BAY vs HOMZ: Grades, Fees and Holdings Compared

Corgi Bay Area Based ETF

BAYCCboe

Hoya Capital Housing ETF

HOMZBNYSE Arca

Overlap

2.3%by weight

Expense ratio

BAY −0.10pt a year

BAY0.20%HOMZ0.30%

Avg volume · 30D

HOMZ 19.5×the volume

BAY147HOMZ2.87K

BAY vs HOMZ Performance

Jul 31, 2026 – Nov 2, 2026

−3.5%BAY−2.9%HOMZ

Expense ratio: BAY 0.20%, better; HOMZ 0.30%
Fund size: BAY $2M; HOMZ $33M
1Y total return: BAY No data; HOMZ +0.4%
Yield (12M): BAY No data; HOMZ 2.81%
Holdings: BAY 60; HOMZ 98
Avg volume (30D): BAY 147 sh; HOMZ 2.87K sh, better
NAV per share: BAY $27.58; HOMZ $42.51
52W range

ETF.net Grade

Pillar letters and Scores for BAY, HOMZ, with each pillar’s weight
Pillar	BAY	HOMZ
Cost30% weight	A90Higher	A79
Mission25% weight	Not scored	B68
Risk15% weight	C54Higher	D36
Tradability15% weight	F14	B61Higher
Holdings10% weight	B56	A73Higher
Durability5% weight	D28	B58Higher

Rank among US Thematic funds

How we build Categories ›

Same Category. BAY and HOMZ are both graded against the same 22 US Thematic funds, so their Grades compare head to head.

US Thematic⁠

Category · 22 funds

See all 22 ›

HOMZ ranks 4th and BAY 11th of 22 funds in the US Thematic Category.

Rank 1ALRNDNYLI U.S. Large Cap R&D Leaders ETFScore 76
Rank 2ATECBiShares U.S. Tech Breakthrough Multisector ETFScore 71
Rank 3BLOHARoundhill HALO ETFScore 66
Rank 4BHOMZHoya Capital Housing ETFScore 64
Rank 5BCRTCXtrackers US National Critical Technologies ETFScore 62
Rank 11CAKAFThe Frontier Economic FundScore 40
Rank 11CBAYCorgi Bay Area Based ETFScore 40
Rank 11CEYESCorgi Data & Surveillance ETFScore 40

Our read on each fund

ETF.net Research

BAYCCorgi Bay Area Based ETF

HOMZBHoya Capital Housing ETF

In short

BAY No data

HOMZ Most housing ETFs pick a lane: homebuilders or apartment REITs. HOMZ buys the whole chain, landlords, builders, home-improvement retailers and housing finance and tech names, sizing each segment by its share of GDP.

Stated mandate

BAY No data

HOMZ The Fund seeks to track the performance of the Hoya Capital Housing 100TM Index before fees and expenses.

Why people hold it

BAY No data

HOMZ Four housing segments in one ticker: rental operators, builders, home improvement and furnishings, and housing finance, tech and services, each sized by its contribution to GDP rather than market cap.sec.gov
The 2019 original: launched as the first ETF offering diversified exposure across the entire US housing sector, and still tracking the index its adviser built.prnewswire.com
0.30% a year, below the 0.45% median for its index-tracking peers, on an index reconstituted and rebalanced on a set schedule each June and December.sec.gov sec.gov 2
Distributions arrive monthly rather than quarterly, a cadence more common among bond funds than equity sector funds.

Worth knowing

BAY No data

HOMZ A small, thinly traded fund. Spreads can run wider than on mega-cap index trackers, and small funds carry more risk of being closed or repositioned.
One industry, roughly 100 stocks. Housing moves with mortgage rates and construction cycles, so this can drift well apart from a broad market fund.
Cheap for a themed index fund, still a multiple of plain broad-market trackers: SCHK charges 0.03% and VT 0.06%.

Full BAY profile⁠

Full HOMZ profile⁠

BAY vs HOMZ Holdings

How BAY and HOMZ differ

Overlap by weight

2.3%

Shared holdings make up 3.8% of BAY and 3.3% of HOMZ.

Level by level

Holdings3 in both2.3%
Sector10 Sectors16.6%
Asset classEquity100%
Countryby domicile100%

Sector

Sector weights in BAY and HOMZ, widest gap first
Sector	More in BAYMore in HOMZ	BAY	HOMZ
Technology	BAY +65.6 points	66.5%	0.9%
Real Estate	HOMZ +40.2 points	0.5%	40.7%
Consumer Discretionary	HOMZ +27.7 points	5.2%	32.9%
Communication	BAY +11.6 points	12.2%	0.6%
Materials	HOMZ +10.3 points	0.0%	10.3%
Health Care	BAY +5.2 points	5.2%	0.0%
Industrials	HOMZ +3.1 points	1.1%	4.2%
Financials	HOMZ +2.1 points	8.2%	10.3%
Utilities	BAY +0.6 points	0.6%	0.0%
Consumer Staples	BAY +0.4 points	0.4%	0.0%

Country, concentration and asset class

Country by domicile

Country weights in BAY and HOMZ, widest gap first
Country	More in BAYMore in HOMZ	BAY	HOMZ
United States	Same weight	100.0%	100.0%

Concentration

Weight in the 10 largest Holdings

BAY43.4%
HOMZ21.2%

Securities held

BAY60
HOMZ97

Asset class

BAY: Equity
HOMZ: Equity

Holdings

Only in BAY57
In both3
Only in HOMZ94

Only in BAY

57 securities, 96.2% of BAY by weight

Apple Inc8.78%
NVIDIA Corp7.04%
Advanced Micro Devices Inc4.16%
Visa Inc4.10%
Meta Platforms Inc4.05%
Alphabet Inc3.73%
Broadcom Inc3.59%
Palo Alto Networks Inc3.13%
Cisco Systems Inc2.56%
Gilead Sciences Inc2.27%
Salesforce Inc2.18%
Snowflake Inc2.16%
Applied Materials Inc1.94%
Lam Research Corp1.86%
Netflix Inc1.76%
Intel Corp1.69%
Intuitive Surgical Inc1.62%
Fortinet Inc1.59%
First American Government Obligations Fund 12/01/20311.59%
Cloudflare Inc1.57%
ServiceNow Inc1.57%
Adobe Inc1.49%
Uber Technologies Inc1.48%
Marvell Technology Inc1.40%
Okta Inc1.37%
Veeva Systems Inc1.37%
Seagate Technology Holdings PLC1.32%
Airbnb Inc1.27%
Western Digital Corp1.26%
Ross Stores Inc1.20%
Workday Inc1.18%
Autodesk Inc1.15%
DoorDash Inc1.13%
Robinhood Markets Inc1.12%
eBay Inc1.08%
Lumentum Holdings Inc1.02%
Zscaler Inc1.00%
Twilio Inc0.92%
Block Inc0.91%
HP Inc0.91%
Bloom Energy Corp0.87%
Samsara Inc0.75%
PG&E Corp0.74%
Zoom Communications Inc0.68%
Astera Labs Inc0.68%
AppLovin Corp0.68%
TD SYNNEX Corp0.66%
Affirm Holdings Inc0.66%
SoFi Technologies Inc0.64%
ROBLOX Corp0.64%

Only in HOMZ

94 securities, 96.7% of HOMZ by weight

Home Depot Inc/The3.35%
Lowe's Cos Inc3.12%
Vivmark Residential2.88%
Toll Brothers Inc1.75%
PulteGroup Inc1.73%
Welltower Inc1.70%
CubeSmart1.70%
Public Storage1.68%
Extra Space Storage Inc1.67%
Meritage Homes Corp1.65%
DR Horton Inc1.63%
KB Home1.60%
NVR Inc1.60%
Lennar Corp1.57%
M/I Homes Inc1.57%
UMH Properties Inc1.53%
American Homes 4 Rent1.52%
Ventas Inc1.51%
Omega Healthcare Investors Inc1.51%
Green Brick Partners Inc1.48%
Equity LifeStyle Properties Inc1.46%
Camden Property Trust1.45%
UDR Inc1.45%
Invitation Homes Inc1.41%
Sun Communities Inc1.40%
Mid-America Apartment Communities Inc1.39%
Independence Realty Trust Inc1.36%
Wayfair Inc1.34%
Centerspace1.33%
Mohawk Industries Inc1.16%
James Hardie Industries PLC1.07%
Trex Co Inc1.03%
Cavco Industries Inc1.00%
Masco Corp0.99%
Fortune Brands Innovations Inc0.98%
Hayward Holdings Inc0.97%
Champion Homes Inc0.96%
Griffon Corp0.94%
NexPoint Residential Trust Inc0.93%
Appfolio Inc0.93%
A O Smith Corp0.91%
Sherwin-Williams Co/The0.91%
Travelers Cos Inc/The0.89%
Rh0.86%
Owens Corning0.85%
Simpson Manufacturing Co Inc0.83%
Allstate Corp/The0.83%
Louisiana-Pacific Corp0.82%
Floor & Decor Holdings Inc0.81%
Century Communities Inc0.81%

Weight gaps

All 3 Holdings in both funds, largest gap first.

Holding weights in BAY and HOMZ, widest gap first
Holding	More in BAYMore in HOMZ	BAY	HOMZ
Wells Fargo & CoWFC	BAY +1.46 points	2.23%	0.77%
Essex Property Trust IncESS	HOMZ +0.88 points	0.59%	1.47%
Williams-Sonoma IncWSM	HOMZ +0.11 points	0.96%	1.07%

All 30 BAY holdings⁠All 102 HOMZ holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

BAY vs HOMZ Cost

Overpaying HOMZ vs BAY

$1,994

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

BAY 0.20%
$4,155
HOMZ 0.30%
$6,149

Amount$10,000

Years30 years

Cost over time

BAY 0.20%
HOMZ 0.30%
Overpaying

Year by year

Year	BAY	HOMZ	Overpaying
10	$365	$545	$180
20	$1,421	$2,113	$692
30	$4,155	$6,149	$1,994

Expense ratio

0.20%BAY, cheaper
0.30%HOMZ

BAY0.20%HOMZ0.30%

0.14%0.87%

Middle half of US Thematic funds
Median 0.35%

BAY 2nd cheapest of 22 funds

HOMZ 5th cheapest of 22 funds

BAY vs HOMZ Dividends

Last 12 months to Nov 2, 2026

Yield (12M): BAY No data; HOMZ 2.81%
Payout (12M): BAY None; HOMZ $1.23
Last payment: BAY No data; HOMZ $0.10
Ex-dividend: BAY No data; HOMZ Oct 20, 2026
Paid on: BAY No data; HOMZ Oct 21, 2026
Frequency: BAY No data; HOMZ Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

BAYAll BAY payments⁠

No distribution history available.

HOMZMonthly · 49 paymentsAll HOMZ payments⁠

BAY vs HOMZ Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: BAY No dataHOMZ 21.8%
Return per unit of riskSharpe ratio, 3 years: BAY No dataHOMZ 0.41
Worst fallMax drawdown, 5 years: BAY No dataHOMZ −33.8%
Market sensitivityBeta, 5 years: BAY 1.52HOMZ 1.11; Market = 1

BAY and HOMZ in the news

All news⁠

News
RH's core profit fell a third even as a $55.1 million refund lifted earnings to $2.70
Sep 10, 2026HOMZ

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BAY vs HOMZ

In short

Stated mandate

Why people hold it

Worth knowing

How BAY and HOMZ differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in BAY

Only in HOMZ

Weight gaps

Cost over time

Year by year

Distribution history

Fall from peak · 5 years

Risk facts

RH's core profit fell a third even as a $55.1 million refund lifted earnings to $2.70

How BAY and HOMZ differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in BAY

Only in HOMZ

Weight gaps