Vanguard Consumer Discretionary ETF
$401.47−1.90 (−0.47%)
- 0.09%
- $5.6B
- +4.5%
- 0.74%
- 60.2K sh
- low $346.48high $414.28
The ETF.net VCR Grade
B
Score 63 out of 100
- 4 of 15
Score 63 of 100 falls in the B band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A86 out of 100Rank 3 of 15Mission
Whether the fund did what it promised, tested against its stated mandate.Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.C46 out of 100Rank 9 of 15Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.C43 out of 100Rank 9 of 15Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.C46 out of 100Rank 10 of 15Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A81 out of 100Rank 2 of 15
Our read on VCR
In short
BConsumer discretionary, the whole aisle. VCR tracks roughly 300 US retailers, carmakers, restaurants and travel names across large, mid and small caps for 0.09% a year, instead of stopping at the S&P 500's handful of giants.
Stated mandate
The fund passively tracks an index representing U.S. consumer discretionary stocks, seeking to approximate the index through full replication when possible and sampling when required.
Why people hold it
Worth knowing
VCR Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
VCR$10,455
Returns run to the Nov 9, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | VCR |
|---|---|
| Year to date | +3.0% |
| 1 month | +6.6% |
| 3 months | +0.3% |
| 1 year | +4.5% |
| 3 years | +15.8% |
| 5 years | +3.9% |
| 10 years | +13.8% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | VCR |
|---|---|---|
| 2026 YTD | +3.0% | |
| 2025 | +5.8% | |
| 2024 | +24.3% | |
| 2023 | +40.4% | |
| 2022 | −35.2% | |
| 2021 | +24.9% | |
| 2020 | +48.3% |
VCR in the news
VCR Dividends
- 0.74%
- $2.99
- $0.82 per share
- Quarterly
VCR Risk
- 18.3%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- 0.64
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −39.2%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 1.25
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
FMP measures it over up to five years of monthly returns.
VCR Cost
Overpaying vs XLY, cheapest in Consumer Discretionary (Broad)
$209
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
VCR 0.09%
$1,898
XLY 0.08% Cheapest
$1,689
Cost over time
Year by year
| Year | VCR | XLY | Overpaying |
|---|---|---|---|
| 10 | $165 | $147 | $18 |
| 20 | $646 | $575 | $71 |
| 30 | $1,898 | $1,689 | $209 |
Other funds in Consumer Discretionary (Broad)
- BFDISFidelity MSCI Consumer Discretionary Index ETFExpense ratio 0.08%1 year return +4.6%
- BXRTState Street SPDR S&P Retail ETFExpense ratio 0.35%1 year return +17.2%
- BRTHVanEck Retail ETFExpense ratio 0.35%1 year return +13.3%
- BXHBState Street SPDR S&P Homebuilders ETFExpense ratio 0.35%1 year return +1.5%
- CPSCDInvesco S&P SmallCap Consumer Discretionary ETFExpense ratio 0.29%1 year return +21.0%
