PIMCO 1-5 Year U.S. TIPS Index Exchange-Traded Fund
$52.05+0.03 (+0.06%)
- 0.20%
- $530M
- +0.5%
- 4.69%
- 0.1M sh
- $52.04
- low $51.75high $54.58
The ETF.net STPZ Grade
C
Score 53 out of 100
- 23 of 41
Score 53 of 100 falls in the C band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.F24 out of 100Rank 29 of 41Mission
Whether the fund did what it promised, tested against its stated mandate.B60 out of 100Rank 25 of 33Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.B61 out of 100Rank 13 of 41Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.A75 out of 100Rank 8 of 41Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.B69 out of 100Rank 15 of 41Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A75 out of 100Rank 10 of 41
Our read on STPZ
CInflation protection on a short leash. STPZ indexes only TIPS maturing in one to five years, pairing CPI-linked principal with less rate sensitivity than long-dated linkers. It has worked this niche since 2009, at a fee above the category norm.
The Fund seeks total return that closely tracks its specified U.S. inflation-linked Treasury index before fees and expenses. It uses indexing and representative sampling rather than trying to outperform the index.
Why people hold it
- The benchmark holds Treasury inflation-linked bonds maturing in one to five years: you get the CPI adjustment to principal without the price swings of 20-year linkers.finance.yahoo.com
- Straight indexing. PIMCO uses representative sampling to track the benchmark rather than trying to beat it, so the name on the tin is what you own.pimco.com
- Live since 2009 and moderately traded, so ordinary retail-size orders in a niche corner of the Treasury market usually don't have to hunt for a counterparty.
Worth knowing
- Cost is the trade-off: 0.20% a year, above the 0.12% typical of Treasury bond ETFs, while index peers such as SCHP and VGIT charge 0.03%.
- Distributions are irregular. TIPS income moves with inflation accruals, so payouts arrive unevenly rather than as a level check.
- Narrow by design: roughly two dozen short-dated government bonds. No corporate credit, no long end, so it behaves nothing like a core bond holding.
STPZ Holdings
- Bonds
- 23
- 69%
- Tsy Infl Ix N/B 04/30 1.625 1.63% 04/15/2030
Geography
- United States100.00%
STPZ Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
STPZ$10,052
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | STPZ |
|---|---|
| Year to date | +0.5% |
| 1 month | −0.5% |
| 3 months | −1.0% |
| 1 year | +0.5% |
| 3 years | +4.6% |
| 5 years | +2.3% |
| 10 years | +2.7% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | STPZ |
|---|---|---|
| 2026 YTD | +0.5% | |
| 2025 | +6.4% | |
| 2024 | +4.3% | |
| 2023 | +4.3% | |
| 2022 | −4.5% | |
| 2021 | +5.6% | |
| 2020 | +5.4% |
STPZ in the news
The Big Picture
The Fed hiked. The 30-year yield fell 1 basis point
STPZ Dividends
- 4.69%
- $2.44
- $0.39 per share
- Monthly
Distribution history
STPZ Risk
- 2.3%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- −0.02
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −6.7%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.26
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
STPZ Cost
0.20%
STPZ0.20%
- The middle half of TIPS funds
- Median 0.10%
31 of the 41 TIPS funds charge less.
Other funds in TIPS
- BTDTFNorthern Trust iBoxx 5-Year Target Duration TIPS ETFExpense ratio 0.19%1 year return −1.4%
- CTDTTNorthern Trust iBoxx 3-Year Target Duration TIPS ETFExpense ratio 0.19%1 year return +0.6%
- CTIPZPIMCO Broad U.S. TIPS Index Exchange-Traded FundExpense ratio 0.20%1 year return −2.2%
- CLDRIiShares iBonds 1-5 Year TIPS Ladder ETFExpense ratio 0.10%1 year return +1.4%
- CIBILiShares iBonds Oct 2035 Term TIPS ETFExpense ratio 0.10%1 year return −3.3%