State Street SPDR S&P Homebuilders ETF
$97.49−1.92 (−1.93%)
- Expense ratio
- 0.35%
- Fund size
- $1.5B
- 1Y return
- −9.6%
- Yield · Last 12 months
- 1.10%
- Holdings
- 35
- Volume · 30D
- 2.4M sh
- NAV per share
- $96.95
- 52W range
The ETF.net XHB Grade
Score 56 of 100 sits in the B band. Bands: A ≥ 70, B ≥ 55, C ≥ 40, D ≥ 25, F < 25; the scale skips E.
Cost
What you pay to own it — the expense ratio plus trading frictions, ranked within its category.CScore 50Category rankMission
How faithfully it does the job it claims — tracking its mandate or index with minimal slippage.Not scoredRisk
How violently it can move — volatility, drawdown depth, and downside capture versus its category.DScore 27Category rankTradability
How cheaply and easily you can get in and out — liquidity, spread, and premium/discount stability.AScore 88Category rankHoldings
What it actually owns — the quality, breadth, and concentration of the underlying portfolio.BScore 69Category rankDurability
Whether it will still be here — the fund’s assets, age, flows, and issuer staying power.AScore 71Category rank
Our read on XHB
BThe original housing ETF, trading since 2006, and it never stayed in its lane: builders sit alongside building products, furnishings, appliances and home improvement retail, weighted so the small names count too.
The fund seeks to track the total return of the S&P Homebuilders Select Industry Index, an index derived from the homebuilding segment of a U.S. total-market composite index.
Why people hold it
- Buys the whole house, not just the builder: the index reaches into Building Products, Home Furnishings, Home Improvement Retail and Household Appliances alongside homebuilders.ssga.com
- Modified equal weighting spreads roughly 30 holdings across large, mid and small caps, so no single mega-builder sets the tone.ssga.com
- Launched in January 2006, it has run through a housing bust and the rebuild since. Today it is a multi-billion-dollar fund and an actively traded one.
- A plain index tracker with a published rulebook: no manager discretion, no derivatives overlay, just the S&P Homebuilders Select Industry Index, rebalanced on schedule.ssga.com
Worth knowing
- The 0.35% fee is the median for its consumer discretionary peer group, but broad sector funds like XLY, FDIS and VCR charge under a tenth of a percent. Niche costs more.
- About 30 US stocks in one mortgage-rate-sensitive corner of the economy. Moves here tend to be sharper than a whole-sector fund's.
- Equal weighting cuts both ways: when the largest builders dominate the industry's move, a portfolio that deliberately tilts away from them tracks a different path.ssga.com
XHB Holdings
- Stocks
- 35
- 33%
- W
Sectors
- Consumer Discr.60.7%
- Industrials37.9%
- Real Estate1.5%
Geography
- United States90.31%
- Ireland9.69%
XHB Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
XHB$9,043
Returns run to the Sep 22, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | XHB |
|---|---|
| Year to date | −2.6% |
| 1 month | −6.1% |
| 3 months | −8.4% |
| 1 year | −9.6% |
| 3 years | +10.2% |
| 5 years | +6.8% |
| 10 years | +12.2% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | XHB |
|---|---|---|
| 2026 YTD | −2.6% | |
| 2025 | −0.7% | |
| 2024 | +9.9% | |
| 2023 | +60.1% | |
| 2022 | −28.9% | |
| 2021 | +49.7% | |
| 2020 | +28.0% |
XHB in the news
XHB Dividends
- 1.10%
- $1.09
- $0.54 per share
- Quarterly
Distribution history
| Ex-date | Pay date | Amount per share |
|---|---|---|
| Sep 21, 2026 | Pays Sep 23, 2026 | $0.54 |
| Jun 22, 2026 | Jun 24, 2026 | $0.16 |
| Mar 23, 2026 | Mar 25, 2026 | $0.22 |
| Dec 22, 2025 | Dec 24, 2025 | $0.18 |
| Sep 22, 2025 | Sep 24, 2025 | $0.16 |
| Jun 23, 2025 | Jun 25, 2025 | $0.15 |
| Mar 24, 2025 | Mar 26, 2025 | $0.31 |
| Dec 23, 2024 | Dec 26, 2024 | $0.18 |
| Sep 23, 2024 | Sep 25, 2024 | $0.13 |
| Jun 24, 2024 | Jun 26, 2024 | $0.15 |
| Mar 18, 2024 | Mar 21, 2024 | $0.17 |
| Dec 18, 2023 | Dec 21, 2023 | $0.19 |
XHB Risk
- 28.8%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.25
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −39.5%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 1.44
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
XHB Cost
0.35%
XHB0.35%
- The middle half of Consumer Discretionary (Broad) funds
- Median 0.35%
5 of the 14 Consumer Discretionary (Broad) funds charge less.