iShares LifePath Retirement ETF
$31.54−0.30 (−0.94%)
- Expense ratio
- 0.08%
- Fund size
- $60M
- 1Y return
- +7.2%
- Yield · Last 12 months
- 3.13%
- Volume · 30D
- 0M sh
- NAV per share
- $31.81
- 52W range
The ETF.net IRTR Grade
Score 87 of 100 sits in the A band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.AScore 97Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.AScore 100Category rankRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.AScore 84Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.BScore 68Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.AScore 76Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.BScore 59Category rank
Our read on IRTR
AA whole retirement portfolio in one ticker: global stock and bond ETFs blended at the conservative end, for 0.08% a year. That is index-fund pricing on a job most allocation funds charge roughly ten times more to do.
The fund seeks conservative exposure through a broad portfolio of stock and bond ETFs spanning global asset classes.
Why people hold it
- Costs 0.08% a year against a 0.78% median for allocation funds. Roughly a tenth of the going rate for a portfolio-in-a-box.
- One line item, global coverage. The fund holds a spread of stock and bond ETFs across asset classes, so the mixing happens inside the wrapper.ishares.com
- Distributions come monthly rather than quarterly.
- One of the strongest all-in-one allocation funds in its peer group, and the cheapest of that top tier: iShares' own AOA runs 0.19%.
Worth knowing
- Thinly traded. Spreads can run wider than on household-name ETFs, so limit orders matter more here.
- Launched in 2023, so the track record is short and the fund is still building scale.
- Conservative by construction: it is built to move less than an all-stock portfolio, and that cuts in both directions.ishares.com
IRTR Holdings
- Other
- —
- 10%
- NVDA
Sectors
- Technology29.1%
- Financials15.2%
- Industrials12.0%
- Consumer Discr.8.4%
- Health Care8.2%
- Communication7.1%
- Energy4.8%
- Cons. Staples4.3%
- Utilities3.9%
- Materials3.7%
- Real Estate3.4%
Geography
- United States85.13%
- Japan2.06%
- Taiwan (Province of China)1.24%
- United Kingdom1.22%
- Canada1.22%
- Korea (the Republic of)0.89%
- Switzerland0.80%
- China0.77%
- 6.66%
IRTR Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | IRTR |
|---|---|
| Year to date | +5.4% |
| 1 month | −0.4% |
| 3 months | +0.2% |
| 1 year | +7.2% |
| 3 years | — |
| 5 years | — |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | IRTR |
|---|---|---|
| 2026 YTD | +5.4% | |
| 2025 | +12.7% | |
| 2024 | +9.9% | |
| 2023 | +11.6% |
IRTR in the news
ETF.net Research hasn’t filed on IRTR yet — coverage lands here as it’s written.
IRTR Dividends
- 3.13%
- $1.00
- $0.06 per share
- Monthly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 2, 2026 | Sep 8, 2026 | $0.06 |
| Aug 4, 2026 | Aug 7, 2026 | $0.08 |
| Jul 2, 2026 | Jul 8, 2026 | $0.16 |
| Jun 2, 2026 | Jun 5, 2026 | $0.08 |
| May 4, 2026 | May 7, 2026 | $0.07 |
| Apr 2, 2026 | Apr 8, 2026 | $0.07 |
| Mar 3, 2026 | Mar 6, 2026 | $0.05 |
| Feb 3, 2026 | Feb 6, 2026 | $0.05 |
| Dec 23, 2025 | Dec 29, 2025 | $0.17 |
| Dec 2, 2025 | Dec 5, 2025 | $0.06 |
| Nov 4, 2025 | Nov 7, 2025 | $0.06 |
| Oct 2, 2025 | Oct 7, 2025 | $0.08 |
IRTR Risk
- 7.2%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.30
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −6.3%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.46
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
IRTR Cost
- The middle half of Multi-Asset Allocation funds
- Median 0.58%
1 of the 37 Multi-Asset Allocation funds charge less.