Category Review
Vanguard's property fund lost a first-half lead over stocks
Schwab U.S. Large-Cap ETF
$30.61−0.01 (−0.05%)
- 0.03%
- $75.4B
- +19.8%
- 1.02%
- 10M sh
- $30.65
- low $24.81high $30.79
The ETF.net SCHX Grade
A
Score 83 out of 100
- 2 of 29
Score 83 of 100 falls in the A band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A91 out of 100Rank 3 of 29Mission
Whether the fund did what it promised, tested against its stated mandate.A100 out of 100Rank 1 of 22Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.C43 out of 100Rank 20 of 29Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.A86 out of 100Rank 3 of 29Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.A70 out of 100Rank 9 of 28Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A89 out of 100Rank 4 of 29
Our read on SCHX
ASchwab's no-frills large-cap core: roughly 800 US big names for three basis points, running since 2009. One of the cheapest tickets in a crowded category, and it hugs its index tightly.
The fund seeks to track, before fees and expenses, the total return of the Dow Jones U.S. Large-Cap Total Stock Market Index.
Why people hold it
- 0.03% a year, well under the typical US large-cap fund's fee. That is the kind of cost floor only the biggest fund shops can hold.
- About 800 stocks tracking the Dow Jones U.S. Large-Cap Total Stock Market Index before fees. No themes, no screens, no manager hunches.schwabassetmanagement.com
- Tracking has been among the tightest in its peer group: the fund delivers its index with very little slippage.
- Live since 2009 and now a multi-billion-dollar fund that trades heavily, so spreads stay thin and the lights are unlikely to go out.
Worth knowing
- Large caps only, despite the index name. Mid and small caps live in a separate fund, so this is one slice of the market, not all of it.
- Three basis points is cheap, not free: BKLC in the same peer group runs at zero.
- Dividends land quarterly, not monthly, which matters if you're building an income schedule.
SCHX Holdings
- Stocks
- 753
- 37%
- NVDA
Sectors
- Technology39.9%
- Financials11.4%
- Communication9.3%
- Health Care9.2%
- Consumer Discretionary8.6%
- Industrials8.1%
- Consumer Staples4.3%
- Energy3.6%
- Materials1.9%
- Utilities1.9%
- Real Estate1.8%
Geography
- United States97.85%
- Ireland1.14%
- United Kingdom0.47%
- Switzerland0.27%
- Netherlands0.09%
- Bermuda0.08%
- Cayman Islands0.08%
- Canada0.01%
- 0.01%
SCHX Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
SCHX$11,982
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | SCHX |
|---|---|
| Year to date | +14.8% |
| 1 month | +2.0% |
| 3 months | +3.3% |
| 1 year | +19.8% |
| 3 years | +23.0% |
| 5 years | +13.3% |
| 10 years | +15.5% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | SCHX |
|---|---|---|
| 2026 YTD | +14.8% | |
| 2025 | +17.5% | |
| 2024 | +24.9% | |
| 2023 | +26.9% | |
| 2022 | −19.4% | |
| 2021 | +26.8% | |
| 2020 | +20.9% |
SCHX in the news
SCHX Dividends
- 1.02%
- $0.31
- $0.08 per share
- Quarterly
Distribution history
SCHX Risk
- 12.6%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 1.34
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −25.4%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 1.01
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
SCHX Cost
0.03%
SCHX0.03%
- The middle half of US Large-Cap funds
- Median 0.20%
1 of the 28 US Large-Cap funds charge less.
Other funds in US Large-Cap
- ABKLCBNY Mellon US Large Cap Core Equity ETFExpense ratio 0.00%1 year return +19.7%
- AEPSWisdomTree U.S. LargeCap FundExpense ratio 0.08%1 year return +22.5%
- AVONEVanguard Russell 1000 ETFExpense ratio 0.06%1 year return +19.8%
- AVVVanguard Morningstar Large-Cap ETFExpense ratio 0.03%1 year return +20.3%
- AIWBiShares Russell 1000 ETFExpense ratio 0.15%1 year return +19.7%