iShares U.S. Financial Services ETF
$95.96+1.70 (+1.80%)
- 0.37%
- $2.24B
- +8.2%
- 1.09%
- 117K sh
- low $79.86high $98.66
The ETF.net IYG Grade
C
Score 50 out of 100
- 12 of 18
Score 50 of 100 falls in the C band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.C53 out of 100Rank 7 of 18Mission
Whether the fund did what it promised, tested against its stated mandate.Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.C45 out of 100Rank 14 of 18Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.B57 out of 100Rank 6 of 18Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.D35 out of 100Rank 16 of 18Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A71 out of 100Rank 5 of 18
Our read on IYG
In short
CFinancials, minus the insurers. IYG tracks a Dow Jones index built only from banks, brokers, asset managers and consumer finance names, and it has done so since 2000. The fee is 0.37%, near the category norm.
Stated mandate
The fund seeks to track an index of U.S. equities in the financial services sector, providing diversified access to investment banks, asset managers, and exchanges.
Why people hold it
Worth knowing
IYG Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
IYG$10,819
Returns run to the Oct 30, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | IYG |
|---|---|
| Year to date | +3.1% |
| 1 month | +4.8% |
| 3 months | −1.0% |
| 1 year | +8.2% |
| 3 years | +25.3% |
| 5 years | +8.9% |
| 10 years | +13.9% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | IYG |
|---|---|---|
| 2026 YTD | +3.1% | |
| 2025 | +19.9% | |
| 2024 | +31.9% | |
| 2023 | +16.1% | |
| 2022 | −16.7% | |
| 2021 | +30.4% | |
| 2020 | +1.0% |
IYG in the news
IYG Dividends
- 1.09%
- $1.03
- $0.27 per share
- Quarterly
IYG Risk
- 16.0%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.23
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −29.6%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.99
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
FMP measures it over up to five years of monthly returns.
IYG Cost
Overpaying vs XLF, cheapest in Financials (Broad)
$5,824
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
IYG 0.37%
$7,513
XLF 0.08% Cheapest
$1,689
Cost over time
Year by year
| Year | IYG | XLF | Overpaying |
|---|---|---|---|
| 10 | $670 | $147 | $523 |
| 20 | $2,590 | $575 | $2,015 |
| 30 | $7,513 | $1,689 | $5,824 |
Other funds in Financials (Broad)
- BFXOFirst Trust Financials AlphaDEX FundExpense ratio 0.60%1 year return +14.0%
- CRSPFInvesco S&P 500 Equal Weight Financials ETFExpense ratio 0.40%1 year return +12.2%
- CEUFNiShares MSCI Europe Financials ETFExpense ratio 0.49%1 year return +16.3%
- CIAIiShares U.S. Broker-Dealers & Securities Exchanges ETFExpense ratio 0.37%1 year return +2.6%
- DTFNST. Rowe Price Financials ETFExpense ratio 0.44%1 year return +11.8%
