Schwab Government Money Market ETF
$100.51+0.01 (+0.01%)
- 0.28%
- $1.07B
- +3.5%
- 3.33%
- 277K sh
- low $100.37high $100.82
The ETF.net SGVT Grade
B
Score 64 out of 100
- 5 of 16
Score 64 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.D27 out of 100Rank 12 of 16Mission
Whether the fund did what it promised, tested against its stated mandate.A100 out of 100Rank 1 of 11Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.B65 out of 100Rank 3 of 16Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.A85 out of 100Rank 3 of 16Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.B65 out of 100Rank 7 of 16Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.C53 out of 100Rank 8 of 16
Our read on SGVT
In short
BSchwab took the money market fund, that boring cash staple, and put it in an ETF wrapper: actively run short government paper (T-bills, agency debt, collateralized repo), traded through the day, income paid monthly.
Stated mandate
The fund seeks current income while emphasizing capital preservation and liquidity. It pursues this objective by investing in U.S. government securities, including Treasury bills and notes and related agency obligations.
Why people hold it
Worth knowing
SGVT Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
Not enough history yet.Not enough history yet.Not enough history yet.
SGVT$10,350
Returns run to the Oct 30, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | SGVT |
|---|---|
| Year to date | +2.9% |
| 1 month | +0.3% |
| 3 months | +0.9% |
| 1 year | +3.5% |
| 3 years | |
| 5 years | |
| 10 years |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | SGVT |
|---|---|---|
| 2026 YTD | +2.9% | |
| 2025 | +2.2% |
SGVT in the news
SGVT Dividends
- 3.33%
- $3.36
- $0.29 per share
- Monthly
SGVT Risk
- 0.1%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- −2.87
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −0.03%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.01
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
FMP measures it over up to five years of monthly returns.
SGVT Cost
Overpaying vs SPTB, tied cheapest in US Treasury & Government
$5,117
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
SGVT 0.28%
$5,755
SPTB 0.03% Tied cheapest
$638
Cost over time
Year by year
| Year | SGVT | SPTB | Overpaying |
|---|---|---|---|
| 10 | $509 | $55 | $454 |
| 20 | $1,976 | $216 | $1,760 |
| 30 | $5,755 | $638 | $5,117 |
Other funds in US Treasury & Government
- AVTGVanguard Total Treasury ETFExpense ratio 0.03%1 year return −0.3%
- BFLGVFranklin U.S. Treasury Bond ETFExpense ratio 0.09%1 year return −0.3%
- BVGVTVanguard Government Securities Active ETFExpense ratio 0.10%1 year return +0.1%
- BLDRTiShares iBonds 1-5 Year Treasury Ladder ETFExpense ratio 0.07%1 year return +1.7%
- BGOVIInvesco Equal Weight 0-30 Year Treasury ETFExpense ratio 0.15%1 year return −2.7%
