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AGZD vs SCHZ

WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund

AGZD—Nasdaq

Schwab U.S. Aggregate Bond ETF

SCHZANYSE Arca

Overlap

No data

Expense ratio

SCHZ −0.20pt a year

AGZD0.23%SCHZ0.03%

Avg volume · 30D

SCHZ 25.3×the volume

AGZD93.7KSCHZ2.37M

10Y return · a year

AGZD +2.0pt

AGZD+3.2%SCHZ+1.2%

AGZD vs SCHZ Performance

Oct 29, 2021 – Oct 30, 2026

+24.8%AGZD−1.0%SCHZ

Oct 29, 2021 to Oct 30, 2026. AGZD +24.8%. SCHZ −1.0%. Use the arrow keys to read each point.−10%10%20%Oct 2021Apr 2024Oct 2026
Expense ratio
AGZD 0.23%
SCHZ 0.03%, better
Fund size
AGZD $177M
SCHZ $10.8B
1Y total return
AGZD +4.3%, better
SCHZ −0.2%
Yield (12M)
AGZD 4.03%
SCHZ 4.27%, better
Holdings
AGZD 1593
SCHZ 12610
Avg volume (30D)
AGZD 93.7K sh
SCHZ 2.37M sh, better
NAV per share
AGZD $22.51
SCHZ $22.54
52W range

ETF.net Grade

  • —AGZDUnder classification review
SCHZ: Cost 97, Risk 47, Mission 100, Tradability 85, Holdings 78, Durability 88.
Pillar letters and Scores for AGZD, SCHZ, with each pillar’s weight
PillarAGZDSCHZ
Cost30% weightNot scoredA97
Mission25% weightNot scoredA100
Risk15% weightNot scoredC47
Tradability15% weightNot scoredA85
Holdings10% weightNot scoredA78
Durability5% weightNot scoredA88

Rank among US Aggregate Bond funds

How we build Categories ›

US Aggregate Bond⁠

Category · 114 funds
See all 114 ›

SCHZ ranks 2nd of 114 funds in the US Aggregate Bond Category.

  1. Rank 1AAGGiShares Core U.S. Aggregate Bond ETFScore 87
  2. Rank 2AIUSBiShares Core Universal USD Bond ETFScore 86
  3. Rank 2ASCHZSchwab U.S. Aggregate Bond ETFScore 86
  4. Rank 2ASPABState Street SPDR Portfolio Aggregate Bond ETFScore 86
  5. AGZDNot yet graded

Our read on each fund

ETF.net Research

AGZD—WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund

SCHZASchwab U.S. Aggregate Bond ETF

In short

AGZD No data

SCHZ Schwab's core bond holding: the broad U.S. investment-grade bond market, over 10,000 issues deep, for 0.03% a year. That is the floor of a category whose median fee is more than ten times higher. Running since 2011, pays monthly.

Stated mandate

AGZD No data

SCHZ The fund seeks to track the total return of an index representing the broad U.S. investment-grade bond market.

Why people hold it

AGZD No data

  • SCHZ 0.03% a year sits at the category floor, against a cohort median of 0.36%. Only a short list of aggregate-bond funds matches it, including AGG, BND and SPAB.
  • Tracks the Bloomberg US Aggregate Bond Index tightly, one of the cleanest index implementations among the 187 funds in its peer group.schwabassetmanagement.com
  • One ticker, thousands of investment-grade U.S. bonds, income paid monthly. The plumbing of a bond portfolio without buying a single bond yourself.
  • Live since 2011 and now a multi-billion-dollar fund that trades actively, so trading costs on ordinary retail-sized orders tend to be minor.

Worth knowing

AGZD No data

  • SCHZ This is duration exposure, not a cash substitute. Interest-rate moves, not credit selection, drive most of the ride, and that is the weakest part of its risk profile.
  • Investment grade and U.S. only: no high-yield, no foreign bonds. Funds like BNDX cover the international side of the cohort.
  • The aggregate-bond aisle is commoditized. Against AGG, BND and SPAB at the same 0.03%, the differences come down to index variant and where you already custody, not fee.

Full AGZD profile⁠

Full SCHZ profile⁠

AGZD vs SCHZ Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

AGZD vs SCHZ Cost

Overpaying AGZD vs SCHZ

$4,121

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • AGZD 0.23%

    $4,759

  • SCHZ 0.03%

    $638

$10,000
30 years

Cost over time

  • AGZD 0.23%
  • SCHZ 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$1K$2K$3K$4K$5K051015202530AGZD $4,759SCHZ $638

Year by year

YearAGZDSCHZOverpaying
10$419$55$364
20$1,630$216$1,414
30$4,759$638$4,121

Expense ratio

  • 0.23%AGZD
  • 0.03%SCHZ, cheaper
  • Middle half of US Aggregate Bond funds
  • Median 0.34%

SCHZ 2nd cheapest of 114 funds

AGZD 38th cheapest of 114 funds

AGZD vs SCHZ Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
AGZD 4.03%
SCHZ 4.27%, better
Payout (12M)
AGZD $0.91
SCHZ $0.96
Last payment
AGZD $0.08
SCHZ $0.08
Ex-dividend
AGZD Oct 27, 2026
SCHZ Oct 1, 2026
Paid on
AGZD Oct 29, 2026
SCHZ Oct 7, 2026
Frequency
AGZD Monthly
SCHZ Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

AGZDMonthly · 47 paymentsAll AGZD payments⁠
One bar per payment. 47 payments from 2023 to 2026 YTD. Jan 25, 2023 $0.06; Feb 22, 2023 $0.06; Mar 27, 2023 $0.06; Apr 24, 2023 $0.06; May 24, 2023 $0.06; Jun 26, 2023 $0.06; Jul 25, 2023 $0.07; Aug 25, 2023 $0.07; Sep 25, 2023 $0.07; Oct 25, 2023 $0.07; Nov 24, 2023 $0.07; Dec 7, 2023 $0.51; Dec 22, 2023 $0.12; Jan 25, 2024 $0.07; Feb 23, 2024 $0.07; Mar 22, 2024 $0.07; Apr 24, 2024 $0.07; May 24, 2024 $0.07; Jun 25, 2024 $0.07; Jul 26, 2024 $0.07; Aug 27, 2024 $0.07; Sep 25, 2024 $0.08; Oct 28, 2024 $0.08; Nov 25, 2024 $0.08; Dec 26, 2024 $0.10; Jan 28, 2025 $0.08; Feb 25, 2025 $0.08; Mar 26, 2025 $0.08; Apr 25, 2025 $0.08; May 27, 2025 $0.08; Jun 25, 2025 $0.08; Jul 28, 2025 $0.08; Aug 26, 2025 $0.08; Sep 25, 2025 $0.08; Oct 28, 2025 $0.10; Nov 24, 2025 $0.07; Dec 26, 2025 $0.08; Jan 27, 2026 $0.07; Feb 24, 2026 $0.07; Mar 26, 2026 $0.08; Apr 27, 2026 $0.07; May 26, 2026 $0.08; Jun 25, 2026 $0.08; Jul 28, 2026 $0.07; Aug 26, 2026 $0.08; Sep 25, 2026 $0.10; Oct 27, 2026 $0.08. Use the arrow keys to read each point.$0$0.5020232026YTD
SCHZMonthly · 45 paymentsAll SCHZ payments⁠
One bar per payment. 45 payments from 2023 to 2026 YTD. Feb 1, 2023 $0.06; Mar 1, 2023 $0.06; Apr 3, 2023 $0.06; May 1, 2023 $0.06; Jun 1, 2023 $0.06; Jul 3, 2023 $0.06; Aug 1, 2023 $0.06; Sep 1, 2023 $0.07; Oct 2, 2023 $0.07; Nov 1, 2023 $0.07; Dec 1, 2023 $0.07; Dec 15, 2023 $0.07; Feb 1, 2024 $0.08; Mar 1, 2024 $0.07; Apr 1, 2024 $0.07; May 1, 2024 $0.07; Jun 3, 2024 $0.08; Jul 1, 2024 $0.07; Aug 1, 2024 $0.08; Sep 3, 2024 $0.08; Oct 1, 2024 $0.07; Nov 1, 2024 $0.08; Dec 2, 2024 $0.07; Dec 20, 2024 $0.08; Feb 3, 2025 $0.09; Mar 3, 2025 $0.08; Apr 1, 2025 $0.07; May 1, 2025 $0.08; Jun 2, 2025 $0.08; Jul 1, 2025 $0.08; Aug 1, 2025 $0.08; Sep 2, 2025 $0.08; Oct 1, 2025 $0.08; Nov 3, 2025 $0.08; Dec 1, 2025 $0.07; Dec 19, 2025 $0.08; Feb 2, 2026 $0.09; Mar 2, 2026 $0.08; Apr 1, 2026 $0.08; May 1, 2026 $0.08; Jun 1, 2026 $0.08; Jul 1, 2026 $0.08; Aug 3, 2026 $0.09; Sep 1, 2026 $0.08; Oct 1, 2026 $0.08. Use the arrow keys to read each point.$0$0.5020232026YTD

AGZD vs SCHZ Risk

Fall from peak · 5 years

  • AGZD
  • SCHZ
Oct 29, 2021 to Oct 30, 2026. Worst fall: SCHZ −17.5% · Oct 2022. Use the arrow keys to read each point.−15%−10%−5%0%Oct 2021Apr 2024Oct 2026

Risk facts

VolatilityStd dev, 3 years
AGZD 1.8%, betterSCHZ 5.6%
Return per unit of riskSharpe ratio, 3 years
AGZD 0.63, betterSCHZ 0.17
Worst fallMax drawdown, 5 years
AGZD −2.3%, betterSCHZ −17.5%
Market sensitivityBeta, 5 years
AGZD 0.08SCHZ 0.99

AGZD and SCHZ in the news

All news⁠

Popular comparisons

  • AGZD—vsAGGA

    WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund · iShares Core U.S. Aggregate Bond ETF

    Expense ratio
    0.23% · 0.03%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • SCHZAvsAGGA

    Schwab U.S. Aggregate Bond ETF · iShares Core U.S. Aggregate Bond ETF

    Expense ratio
    0.03% · 0.03%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • AGZD—vsIUSBA

    WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund · iShares Core Universal USD Bond ETF

    Expense ratio
    0.23% · 0.06%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • SCHZAvsIUSBA

    Schwab U.S. Aggregate Bond ETF · iShares Core Universal USD Bond ETF

    Expense ratio
    0.03% · 0.06%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • AGZD—vsSPABA

    WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund · State Street SPDR Portfolio Aggregate Bond ETF

    Expense ratio
    0.23% · 0.03%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

  • SCHZAvsSPABA

    Schwab U.S. Aggregate Bond ETF · State Street SPDR Portfolio Aggregate Bond ETF

    Expense ratio
    0.03% · 0.03%
    Category
    Same Category. Both funds are graded against the same funds, so their Grades compare head to head.