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Launched

FundX Investment Conservative ETF

XRLXNYSE ArcaFundXC

$47.60−0.28 (−0.59%)

As of Nov 2, 2026, 3:59 PM ET

C51/ 100

Rank 5 of 8 in Conservative Allocation

C51/100Rank 5 of 8inConservative Allocation
Intraday session: down, 78 prints from 47.89 to 47.60. Range 47.60 to 48.16. Use the arrow keys to read each point.47.7047.8048.0048.1010 AM12 PM2 PM4 PM
Expense ratio
1.20%
Fund size
$45M
1Y total return
+4.7%
Yield · Last 12 months
2.66%
Holdings
20
Avg volume · 30D
1.64K sh
52W range
low $43.84high $49.91
Launched

The ETF.net XRLX Grade

C

Score 51 out of 100

Category
Conservative Allocation⁠
Rank
5 of 8
Six-pillar profile for XRLX. Scores out of 100: Cost 30, Risk 35, Mission 81, Tradability 54, Holdings 63, Durability 61. Strongest: Mission (81). Weakest: Cost (30). Leans toward Mission.

Score 51 of 100 falls in the C band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.

  • Cost

    The fund’s net expense ratio, ranked against its category.
    D30 out of 100
    Rank 6 of 8

  • Mission

    Whether the fund did what it promised, tested against its stated mandate.
    A81 out of 100
    Rank 4 of 8

  • Risk

    How the fund held up when markets fell: downside volatility, drawdowns and tail loss.
    D35 out of 100
    Rank 8 of 8

  • Tradability

    How easy the fund is to trade: daily volume, and how far its price strays from net asset value.
    C54 out of 100
    Rank 4 of 8

  • Holdings

    How concentrated the fund is, and how complete and current its disclosed holdings are.
    B63 out of 100
    Rank 4 of 8

  • Durability

    Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.
    B61 out of 100
    Rank 3 of 8

Our read on XRLX

ETF.net Research

In short

CMost conservative allocation funds are index blends on autopilot. XRLX is actively managed: a fund of funds that ranks other funds on recent returns, buys the leaders and sells them when they fade.

Stated mandate

The Fund seeks long-term capital appreciation and may provide a low level of current income intended to reduce portfolio volatility.

Why people hold it

  • The Upgrading discipline has a long paper trail: FundX has published its no-load fund newsletter since 1976, and this conservative version has run inside a fund since 2002.sec.gov
  • No stock picking. It buys other funds, so one ticker gets you a multi-manager mix of stock and bond funds rather than a single manager's call.sec.govsec.gov 2
  • Built around a plainly stated mandate: long-term capital appreciation plus a low level of current income meant to reduce portfolio volatility.
  • Sits in the upper half of a small conservative-income peer group.

Worth knowing

  • The fee is 1.20% a year, above the category median and well above plain multi-sector peers like CGMS at 0.39%. Active fund selection is what the premium buys.
  • Fund-of-funds math: shareholders also bear a share of the underlying funds' fees, which appear as their own line in the fee table.sec.gov
  • It is a small fund that trades lightly, so bid-ask spreads can run wider and larger orders are more sensitive to execution.

XRLX Holdings

Holdings pillarB63 out of 100Rank 4 of 8 in Conservative Allocation
Asset class
Other
Holdings
20
Top-10 weight
64%
Largest holding
VUG9.4%

Sectors

  • Technology41.8%
  • Financials9.9%
  • Industrials9.8%
  • Communication9.1%
  • Health Care8.8%
  • Consumer Discretionary8.6%
  • Consumer Staples3.5%
  • Energy3.3%
  • Materials2.0%
  • Real Estate1.9%
  • Utilities1.3%

Geography

  • United States90.65%
  • United Kingdom1.80%
  • Japan1.35%
  • Canada0.74%
  • Australia0.70%
  • Ireland0.54%
  • Switzerland0.49%
  • France0.48%
  • Other countries (43)3.25%
The fund’s holdings, weight-ordered — page 1 of 2.
#TickerCompanyWeight %SharesMarket valueHeld by ETFs
1VUGVanguard Morningstar Growth ETF9.39%49,732$4.23M16
2IWDiShares Russell 1000 Value ETF8.59%14,961$3.87M13
3HYSPIMCO 0-5 Year High Yield Corporate Bond Exchange-Traded Fund6.70%33,776$3.02M2
4AORiShares Core 60/40 Balanced Allocation ETF6.52%43,089$2.94M3
5VLUEiShares MSCI USA Value Factor ETF6.37%14,771$2.87M5
6SPMOInvesco S&P 500 Momentum ETF5.90%19,498$2.66M7
7RPGInvesco S&P 500 Pure Growth ETF5.77%49,015$2.6M3
8MINTPIMCO Enhanced Short Maturity Active Exchange-Traded Fund5.04%22,628$2.27M7
9TFLOiShares Treasury Floating Rate Bond ETF4.97%44,318$2.24M2
10JAAAJanus Henderson AAA CLO ETF4.95%44,220$2.23M16
11IOOiShares Global 100 ETF4.83%15,466$2.18M5
12QGRWWisdomtree US Quality Growth Fund4.83%33,693$2.18M3
13FLTRVanEck IG Floating Rate ETF4.78%84,487$2.15M6
14AOKiShares Core 30/70 Conservative Allocation ETF4.75%52,703$2.14M2
15MNANYLIM Merger Arbitrage ETF4.75%58,044$2.14M4

Showing 1–15 of 20 holdings

XRLX Performance

Launched Jul 1, 2002

Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.

Not enough history yet.Not enough history yet.
XRLX$10,472
SPY tracks large US stocks. It provides market context, rather than representing this fund’s strategy, asset class or investment benchmark.$11,199
Oct 31, 2025 to Oct 30, 2026. XRLX $10,472. SPY $11,199. Use the arrow keys to read each point.$10,000$11,000Oct 2025May 2026Oct 2026

Oct 31, 2025 – Oct 30, 2026

Returns run to the Oct 30, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.

Trailing total return for XRLX. Periods over one year show the average yearly return.
PeriodXRLX
Year to date+4.2%
1 month−2.4%
3 months−0.4%
1 year+4.7%
3 yearsper year+13.2%
5 yearsHistory unavailableper yearNo data
10 yearsHistory unavailableper yearNo data

With distributions reinvested.

Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.

Annual total returns for XRLX
YearReturn barXRLX
2026 YTD+4.2%
2025+7.9%
2024+17.6%
2023+7.2%

History from Oct 9, 2023

XRLX in the news

XRLX Dividends

Adds up every distribution paid per share over the last 12 months, divided by the last completed close. Distributions are counted by ex-date. Data through Oct 30, 2026.
2.66%Last 12 months
Payout per share
$1.28Last 12 months
Last payment
$1.28 per share
Paid on
Shares bought on or after this date do not qualify for this distribution.
Frequency
Annual

Distribution history

2023–2026

One bar per payment. 3 payments from 2023 to 2026 YTD. Dec 28, 2023 $0.64; Dec 31, 2024 $0.73; Dec 31, 2025 $1.28. Use the arrow keys to read each point.2023202420252026YTD
Ex-datePay dateAmount per share
Dec 31, 2025Jan 2, 2026$1.28
Dec 31, 2024Jan 2, 2025$0.73
Dec 28, 2023Jan 2, 2024$0.64

$10,000 in XRLX 3 years ago paid $732 in dividends.

XRLX Risk

Risk pillarD35 out of 100Rank 8 of 8 in Conservative Allocation
How much the fund’s monthly returns vary, scaled to a year.
9.0%
Annualised · 36 months to Oct 2026
How it’s calculated: standard deviation

The sample standard deviation of monthly total returns, multiplied by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.

Return above 3-month US Treasury bills per unit of volatility.
0.94
vs 3-month T-bills · to Oct 2026
How it’s calculated: Sharpe ratio

Subtract each month’s Treasury-bill return from the fund’s monthly total return.

Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.

The largest fall from a peak to the low that followed.
−15.4%
36 months · trough Apr 2025
How it’s calculated: maximum drawdown

The largest percentage decline from an earlier peak, using total returns with reinvested distributions.

Uses up to five years through the last close, with at least 12 months required.

How strongly the fund’s returns move with its asset-class index.
0.83
vs its asset-class index
How it’s calculated: beta

The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.

FMP measures it over up to five years of monthly returns.

XRLX Cost

Compare XRLX and AOK

Overpaying vs AOK, cheapest in Conservative Allocation

$18,714

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • XRLX 1.20%

    $21,851

  • AOK 0.15% Cheapest

    $3,137

$10,000
30 years

Cost over time

  • XRLX 1.20%
  • AOK 0.15%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K$25K051015202530XRLX $21,851AOK $3,137

Year by year

YearXRLXAOKOverpaying
10$2,098$274$1,824
20$7,814$1,071$6,743
30$21,851$3,137$18,714

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