iShares 0.05%
Full fee 0.20% waiver 0.05% you pay 0.15%
Other funds in Conservative Allocation
- ACGMSCapital Group U.S. Multi-Sector Income ETFExpense ratio 0.39%1 year return +1.6%
- CBLUIBluemonte Diversified Income ETFExpense ratio 0.67%1 year return +4.2%
- CXRLXFundX Investment Conservative ETFExpense ratio 1.20%1 year return +4.7%
- CTHRVProspera Income ETFExpense ratio 1.80%1 year return −0.2%
- CMFULMindful Conservative ETFExpense ratio 1.48%1 year return +0.6%
