CRUX vs SCHZ: Grades, Fees and Holdings Compared

Columbia Core Bond ETF

CRUXCNYSE Arca

Schwab U.S. Aggregate Bond ETF

SCHZANYSE Arca

Overlap

No data

Expense ratio

SCHZ −0.29pt a year

CRUX0.32%SCHZ0.03%

Avg volume · 30D

SCHZ 7.8×the volume

CRUX305KSCHZ2.37M

CRUX vs SCHZ Performance

Jul 31, 2026 – Oct 30, 2026

−0.1%CRUX+0.1%SCHZ

Expense ratio: CRUX 0.32%; SCHZ 0.03%, better
Fund size: CRUX $2.76B; SCHZ $10.8B
1Y total return: CRUX No data; SCHZ −0.2%
Yield (12M): CRUX No data; SCHZ 4.27%
Holdings: CRUX 476; SCHZ 12610
Avg volume (30D): CRUX 305K sh; SCHZ 2.37M sh, better
NAV per share: CRUX $29.08; SCHZ $22.54
52W range

ETF.net Grade

Pillar letters and Scores for CRUX, SCHZ, with each pillar’s weight
Pillar	CRUX	SCHZ
Cost30% weight	C54	A97Higher
Mission25% weight	Not scored	A100
Risk15% weight	C52Higher	C47
Tradability15% weight	C53	A85Higher
Holdings10% weight	B65	A78Higher
Durability5% weight	A76	A88Higher

Rank among US Aggregate Bond funds

How we build Categories ›

Same Category. CRUX and SCHZ are both graded against the same 114 US Aggregate Bond funds, so their Grades compare head to head.

US Aggregate Bond⁠

Category · 114 funds

See all 114 ›

SCHZ ranks 2nd and CRUX 66th of 114 funds in the US Aggregate Bond Category.

Rank 1AAGGiShares Core U.S. Aggregate Bond ETFScore 87
Rank 2AIUSBiShares Core Universal USD Bond ETFScore 86
Rank 2ASCHZSchwab U.S. Aggregate Bond ETFScore 86
Rank 2ASPABState Street SPDR Portfolio Aggregate Bond ETFScore 86
Rank 66BCPLSAB Core Plus Bond ETFScore 56
Rank 66CCRUXColumbia Core Bond ETFScore 56
Rank 66BTOTLState Street DoubleLine Total Return Tactical ETFScore 56

Our read on each fund

ETF.net Research

CRUXCColumbia Core Bond ETF

SCHZASchwab U.S. Aggregate Bond ETF

In short

CRUX No data

SCHZ Schwab's core bond holding: the broad U.S. investment-grade bond market, over 10,000 issues deep, for 0.03% a year. That is the floor of a category whose median fee is more than ten times higher. Running since 2011, pays monthly.

Stated mandate

CRUX No data

SCHZ The fund seeks to track the total return of an index representing the broad U.S. investment-grade bond market.

Why people hold it

CRUX No data

SCHZ 0.03% a year sits at the category floor, against a cohort median of 0.36%. Only a short list of aggregate-bond funds matches it, including AGG, BND and SPAB.
Tracks the Bloomberg US Aggregate Bond Index tightly, one of the cleanest index implementations among the 187 funds in its peer group.schwabassetmanagement.com
One ticker, thousands of investment-grade U.S. bonds, income paid monthly. The plumbing of a bond portfolio without buying a single bond yourself.
Live since 2011 and now a multi-billion-dollar fund that trades actively, so trading costs on ordinary retail-sized orders tend to be minor.

Worth knowing

CRUX No data

SCHZ This is duration exposure, not a cash substitute. Interest-rate moves, not credit selection, drive most of the ride, and that is the weakest part of its risk profile.
Investment grade and U.S. only: no high-yield, no foreign bonds. Funds like BNDX cover the international side of the cohort.
The aggregate-bond aisle is commoditized. Against AGG, BND and SPAB at the same 0.03%, the differences come down to index variant and where you already custody, not fee.

Full CRUX profile⁠

Full SCHZ profile⁠

CRUX vs SCHZ Holdings

How CRUX and SCHZ differ

No overlap figure

Two bond funds rarely hold the same issues.

Level by level

Countryby domicile94.6%
Asset classFixed Income100%

Sector

No Sector split for CRUX and SCHZ.

Country, concentration and asset class

Country by domicile

Country weights in CRUX and SCHZ, widest gap first
Country	More in CRUXMore in SCHZ	CRUX	SCHZ
Cayman Islands	CRUX +4.5 points	4.8%	0.3%
United States	SCHZ +1.3 points	93.0%	94.3%
Japan	SCHZ +0.5 points	0.0%	0.5%
Other countries (27)	SCHZ +2.7 points	2.2%	4.9%

Concentration

Weight in the 10 largest Holdings

CRUX24.6%
SCHZ4.8%

Securities held

CRUX356
SCHZ12,608

Asset class

CRUX: Fixed Income
SCHZ: Fixed Income

Holdings

Two bond funds rarely hold the same issues, so this page lists no shared Holdings. CRUX holds 356 securities, SCHZ 12,608.

All CRUX holdings⁠All 12,611 SCHZ holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

CRUX vs SCHZ Cost

Overpaying CRUX vs SCHZ

$5,904

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

CRUX 0.32%
$6,542
SCHZ 0.03%
$638

Amount$10,000

Years30 years

Cost over time

CRUX 0.32%
SCHZ 0.03%
Overpaying

Year by year

Year	CRUX	SCHZ	Overpaying
10	$580	$55	$525
20	$2,250	$216	$2,034
30	$6,542	$638	$5,904

Expense ratio

0.32%CRUX
0.03%SCHZ, cheaper

SCHZ0.03%CRUX0.32%

0.00%1.04%

Middle half of US Aggregate Bond funds
Median 0.34%

SCHZ 2nd cheapest of 114 funds

CRUX 55th cheapest of 114 funds

CRUX vs SCHZ Dividends

Last 12 months to Oct 30, 2026

Yield (12M): CRUX No data; SCHZ 4.27%
Payout (12M): CRUX No data; SCHZ $0.96
Last payment: CRUX $0.10; SCHZ $0.08
Ex-dividend: CRUX Oct 1, 2026; SCHZ Oct 1, 2026
Paid on: CRUX Oct 5, 2026; SCHZ Oct 7, 2026
Frequency: CRUX Monthly; SCHZ Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

CRUXMonthly · 7 paymentsAll CRUX payments⁠

SCHZMonthly · 45 paymentsAll SCHZ payments⁠

CRUX vs SCHZ Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: CRUX No dataSCHZ 5.6%
Return per unit of riskSharpe ratio, 3 years: CRUX No dataSCHZ 0.17
Worst fallMax drawdown, 5 years: CRUX No dataSCHZ −17.5%
Market sensitivityBeta, 5 years: CRUX 1.03SCHZ 0.99; Market = 1

CRUX and SCHZ in the news

All news⁠

Best ETFs
Best bond ETFs: LQD, HYG and TLT cost more than the funds beside them
Updated Oct 2, 2026SCHZ

Popular comparisons

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Category

CRUX vs SCHZ

In short

Stated mandate

Why people hold it

Worth knowing

How CRUX and SCHZ differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Cost over time

Year by year

Distribution history

Fall from peak · 5 years

Risk facts

Best bond ETFs: LQD, HYG and TLT cost more than the funds beside them

How CRUX and SCHZ differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings