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CTIF vs PAYR

Castellan Targeted Income ETF

CTIFBCboe

Federated Hermes Enhanced Income ETF

PAYRACboe

Overlap

0.0%by weight

Expense ratio

PAYR −0.05pt a year

CTIF0.45%PAYR0.40%

Avg volume · 30D

PAYR 3.6×the volume

CTIF4.98KPAYR18.1K

CTIF vs PAYR Performance

Oct 31, 2025 – Oct 30, 2026

+9.6%CTIF+25.2%PAYR

Oct 31, 2025 to Oct 30, 2026. CTIF +9.6%. PAYR +25.2%. Use the arrow keys to read each point.−5%0%5%15%20%Oct 2025Apr 2026Oct 2026
Expense ratio
CTIF 0.45%
PAYR 0.40%, better
Fund size
CTIF $197M
PAYR $91M
1Y total return
CTIF +9.6%
PAYR +25.2%, better
Yield (12M)
CTIF 4.81%
PAYR No data
Holdings
CTIF 24
PAYR 58
Avg volume (30D)
CTIF 4.98K sh
PAYR 18.1K sh, better
NAV per share
CTIF $53.53
PAYR $56.43
52W range

ETF.net Grade

CTIF: Cost 89, Risk 53, Mission not scored, Tradability 53, Holdings 47, Durability 59. PAYR: Cost 92, Risk 75, Mission not scored, Tradability 56, Holdings 73, Durability 55.
Pillar letters and Scores for CTIF, PAYR, with each pillar’s weight
PillarCTIFPAYR
Cost30% weightA89A92Higher
Mission25% weightNot scoredNot scored
Risk15% weightC53A75Higher
Tradability15% weightC53B56Higher
Holdings10% weightC47A73Higher
Durability5% weightB59HigherB55

Rank among Active Option Income funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. CTIF and PAYR are both graded against the same 50 Active Option Income funds, so their Grades compare head to head.

Active Option Income⁠

Category · 50 funds
See all 50 ›

PAYR ranks 4th and CTIF 12th of 50 funds in the Active Option Income Category.

  1. Rank 1ARECIColumbia Research Enhanced Core Premium Income ETScore 83
  2. Rank 2ATCALT. Rowe Price Capital Appreciation Premium Income ETFScore 80
  3. Rank 2AYLDEFranklin ClearBridge Enhanced Income ETFScore 80
  4. Rank 4APAYRFederated Hermes Enhanced Income ETFScore 76
  5. Rank 4ARDVIFT Vest Rising Dividend Achievers Target Income ETFScore 76
  6. Rank 11BADMEAptus Drawdown Managed Equity ETFScore 69
  7. Rank 12BCTIFCastellan Targeted Income ETFScore 66
  8. Rank 13BCTEFCastellan Targeted Equity ETFScore 64

CTIF vs PAYR Holdings

How CTIF and PAYR differ

Overlap by weight

0.0%

Shared holdings make up 0.0% of CTIF and 0.0% of PAYR.

Level by level

  • Holdings0 in both0.0%
  • Sector11 Sectors31.0%
  • Countryby domicile77.6%
  • Asset classEquity100%

Sector

Sector weights in CTIF and PAYR, widest gap first
SectorMore in CTIFMore in PAYR
IndustrialsCTIF +38.3 points
TechnologyCTIF +26.4 points
UtilitiesPAYR +16.4 points
EnergyPAYR +12.0 points
Consumer StaplesPAYR +11.2 points
Real EstatePAYR +10.1 points
Health CarePAYR +7.7 points
Consumer DiscretionaryPAYR +5.2 points
MaterialsCTIF +4.2 points
CommunicationPAYR +4.0 points
FinancialsPAYR +2.5 points

Country, concentration and asset class

Country by domicile

Country weights in CTIF and PAYR, widest gap first
CountryMore in CTIFMore in PAYR
United StatesCTIF +17.8 points
United KingdomPAYR +8.1 points
FrancePAYR +6.6 points
CanadaPAYR +5.1 points
ChinaCTIF +4.7 points
GermanyPAYR +2.6 points
SwitzerlandSame weight

Concentration

Weight in the 10 largest Holdings

  • CTIF52.4%
  • PAYR32.9%

Securities held

  • CTIF23
  • PAYR54

Asset class

CTIF
Equity
PAYR
Equity

Holdings

  • Only in CTIF23
  • In both0
  • Only in PAYR54

Only in CTIF

23 securities, 100% of CTIF by weight

  • Accenture PLC6.15%
  • WW Grainger Inc5.61%
  • Parker-Hannifin Corp5.43%

Only in PAYR

54 securities, 100% of PAYR by weight

  • Us Bancorp4.01%
  • Paychex Inc3.80%
  • Totalenergies SE3.57%

Weight gaps

CTIF and PAYR share no securities.

All CTIF holdings⁠All 52 PAYR holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

CTIF vs PAYR Cost

Overpaying CTIF vs PAYR

$951

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • CTIF 0.45%

    $9,041

  • PAYR 0.40%

    $8,090

$10,000
30 years

Cost over time

  • CTIF 0.45%
  • PAYR 0.40%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2K$4K$6K$8K$10K051015202530CTIF $9,041PAYR $8,090

Year by year

YearCTIFPAYROverpaying
10$812$723$89
20$3,128$2,793$335
30$9,041$8,090$951

Expense ratio

  • 0.45%CTIF
  • 0.40%PAYR, cheaper
  • Middle half of Active Option Income funds
  • Median 0.95%

PAYR 5th cheapest of 50 funds

CTIF 6th cheapest of 50 funds

CTIF vs PAYR Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
CTIF 4.81%
PAYR No data
Payout (12M)
CTIF $2.58
PAYR No data
Last payment
CTIF $0.66
PAYR $0.29
Ex-dividend
CTIF Sep 28, 2026
PAYR Oct 30, 2026
Paid on
CTIF Sep 30, 2026
PAYR Pays Nov 2, 2026
Frequency
CTIF Quarterly
PAYR Monthly

Distribution history

Per share, 2025 to 2026, same scale for both

CTIFQuarterly · 5 paymentsAll CTIF payments⁠
One bar per payment. 5 payments from 2025 to 2026 YTD. Sep 29, 2025 $0.65; Dec 23, 2025 $0.64; Mar 30, 2026 $0.63; Jun 29, 2026 $0.64; Sep 28, 2026 $0.66. Use the arrow keys to read each point.$0$0.502026YTD
PAYRMonthly · 13 paymentsAll PAYR payments⁠
One bar per payment. 13 payments from 2025 to 2026 YTD. Oct 31, 2025 $0.16; Nov 28, 2025 $0.43; Dec 31, 2025 $0.41; Jan 30, 2026 $0.29; Feb 27, 2026 $0.33; Mar 31, 2026 $0.57; Apr 30, 2026 $0.18; May 29, 2026 $0.49; Jun 30, 2026 $0.46; Jul 31, 2026 $0.33; Aug 31, 2026 $0.32; Sep 30, 2026 $0.38; Oct 30, 2026 $0.29. Use the arrow keys to read each point.$0$0.502026YTD

CTIF vs PAYR Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
CTIF 10.9%since Jul 2025PAYR 14.6%since Nov 2025
Return per unit of riskSharpe ratio, 3 years
CTIF 0.51since Jul 2025PAYR 1.36since Nov 2025
Worst fallMax drawdown, 5 years
CTIF −9.4%since Jun 2025PAYR −7.0%since Oct 2025
Market sensitivityBeta, 5 years
CTIF 0.71PAYR 0.01

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