DIA vs SCHK: Grades, Fees and Holdings Compared

State Street SPDR Dow Jones Industrial Average ETF Trust

DIAANYSE Arca

Schwab 1000 Index ETF

SCHKANYSE Arca

Overlap

27.7%by weight

Expense ratio

SCHK −0.13pt a year

DIA0.16%SCHK0.03%

Avg volume · 30D

DIA 2.7×the volume

DIA3.49MSCHK1.31M

5Y return · a year

SCHK +1.8pt

DIA+9.5%SCHK+11.3%

DIA vs SCHK Performance

Oct 29, 2021 – Oct 30, 2026

+57.4%DIA+70.5%SCHK

Expense ratio: DIA 0.16%; SCHK 0.03%, better
Fund size: DIA $45.5B; SCHK $5.69B
1Y total return: DIA +10.3%; SCHK +11.8%, better
Yield (12M): DIA 1.39%, better; SCHK 1.05%
Holdings: DIA 31; SCHK 999
Avg volume (30D): DIA 3.49M sh, better; SCHK 1.31M sh
NAV per share: DIA $522.77; SCHK $36.31
52W range

ETF.net Grade

Pillar letters and Scores for DIA, SCHK, with each pillar’s weight
Pillar	DIA	SCHK
Cost30% weight	B63	A98Higher
Mission25% weight	A99	A100Higher
Risk15% weight	B67Higher	B66
Tradability15% weight	A100Higher	A90
Holdings10% weight	D30	B57Higher
Durability5% weight	A90Higher	B68

Rank among Other Major Indexes funds

How we build Categories ›

Same Category. DIA and SCHK are both graded against the same 42 Other Major Indexes funds, so their Grades compare head to head.

Other Major Indexes⁠

Category · 42 funds

See all 42 ›

SCHK ranks 2nd and DIA 8th of 42 funds in the Other Major Indexes Category.

Rank 1ASPYVState Street SPDR Portfolio S&P 500 Value ETFScore 89
Rank 2ASCHKSchwab 1000 Index ETFScore 86
Rank 3APBUSInvesco MSCI USA ETFScore 85
Rank 7AIVEiShares S&P 500 Value ETFScore 77
Rank 8ADIAState Street SPDR Dow Jones Industrial Average ETF TrustScore 76
Rank 9AUSSGXtrackers MSCI USA Selection Equity ETFScore 71

Our read on each fund

ETF.net Research

DIAAState Street SPDR Dow Jones Industrial Average ETF Trust

SCHKASchwab 1000 Index ETF

In short

DIA The Dow in one ticker, trading since 1998. Thirty blue chips weighted by share price instead of company size, with membership decided by a committee rather than a formula. The odd one out among index funds, on purpose.

SCHK Schwab's house-built alternative to the S&P 500: the 1,000 largest US companies in one passive wrapper, reaching past the mega-caps into mid-cap turf, priced at three basis points.

Stated mandate

DIA The fund seeks investment results that generally correspond to the price and yield performance of the Dow Jones Industrial Average.

SCHK The fund seeks to track the total return of the Schwab 1000 Index before fees and expenses.

Why people hold it

DIA 0.16% a year, roughly a third of the 0.45% median for its index-tracking cohort, and it has tracked the Dow very closely.
Launched January 1998 and now a multi-billion-dollar, actively traded fund, with one of the strongest tradability profiles in its peer group.
Pays monthly, not quarterly, which is rare for a plain-vanilla stock index fund.ssga.com
About 30 household-name US large caps. You can read the entire portfolio in a minute and know exactly what you own.ssga.com

SCHK 0.03% a year, the lowest fee among the top-scoring funds in its index-wrapper group and a small fraction of what the typical fund there charges.
About 1,000 stocks covering roughly 90% or more of US stock market value: the S&P 500 names plus a layer of mid caps most large-blend funds skip.schwabassetmanagement.com
Tracks its stated index tightly and stands among the strongest implementations in its peer group of plain index wrappers.
A multi-billion-dollar fund that trades actively and pays distributions quarterly.

Worth knowing

DIA The Dow is price-weighted: a high-priced stock moves the index more than a cheaper one, whatever the companies are actually worth.ssga.com
Membership is chosen by an Averages Committee (Wall Street Journal, S&P DJI and CME staff), not a rules screen, and 30 names leaves gaps a broad-market fund fills.ssga.com
Unit investment trust plumbing: dividends sit in cash until the payout instead of being reinvested, the trust offers no reinvestment service, and it does not lend securities.sec.gov sec.gov 2

SCHK Weighted by market value, so the biggest US companies drive the bulk of results. Those extra 500 names carry less weight than the headcount suggests.schwabassetmanagement.com
All-US, all-equity by mandate: no bonds, no foreign stocks, and it rides the full swings of the US market.
The benchmark is Schwab's own proprietary index, so there is no rival fund on the identical yardstick for a side-by-side comparison.

Full DIA profile⁠

Full SCHK profile⁠

DIA vs SCHK Holdings

How DIA and SCHK differ

Overlap by weight

27.7%

Shared holdings make up 99.9% of DIA and 36.1% of SCHK.

Level by level

Holdings30 in both27.7%
Sector11 Sectors71.2%
Countryby domicile99.4%
Asset classEquity100%

Sector

Sector weights in DIA and SCHK, widest gap first
Sector	More in DIAMore in SCHK	DIA	SCHK
Technology	SCHK +19.6 points	19.3%	38.9%
Financials	DIA +15.1 points	26.5%	11.4%
Industrials	DIA +5.9 points	14.5%	8.6%
Health Care	DIA +4.6 points	14.4%	9.8%
Communication	SCHK +4.5 points	4.9%	9.4%
Materials	DIA +2.0 points	3.8%	1.8%
Real Estate	SCHK +2.0 points	0.0%	2.0%
Utilities	SCHK +1.9 points	0.0%	1.9%
Consumer Discretionary	DIA +1.1 points	9.7%	8.6%
Energy	SCHK +0.9 points	2.6%	3.5%
Consumer Staples	Same weight	4.2%	4.2%

Country, concentration and asset class

Country by domicile

Country weights in DIA and SCHK, widest gap first
Country	More in DIAMore in SCHK	DIA	SCHK
United States	DIA +0.6 points	100.0%	99.4%
Other countries (8)	SCHK +0.6 points	0.0%	0.6%

Concentration

Weight in the 10 largest Holdings

DIA54.6%
SCHK34.4%

Securities held

DIA30
SCHK999

Asset class

DIA: Equity
SCHK: Equity

Holdings

Only in DIA0
In both30
Only in SCHK969

Only in DIA

0 securities, 0.0% of DIA by weight

Only in SCHK

969 securities, 63.9% of SCHK by weight

Broadcom Inc2.28%
Meta Platforms Class A1.91%
Alphabet Class C1.86%
Tesla Inc1.58%
Eli Lilly1.52%
Micron Technology1.46%
Berkshire Hathaway Inc Class B1.40%
Advanced Micro Devices1.28%
Exxonmobil Holdings Corp1.05%
Mastercard Class A0.71%
AbbVie0.71%
Intel Corporation Corp0.63%
Palantir Technologies Class A0.63%
Costco Wholesale Corp0.61%
Applied Material Inc0.47%
Bank of America0.46%
Philip Morris International0.45%
Ge Aerospace0.45%
Lam Research0.44%
Palo Alto Networks0.43%
Texas Instrument0.40%
Rtx0.37%
Crowdstrike Holdings Class A0.37%
Thermo Fisher Scientific0.36%
Netflix0.36%
Wells Fargo0.36%
Oracle0.33%
Ge Vernova0.33%
Linde PLC0.32%
Morgan Stanley0.31%
Kla0.30%
Analog Devices0.29%
Citigroup0.29%
Gilead Sciences0.28%
Amphenol Corp Class A0.28%
Qualcomm0.28%
Space Exploration Technologies Cor0.27%
Sandisk0.27%
Arista Networks0.27%
Marvell Technology0.27%
Pepsico0.25%
Verizon Communications Inc0.25%
Abbott Laboratories0.25%
Conocophillips0.25%
Union Pacific0.25%
Nextera Energy0.24%
Pfizer0.24%
BlackRock0.23%
Welltower0.23%
Deere0.23%

Weight gaps

All 30 Holdings in both funds, largest gap first.

Holding weights in DIA and SCHK, widest gap first
Holding	More in DIAMore in SCHK	DIA	SCHK
Goldman Sachs Group IncGS	DIA +10.16 points	10.53%	0.37%
Caterpillar IncCAT	DIA +6.94 points	7.35%	0.41%
Amgen IncAMGN	DIA +4.88 points	5.23%	0.35%
NVIDIA CorpNVDA	SCHK +4.74 points	2.42%	7.16%
Travelers Cos Inc/TheTRV	DIA +4.40 points	4.52%	0.12%
UnitedHealth Group IncUNH	DIA +4.15 points	4.66%	0.51%
Visa Inc Class A SharesV	DIA +3.69 points	4.66%	0.97%
Sherwin Williams Co/TheSHW	DIA +3.65 points	3.75%	0.10%
American Express CoAXP	DIA +3.43 points	3.67%	0.24%
Home Depot IncHD	DIA +3.27 points	3.73%	0.46%
Apple IncAAPL	SCHK +3.10 points	3.96%	7.06%
McDonald’s CorpMCD	DIA +2.67 points	2.92%	0.25%
JPMorgan Chase & CoJPM	DIA +2.63 points	3.90%	1.27%
Intl Business Machines CorpIBM	DIA +2.59 points	2.93%	0.34%
Honeywell International IncHON	DIA +2.42 points	2.52%	0.10%
Salesforce IncCRM	DIA +2.36 points	2.62%	0.26%
Johnson & JohnsonJNJ	DIA +2.20 points	3.12%	0.92%
Chevron CorpCVX	DIA +1.99 points	2.63%	0.64%
3M CoMMM	DIA +1.88 points	2.01%	0.13%
Boeing Co/TheBA	DIA +1.77 points	1.96%	0.19%
Procter & Gamble Co/ThePG	DIA +1.30 points	1.82%	0.52%
Merck & Co. Inc.MRK	DIA +1.16 points	1.66%	0.50%
Walt Disney Co/TheDIS	DIA +0.99 points	1.26%	0.27%
Alphabet Inc Class AGOOGL	DIA +0.91 points	3.22%	2.31%
Cisco Systems IncCSCO	DIA +0.64 points	1.23%	0.59%
Walmart IncWMT	DIA +0.63 points	1.38%	0.75%
Microsoft CorpMSFT	DIA +0.57 points	6.02%	5.45%
Coca Cola Co/TheKO	DIA +0.55 points	1.05%	0.50%
Amazon.com IncAMZN	SCHK +0.55 points	2.77%	3.32%
Nike Inc Class BNKE	DIA +0.38 points	0.44%	0.06%

All 30 DIA holdings⁠All 1,001 SCHK holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

DIA vs SCHK Cost

Overpaying DIA vs SCHK

$2,704

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

DIA 0.16%
$3,342
SCHK 0.03%
$638

Amount$10,000

Years30 years

Cost over time

DIA 0.16%
SCHK 0.03%
Overpaying

Year by year

Year	DIA	SCHK	Overpaying
10	$292	$55	$237
20	$1,141	$216	$925
30	$3,342	$638	$2,704

Expense ratio

0.16%DIA
0.03%SCHK, cheaper

SCHK0.03%DIA0.16%

0.03%0.75%

Middle half of Other Major Indexes funds
Median 0.29%

SCHK cheapest of 42 funds

DIA 17th cheapest of 42 funds

DIA vs SCHK Dividends

Last 12 months to Oct 30, 2026

Yield (12M): DIA 1.39%, better; SCHK 1.05%
Payout (12M): DIA $7.19; SCHK $0.38
Last payment: DIA $0.11; SCHK $0.10
Ex-dividend: DIA Oct 16, 2026; SCHK Sep 23, 2026
Paid on: DIA Pays Nov 16, 2026; SCHK Sep 28, 2026
Frequency: DIA Monthly; SCHK Quarterly

Distribution history

Per share, 2023 to 2026, same scale for both

DIAMonthly · 46 paymentsAll DIA payments⁠

SCHKQuarterly · 16 paymentsAll SCHK payments⁠

DIA vs SCHK Risk

Fall from peak · 5 years

DIA
SCHK

Risk facts

VolatilityStd dev, 3 years: DIA 12.1%, betterSCHK 12.6%
Return per unit of riskSharpe ratio, 3 years: DIA 1.07SCHK 1.39, better
Worst fallMax drawdown, 5 years: DIA −20.8%, betterSCHK −25.4%
Market sensitivityBeta, 5 years: DIA 0.87SCHK 1.02; Market = 1

DIA and SCHK in the news

All news⁠

Closing Bell
Boeing plummets 10.7%, but Chip stocks lift S&P 500 on Broadcom deal
Oct 27, 2026DIA
Closing Bell
Dow drops 1.2% as Brent hits six-month high
Oct 23, 2026DIA
Opening Bell
AI selloff stalls before the U.S. open as oil climbs back above $100
Oct 23, 2026DIA
Closing Bell
Chip stocks drag Nasdaq to worst day since June as AI funding worries return
Oct 22, 2026DIA
Closing Bell
Investors rotate out of tech as health care hits a record; Dow gains 1%
Oct 20, 2026DIA
Opening Bell
Jakarta stocks fall 11.6% as MSCI proposes dropping Indonesia from emerging markets
Oct 16, 2026DIA

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DIA vs SCHK

In short

Stated mandate

Why people hold it