BBIB vs USIN: Grades, Fees and Holdings Compared

JPMorgan BetaBuilders U.S. Treasury Bond 3-10 Year ETF

BBIBACboe

WisdomTree 7-10 Year Laddered Treasury Fund

USINCNasdaq

Overlap

No data

Expense ratio

BBIB −0.11pt a year

BBIB0.04%USIN0.15%

Avg volume · 30D

BBIB 3.8×the volume

BBIB5.31KUSIN1.38K

BBIB vs USIN Performance

Oct 31, 2025 – Oct 30, 2026

−0.4%BBIB−1.6%USIN

Expense ratio: BBIB 0.04%, better; USIN 0.15%
Fund size: BBIB $77M; USIN $6M
1Y total return: BBIB −0.4%, better; USIN −1.6%
Yield (12M): BBIB 4.03%; USIN 4.16%, better
Holdings: BBIB 82; USIN 14
Avg volume (30D): BBIB 5.31K sh, better; USIN 1.38K sh
NAV per share: BBIB $95.69; USIN $48.08
52W range

ETF.net Grade

Pillar letters and Scores for BBIB, USIN, with each pillar’s weight
Pillar	BBIB	USIN
Cost30% weight	A92Higher	D28
Mission25% weight	A100Higher	A98
Risk15% weight	B61Higher	D32
Tradability15% weight	F24	C42Higher
Holdings10% weight	A71Higher	B66
Durability5% weight	C43Higher	F22

Rank among Treasuries (3-10 Year) funds

How we build Categories ›

Same Category. BBIB and USIN are both graded against the same 19 Treasuries (3-10 Year) funds, so their Grades compare head to head.

Treasuries (3-10 Year)⁠

Category · 19 funds

See all 19 ›

BBIB ranks 4th and USIN 14th of 19 funds in the Treasuries (3-10 Year) Category.

Rank 1ASPTIState Street SPDR Portfolio Intermediate Term Treasury ETFScore 84
Rank 1AVGITVanguard Intermediate-Term Treasury ETFScore 84
Rank 3ASCHRSchwab Intermediate-Term U.S. Treasury ETFScore 82
Rank 4ABBIBJPMorgan BetaBuilders U.S. Treasury Bond 3-10 Year ETFScore 74
Rank 5AXTREBondBloxx Bloomberg Three Year Target Duration US Treasury ETFScore 72
Rank 13CUTREUS Treasury 3 Year Note ETFScore 54
Rank 14CUSINWisdomTree 7-10 Year Laddered Treasury FundScore 51
Rank 14CUSVNUS Treasury 7 Year Note ETFScore 51

Our read on each fund

ETF.net Research

BBIBAJPMorgan BetaBuilders U.S. Treasury Bond 3-10 Year ETF

USINCWisdomTree 7-10 Year Laddered Treasury Fund

In short

BBIB A plain ladder of 3-to-10-year Treasuries at four basis points. JPMorgan showed up late to this corner of the market and priced its way in, undercutting most of the intermediate Treasury shelf while hugging its index.

USIN Most intermediate Treasury funds hold one cap-weighted lump of the curve. USIN tracks a laddered 7-10 year Treasury index instead, structuring exposure across maturity rungs, and pays monthly.

Stated mandate

BBIB The fund is designed to provide current income and to closely track the investment results of the ICE U.S. Treasury 3-10 Year benchmark.

USIN The Fund seeks to track the price and yield performance of the Bloomberg US Treasury 7-10 Year Laddered Index before fees and expenses.

Why people hold it

BBIB Charges 0.04% a year, well below the typical intermediate Treasury fund and only a hair off the cheapest names in the group (SPTI, SCHR).
Built to track the ICE U.S. Treasury 3-10 Year index and stays close to it, one of the tightest implementations in its peer group.jpmorgan.com
Straight government paper, roughly 80 issues, no credit sleeve, and income paid monthly.

USIN Does the job on the label: closely tracks the Bloomberg US Treasury 7-10 Year Laddered Index, US government paper only, no corporate credit or foreign bonds.
The ladder is the point. Rather than a single cap-weighted slice of 7-10 year notes, the index spreads exposure across maturity rungs.
Distributions come monthly, not quarterly.

Worth knowing

BBIB Thinly traded next to the category's giants, so spreads can run wider and bigger orders take more care.
A 2023 launch with a modest asset base, so the record here is short compared with decade-old rivals.
Intermediate duration cuts both ways: prices move opposite yields, more than cash-like funds and less than long bonds.

USIN The 0.15% fee sits at the category midpoint, but the cheapest intermediate Treasury trackers (SPTI, SCHR) charge 0.03% for plainer exposure.
A small fund that trades thinly. Spreads can be wider than at the category's giants, so limit orders do more work here.
Launched in 2024, so there is no long record across a full rate cycle to lean on.

Full BBIB profile⁠

Full USIN profile⁠

BBIB vs USIN Holdings

How BBIB and USIN differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

Asset classFixed Income100%
Countryby domicile100%

Sector

No Sector split for BBIB.

Country, concentration and asset class

Country by domicile

Country weights in BBIB and USIN, widest gap first
Country	More in BBIBMore in USIN	BBIB	USIN
United States	Same weight	100.0%	100.0%

Concentration

Weight in the 10 largest Holdings

BBIB24.6%
USIN82.5%

Securities held

BBIB81
USIN12

Asset class

BBIB: Fixed Income
USIN: Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. BBIB holds 81 securities, USIN 12.

All 81 BBIB holdings⁠All 14 USIN holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

BBIB vs USIN Cost

Overpaying USIN vs BBIB

$2,288

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

BBIB 0.04%
$849
USIN 0.15%
$3,137

Amount$10,000

Years30 years

Cost over time

BBIB 0.04%
USIN 0.15%
Overpaying

Year by year

Year	BBIB	USIN	Overpaying
10	$73	$274	$201
20	$288	$1,071	$783
30	$849	$3,137	$2,288

Expense ratio

0.04%BBIB, cheaper
0.15%USIN

BBIB0.04%USIN0.15%

0.03%0.39%

Middle half of Treasuries (3-10 Year) funds
Median 0.12%

BBIB 4th cheapest of 19 funds

USIN 11th cheapest of 19 funds

BBIB vs USIN Dividends

Last 12 months to Oct 30, 2026

Yield (12M): BBIB 4.03%; USIN 4.16%, better
Payout (12M): BBIB $3.86; USIN $2.00
Last payment: BBIB $0.33; USIN $0.18
Ex-dividend: BBIB Oct 1, 2026; USIN Oct 27, 2026
Paid on: BBIB Oct 5, 2026; USIN Oct 29, 2026
Frequency: BBIB Monthly; USIN Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

BBIBMonthly · 42 paymentsAll BBIB payments⁠

USINMonthly · 32 paymentsAll USIN payments⁠

BBIB vs USIN Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: BBIB 4.7%USIN 6.1%since Apr 2024
Return per unit of riskSharpe ratio, 3 years: BBIB 0.01USIN −0.26since Apr 2024
Worst fallMax drawdown, 5 years: BBIB −6.4%since Apr 2023USIN −6.9%since Mar 2024
Market sensitivityBeta, 5 years: BBIB 0.78USIN 0.14; Market = 1

Popular comparisons

BBIBAvsSPTIA
JPMorgan BetaBuilders U.S. Treasury Bond 3-10 Year ETF · State Street SPDR Portfolio Intermediate Term Treasury ETF
Expense ratio
0.04% · 0.03%
Category
USINCvsSPTIA
WisdomTree 7-10 Year Laddered Treasury Fund · State Street SPDR Portfolio Intermediate Term Treasury ETF
Expense ratio
0.15% · 0.03%
Category
BBIBAvsVGITA
JPMorgan BetaBuilders U.S. Treasury Bond 3-10 Year ETF · Vanguard Intermediate-Term Treasury ETF
Expense ratio
0.04% · 0.03%
Category
USINCvsVGITA
WisdomTree 7-10 Year Laddered Treasury Fund · Vanguard Intermediate-Term Treasury ETF
Expense ratio
0.15% · 0.03%
Category
BBIBAvsSCHRA
JPMorgan BetaBuilders U.S. Treasury Bond 3-10 Year ETF · Schwab Intermediate-Term U.S. Treasury ETF
Expense ratio
0.04% · 0.03%
Category
USINCvsSCHRA
WisdomTree 7-10 Year Laddered Treasury Fund · Schwab Intermediate-Term U.S. Treasury ETF
Expense ratio
0.15% · 0.03%
Category