State Street SPDR S&P Homebuilders ETF
$94.70+0.65 (+0.69%)
- 0.35%
- $1.5B
- −8.3%
- 1.16%
- 2.3M sh
- $94.78
- low $93.57high $123.13
The ETF.net XHB Grade
B
Score 55 out of 100
- 6 of 15
Score 55 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.C50 out of 100Rank 7 of 15Mission
Whether the fund did what it promised, tested against its stated mandate.Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.F20 out of 100Rank 14 of 15Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.A89 out of 100Rank 3 of 15Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.B69 out of 100Rank 5 of 15Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A71 out of 100Rank 4 of 15
Our read on XHB
BThe original housing ETF, trading since 2006, and it never stayed in its lane: builders sit alongside building products, furnishings, appliances and home improvement retail, weighted so the small names count too.
The fund seeks to track the total return of the S&P Homebuilders Select Industry Index, an index derived from the homebuilding segment of a U.S. total-market composite index.
Why people hold it
- Buys the whole house, not just the builder: the index reaches into Building Products, Home Furnishings, Home Improvement Retail and Household Appliances alongside homebuilders.ssga.com
- Modified equal weighting spreads roughly 30 holdings across large, mid and small caps, so no single mega-builder sets the tone.ssga.com
- Launched in January 2006, it has run through a housing bust and the rebuild since. Today it is a multi-billion-dollar fund and an actively traded one.
- A plain index tracker with a published rulebook: no manager discretion, no derivatives overlay, just the S&P Homebuilders Select Industry Index, rebalanced on schedule.ssga.com
Worth knowing
- The 0.35% fee is the median for its consumer discretionary peer group, but broad sector funds like XLY, FDIS and VCR charge under a tenth of a percent. Niche costs more.
- About 30 US stocks in one mortgage-rate-sensitive corner of the economy. Moves here tend to be sharper than a whole-sector fund's.
- Equal weighting cuts both ways: when the largest builders dominate the industry's move, a portfolio that deliberately tilts away from them tracks a different path.ssga.com
XHB Holdings
- Stocks
- 37
- 34%
- SN
Sectors
- Consumer Discretionary63.4%
- Industrials31.7%
- Materials3.2%
- Real Estate1.8%
Geography
- United States89.52%
- Ireland10.48%
XHB Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
XHB$9,167
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XHB |
|---|---|
| Year to date | −7.8% |
| 1 month | −4.0% |
| 3 months | −12.9% |
| 1 year | −8.3% |
| 3 years | +8.9% |
| 5 years | +6.3% |
| 10 years | +12.0% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XHB |
|---|---|---|
| 2026 YTD | −7.8% | |
| 2025 | −0.7% | |
| 2024 | +9.9% | |
| 2023 | +60.1% | |
| 2022 | −28.9% | |
| 2021 | +49.7% | |
| 2020 | +28.0% |
XHB in the news
XHB Dividends
- 1.16%
- $1.09
- $0.54 per share
- Quarterly
Distribution history
XHB Risk
- 28.7%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.27
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −39.5%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 1.44
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XHB Cost
0.35%
XHB0.35%
- The middle half of Consumer Discretionary (Broad) funds
- Median 0.35%
5 of the 14 Consumer Discretionary (Broad) funds charge less.
Other funds in Consumer Discretionary (Broad)
- BVCRVanguard Consumer Discretionary ETFExpense ratio 0.09%1 year return +0.7%
- BRTHVanEck Retail ETFExpense ratio 0.35%1 year return +8.1%
- CTRUDVanEck Consumer Discretionary TruSector ETFExpense ratio 0.16%1 year return +2.3%
- CPSCDInvesco S&P SmallCap Consumer Discretionary ETFExpense ratio 0.29%1 year return +4.9%
- CIYCiShares U.S. Consumer Discretionary ETFExpense ratio 0.37%1 year return −2.5%