AIUP vs AVLC

AIUPDFINQ FIRST U.S. Large Cap AI-Managed Equity ETF

AVLCAAvantis U.S. Large Cap Equity ETF

In short

AIUP The stock picker here is a machine. FINQ's adaptive AI model hunts inside the S&P 500 roster and builds an active large-cap book that owes nothing to index weights. Familiar names, algorithmic calls.

AVLC Active management with index-fund manners: roughly 900 U.S. large caps, with the dial turned toward cheaper, more profitable companies. Avantis charges 0.15% a year to do it.

Stated mandate

AIUP The Fund seeks long-term capital appreciation.

AVLC The fund seeks long-term capital appreciation. It invests broadly in U.S. large-capitalization companies while using active decisions to overweight lower valuations and higher profitability.

Why people hold it

• AIUP The mandate is literal: US large caps drawn from S&P 500 companies, selected by FINQ's proprietary adaptive AI model, with no obligation to track that index.
• One job, stated plainly. The fund seeks long-term capital appreciation, with no income sleeve, hedging overlay, or derivatives story to decode.
• The hunting ground is familiar. Holdings come from household-name US large caps, so the active risk sits in selection and weighting, not in exotic corners of the market.

• AVLC 0.15% a year against a 0.65% median for active U.S. equity funds. That is passive-style pricing on an actively run book.
• Holds about 900 names against the Russell 1000, so the value and profitability tilts sit on top of broad market exposure instead of a concentrated bet.avantisinvestors.com
• One of the stronger builds in the active U.S. equity group, priced in the same neighborhood as the Dimensional core funds (DFAU, DFAC) it competes with.
• A multi-billion-dollar fund that trades steadily, so spreads and liquidity are rarely the sticking point. Distributions are paid quarterly.

Worth knowing

• AIUP At 0.70%, it prices above the typical US active equity fund and several times index-tracking core rivals such as DFAU (0.12%) or FELC (0.18%).
• A small fund that trades lightly. Spreads can be wider than in the category's giants, so execution quality is worth checking at the time of the trade.
• Short history, closed box. There is only about a year of risk data to judge the model across conditions, and its picks are not explained trade by trade.

• AVLC Launched in 2023. The tilt philosophy is well worn at Avantis, but this fund's own live record is still short.
• Active, not index-tracking. The Russell 1000 is a reference point, not a leash, so holdings and weights can drift from it.
• Leaning toward cheaper, higher-profitability companies means stretches where it moves differently from the plain cap-weighted market, in either direction.avantisinvestors.com

Full AIUP profile⁠

Full AVLC profile⁠