Vanguard Intermediate-Term Treasury ETF
$56.74+0.03 (+0.05%)
- 0.03%
- $48.3B
- −2.1%
- 4.04%
- 4.5M sh
- $56.68
- low $56.35high $60.76
The ETF.net VGIT Grade
A
Score 84 out of 100
- 1 of 19
Score 84 of 100 falls in the A band. A is 70 or higher, B 55 to under 70, C 40 to under 55, D 25 to under 40, F under 25.
Cost
The fund’s net expense ratio, ranked against its category.A92 out of 100Rank 1 of 19Mission
Whether the fund did what it promised, tested against its stated mandate.A100 out of 100Rank 1 of 17Risk
How the fund held up when markets fell: downside volatility, drawdowns and tail loss.B57 out of 100Rank 7 of 19Tradability
How easy the fund is to trade: daily volume, and how far its price strays from net asset value.B63 out of 100Rank 7 of 19Holdings
How concentrated the fund is, and how complete and current its disclosed holdings are.A89 out of 100Rank 1 of 19Durability
Whether the fund is likely to stay open, judged by its age, its assets and its issuer’s assets.A97 out of 100Rank 1 of 19
Our read on VGIT
AThe middle of the Treasury curve, priced like an afterthought. VGIT holds government bonds maturing in 3 to 10 years for 0.03% a year, a quarter of what the typical Treasury fund in its peer group charges.
Seeks to track a market-weighted Treasury bond index while maintaining an intermediate-term dollar-weighted average maturity.
Why people hold it
- Charges 0.03% a year against a 0.12% median for Treasury funds in its peer group. In bonds, where the coupon does the work, that fee gap is most of the argument.
- Plain index work: it follows the Bloomberg U.S. Treasury 3-10 Year Bond Index with very little slippage, one of the tighter implementations in its Treasury peer group.advisors.vanguard.com
- Running since 2009 and now a multi-billion-dollar fund that trades actively, so spreads stay tight. Interest lands monthly.
- The portfolio is U.S. government paper only, a few dozen issues. No corporate borrowers to underwrite, no credit research required.investor.vanguard.com
Worth knowing
- Intermediate maturities cut both ways. A 3 to 10 year book reprices more when yields move than a bill fund does, so the ride is bumpier than cash-like Treasury products.
- Treasuries only means no corporate credit premium in the yield. Income comes strictly from government coupons, and the monthly payout drifts with rates.
VGIT Holdings
- Bonds
- 105
- 19%
- United States Treasury Note/Bond 4.38% 05/15/2034
Sectors
- Government100.0%
Geography
- United States100.00%
VGIT Performance
Shows how $10,000 changes over the selected period, with cash distributions reinvested at the closing price on each ex-dividend date.
VGIT$9,792
Returns run to the Oct 12, 2026 close, with cash distributions reinvested. Each period starts on the same date that many months or years earlier. Periods over one year show the average yearly return.
| Period | VGIT |
|---|---|
| Year to date | −2.6% |
| 1 month | −0.8% |
| 3 months | −2.2% |
| 1 year | −2.1% |
| 3 years | +3.7% |
| 5 years | −0.3% |
| 10 years | +1.0% |
Calendar-year total return with cash distributions hypothetically reinvested at the ex-dividend date’s closing price. The current year shows year to date.
| Year | Return bar | VGIT |
|---|---|---|
| 2026 YTD | −2.6% | |
| 2025 | +7.3% | |
| 2024 | +1.4% | |
| 2023 | +4.3% | |
| 2022 | −10.6% | |
| 2021 | −2.6% | |
| 2020 | +7.7% |
VGIT in the news
VGIT Dividends
- 4.04%
- $2.29
- $0.19 per share
- Monthly
Distribution history
VGIT Risk
- 4.6%
How it’s calculated: standard deviation
The sample standard deviation of monthly total returns, multiplied by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Total returns include reinvested distributions.
- −0.21
How it’s calculated: Sharpe ratio
Subtract each month’s Treasury-bill return from the fund’s monthly total return.
Divide the average of those excess returns by their sample standard deviation, then multiply by the square root of 12.
Uses up to 36 complete months, with at least 12 required. Each month uses the Treasury yield quoted at the end of the previous month.
- −13.8%
How it’s calculated: maximum drawdown
The largest percentage decline from an earlier peak, using total returns with reinvested distributions.
Uses up to five years through the last close, with at least 12 months required.
- 0.78
How it’s calculated: beta
The beta figure is supplied by FMP. The comparison index depends on the fund’s broad asset class.
VGIT Cost
0.03%
VGIT0.03%
- The middle half of Treasuries (3-10 Year) funds
- Median 0.12%
No Treasuries (3-10 Year) fund charges less.
Other funds in Treasuries (3-10 Year)
- ASPTIState Street SPDR Portfolio Intermediate Term Treasury ETFExpense ratio 0.03%1 year return −2.1%
- ASCHRSchwab Intermediate-Term U.S. Treasury ETFExpense ratio 0.03%1 year return −2.1%
- ABBIBJPMorgan BetaBuilders U.S. Treasury Bond 3-10 Year ETFExpense ratio 0.04%1 year return −2.1%
- AXTREBondBloxx Bloomberg Three Year Target Duration US Treasury ETFExpense ratio 0.05%1 year return −0.1%
- AXFIVBondBloxx Bloomberg Five Year Target Duration US Treasury ETFExpense ratio 0.05%1 year return −2.3%