Launch Roundup
Subversive ETFs listed S&P 500 and Nasdaq-100 funds that exclude Elon Musk's companies
iShares LifePath Retirement ETF
$31.45+0.03 (+0.11%)
- 0.08%
- $60M
- +6.5%
- 3.18%
- 0M sh
- $31.44
- low $30.13high $32.28
The ETF.net IRTR Grade
A
Score 86 out of 100
- 3 of 37
Score 86 of 100 falls in the A band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A97 out of 100Rank 2 of 37Mission
Whether the fund did what it promised, tested against its stated mandate.A100 out of 100Rank 1 of 29Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.A81 out of 100Rank 1 of 35Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.B62 out of 100Rank 9 of 37Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.A79 out of 100Rank 5 of 33Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.B57 out of 100Rank 19 of 37
Our read on IRTR
AA whole retirement portfolio in one ticker: global stock and bond ETFs blended at the conservative end, for 0.08% a year. That is index-fund pricing on a job most allocation funds charge roughly ten times more to do.
The fund seeks conservative exposure through a broad portfolio of stock and bond ETFs spanning global asset classes.
Why people hold it
- Costs 0.08% a year against a 0.78% median for allocation funds. Roughly a tenth of the going rate for a portfolio-in-a-box.
- One line item, global coverage. The fund holds a spread of stock and bond ETFs across asset classes, so the mixing happens inside the wrapper.ishares.com
- Distributions come monthly rather than quarterly.
- One of the strongest all-in-one allocation funds in its peer group, and the cheapest of that top tier: iShares' own AOA runs 0.19%.
Worth knowing
- Thinly traded. Spreads can run wider than on household-name ETFs, so limit orders matter more here.
- Launched in 2023, so the track record is short and the fund is still building scale.
- Conservative by construction: it is built to move less than an all-stock portfolio, and that cuts in both directions.ishares.com
IRTR Holdings
- Other
- 29,137
- 10%
- NVDA
Sectors
- Technology30.3%
- Financials14.8%
- Industrials11.9%
- Health Care8.3%
- Consumer Discretionary7.9%
- Communication7.3%
- Energy4.7%
- Consumer Staples4.2%
- Utilities3.9%
- Materials3.5%
- Real Estate3.2%
Geography
- United States85.56%
- Japan2.08%
- Taiwan (Province of China)1.21%
- United Kingdom1.20%
- Canada1.19%
- Korea (the Republic of)0.83%
- Switzerland0.79%
- China0.72%
- 6.41%
IRTR Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Not enough history yet.Not enough history yet.Not enough history yet.
IRTR$10,648
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | IRTR |
|---|---|
| Year to date | +4.2% |
| 1 month | −0.6% |
| 3 months | −1.0% |
| 1 year | +6.5% |
| 3 years | — |
| 5 years | — |
| 10 years | — |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | IRTR |
|---|---|---|
| 2026 YTD | +4.2% | |
| 2025 | +12.7% | |
| 2024 | +9.9% | |
| 2023 | +11.6% |
IRTR in the news
IRTR Dividends
- 3.18%
- $1.00
- $0.08 per share
- Monthly
Distribution history
IRTR Risk
- 7.4%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.12
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −6.3%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.47
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
IRTR Cost
0.08%
IRTR0.08%
- The middle half of Multi-Asset Allocation funds
- Median 0.58%
1 of the 37 Multi-Asset Allocation funds charge less.
Other funds in Multi-Asset Allocation
- AUCBGState Street SPDR UC Investments 90/10 Endowment Strategy Index ETFExpense ratio 0.06%1 year return —
- AAOAiShares Core 80/20 Aggressive Allocation ETFExpense ratio 0.19%1 year return +15.7%
- AINCEFranklin Income Equity Focus ETFExpense ratio 0.29%1 year return +20.2%
- ATRTYCambria Trinity ETFExpense ratio 0.39%1 year return +18.5%
- AGAACambria Global Asset Allocation ETFExpense ratio 0.32%1 year return +16.8%