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XRLX

GradeCNew York Stock Exchange Arca

FundX Investment Conservative ETF

Multi-Asset & Alternatives · FundX · Inception 2002-07-01

$49.30−0.32 (−0.64%)

As of Sep 23, 2026, 2:20 PM EDT

History starts Oct 9, 2023.
Intraday session: down, 58 prints from 49.61 to 49.30. Range 49.20 to 49.52. Use the arrow keys to read each point.$49.20$49.40$49.5010 AM12 PM2 PM4 PM
Expense ratio
1.20%
Fund size
$48M
1Y return
+9.6%
Yield · Last 12 months
2.57%
Volume · 30D
0M sh
NAV per share
$48.93
52W range
low $43.84high $49.91

The ETF.net XRLX Grade

C

50/ 100

Rank 5 of 8 in Conservative Allocation⁠

Confidence High

Six-pillar profile for XRLX. Scores out of 100: Cost 30, Risk 38, Mission 81, Tradability 41, Holdings 61, Durability 61. Strongest: Mission (81). Weakest: Cost (30). Leans toward Mission.
F< 25
D≥ 25
C≥ 40
B≥ 55
A≥ 70

Score 50 of 100 sits in the C band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.

  • Cost

    What you pay to own it — the expense ratio plus trading frictions, ranked within its category.
    DScore 30
    Category rank6/8 · bottom quartile

  • Mission

    How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.
    AScore 81
    Category rank4/8 · top 50%

  • Risk

    How violently it can move — volatility, drawdown depth, and downside capture versus its category.
    DScore 38
    Category rank8/8 · bottom quartile

  • Tradability

    How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.
    CScore 41
    Category rank6/8 · bottom quartile

  • Holdings

    What it actually owns — the quality, breadth, and concentration of the underlying portfolio.
    BScore 61
    Category rank4/8 · top 50%

  • Durability

    Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.
    BScore 61
    Category rank3/8 · top 38%

Graded as of Sep 22, 2026

Our read on XRLX

ETF.net Research

CA conservative fund with a momentum engine. XRLX buys other ETFs and rotates toward whatever has been leading, sitting at the cautious end of the FundX lineup. It reached the market in 2023, when a long-running mutual fund converted.

Stated mandate

The Fund seeks long-term capital appreciation and may provide a low level of current income intended to reduce portfolio volatility.

Why people hold it

  1. 01The "Upgrading" engine: it ranks funds on recent performance and rotates into the leaders, so the mix moves with markets instead of sitting in a fixed 60/40.fundxetfs.comsec.gov
  2. 02One ticker buys a whole stack of underlying stock and bond ETFs, with the shifting between them handled for you.fundxetfs.com
  3. 03Runs true to the objective printed in its prospectus: growth first, a modest income stream (paid once or twice a year), volatility kept in check.
  4. 04Not a new idea in a new wrapper. It ran for years as the FundX Conservative Upgrader mutual fund before converting to an ETF in 2023.sec.gov

Worth knowing

  1. 01The fee is 1.23% against a 0.45% peer median, and as an ETF of ETFs you also bear the underlying funds' costs. BLUI (0.25%) and CGMS (0.39%) charge far less.fundxetfs.com
  2. 02Chasing recent leaders can mean buying just after a brief surge that fades. The fund's own materials name that risk.fundxetfs.com
  3. 03Thinly traded. Limit orders and a glance at the spread matter more here than with a giant fund.

XRLX Holdings

As of Sep 20, 2026, 9:33 AM
Asset class
Other
Holdings
—
Top-10 weight
65%
Largest holding
VUG9.6%

Sectors

  • Technology43.1%
  • Communication10.3%
  • Consumer Discr.9.2%
  • Industrials9.2%
  • Financials9.0%
  • Health Care7.3%
  • Cons. Staples3.6%
  • Energy3.2%
  • Materials2.3%
  • Utilities1.6%
  • Real Estate1.3%

Geography

  • United States100.00%
The fund’s holdings, weight-ordered — page 1 of 2.
#TickerCompanyWeight %SharesMarket valueIn ETFs
001VUGVanguard Morningstar Growth ETF9.59%51,844$5M16
002XLGInvesco Exchange-Traded Fund Trust-Invesco S&P 500r Top 50 ETF8.43%64,137$4M4
003HYSPIMCO 0-5 Year High Yield Corporate Bond Index Exchange-Traded Fund6.74%35,210$3M2
004AORiShares Core 60/40 Balanced Allocation ETF6.47%44,921$3M3
005VLUEiShares MSCI USA Value Factor ETF6.41%15,399$3M4
006SPMOInvesco S&P 500 Momentum ETF6.31%20,326$3M6
007RPGInvesco S&P 500 Pure Growth ETF6.12%51,095$3M3
008SPHYState Street SPDR Portfolio High Yield Bond ETF4.96%103,476$2M16
009MINTPIMCO Enhanced Short Maturity Active Exchange-Traded Fund4.95%23,588$2M7
010QGRWWisdomtree US Quality Growth Fund4.92%35,125$2M3
011JAAAJanus Henderson AAA CLO ETF4.87%46,100$2M16
012IOOiShares Global 100 ETF4.83%16,122$2M4
013FLTRVanEck IG Floating Rate ETF4.70%88,079$2M4
014JBBBJanus Henderson B-BBB CLO ETF4.69%47,439$2M3
015AOKiShares Core 30/70 Conservative Allocation ETF4.67%54,943$2M2

Showing 1–15 of 19 holdings

XRLX Performance

Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.

XRLX$10,961
SPY tracks large US stocks. It provides market context, rather than representing this fund’s strategy, asset class or investment benchmark.$11,723
Sep 22, 2025 to Sep 22, 2026. XRLX $10,961. SPY $11,723. Use the arrow keys to read each point.$9,353$10,646$11,940Sep 2025Mar 2026Sep 2026

Sep 22, 2025 – Sep 22, 2026

Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.

Trailing total return for XRLX. Periods over one year show the average yearly return.
PeriodXRLX
Year to date+7.9%
1 month+1.3%
3 months+0.4%
1 year+9.6%
3 yearsHistory unavailable—per year
5 yearsHistory unavailable—per year
10 yearsHistory unavailable—per year

As of the close, with distributions reinvested.

Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.

Annual total returns for XRLX
YearReturn barXRLX
2026 YTD+7.9%
2025+7.9%
2024+17.6%
2023+7.2%

History from Oct 9, 2023

XRLX in the news

ETF.net Research hasn’t filed on XRLX yet — coverage lands here as it’s written.

XRLX Dividends

Adds up every distribution paid per share over the last 12 months, divided by the last completed close. Distributions are counted by ex-date. Data through Sep 22, 2026.
2.57%Last 12 months
Payout per share
$1.28Last 12 months
Last payment
$1.28 per share
Paid on
Shares bought on or after this date do not qualify for this distribution.
Frequency
Annual

Distribution history

2023–2026

One bar per payment. 3 payments from 2023 to 2026 YTD. Dec 28, 2023 $0.64; Dec 31, 2024 $0.73; Dec 31, 2025 $1.28. Use the arrow keys to read each point.2023202420252026YTD
Ex-datePay dateAmount per share
Dec 31, 2025Jan 2, 2026$1.28
Dec 31, 2024Jan 2, 2025$0.73
Dec 28, 2023Jan 2, 2024$0.64

XRLX Risk

How much the fund’s monthly returns vary, scaled to a year.
9.0%
Annualised · 34 months to Aug 2026
How it’s calculated: standard deviation

The sample standard deviation of monthly total returns, multiplied by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.

Return above 3-month US Treasury bills per unit of volatility.
1.10
vs 3-month T-bills · 34 months to Aug 2026
How it’s calculated: Sharpe ratio

Subtract each month’s Treasury-bill return from the fund’s monthly total return.

Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.

Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.

The largest fall from a peak to the low that followed.
−15.4%
35 months · trough Apr 2025
How it’s calculated: maximum drawdown

The largest percentage decline from an earlier peak, using total returns with reinvested distributions.

Uses up to five years through the last close, with at least 12 months required.

How strongly the fund’s returns move with its asset-class index.
0.83
vs its asset-class index
How it’s calculated: beta

The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.

XRLX Cost

Expense ratio1.20%
  • The middle half of Conservative Allocation funds
  • Median 0.63%

5 of the 8 Conservative Allocation funds charge less.

XRLX costs $120.00 a year on $10,000. The median Conservative Allocation fund costs $62.50.