EFFI vs ESGD: Grades, Fees and Holdings Compared

Harbor Osmosis International Resource Efficient ETF

EFFIDNYSE Arca

iShares ESG Aware MSCI EAFE ETF

ESGDANasdaq

Overlap

14.5%by weight

Expense ratio

ESGD −0.35pt a year

EFFI0.55%ESGD0.20%

Avg volume · 30D

ESGD 318.4×the volume

EFFI971ESGD309K

EFFI vs ESGD Performance

Oct 31, 2025 – Oct 30, 2026

+15.2%EFFI+13.0%ESGD

Expense ratio: EFFI 0.55%; ESGD 0.20%, better
Fund size: EFFI $151M; ESGD $11.8B
1Y total return: EFFI +15.2%, better; ESGD +13.0%
Yield (12M): EFFI No data; ESGD 3.33%
Holdings: EFFI 82; ESGD 349
Avg volume (30D): EFFI 971 sh; ESGD 309K sh, better
NAV per share: EFFI $26.87; ESGD $102.56
52W range

ETF.net Grade

Pillar letters and Scores for EFFI, ESGD, with each pillar’s weight
Pillar	EFFI	ESGD
Cost30% weight	F24	B68Higher
Mission25% weight	Not scored	A100
Risk15% weight	A72Higher	B55
Tradability15% weight	D26	A91Higher
Holdings10% weight	D26	A77Higher
Durability5% weight	F12	A95Higher

Rank among International ESG & Values Index funds

How we build Categories ›

Same Category. EFFI and ESGD are both graded against the same 18 International ESG & Values Index funds, so their Grades compare head to head.

International ESG & Values Index⁠

Category · 18 funds

See all 18 ›

ESGD ranks 2nd and EFFI 16th of 18 funds in the International ESG & Values Index Category.

Rank 1AVSGXVanguard ESG International Stock ETFScore 82
Rank 2AESGDiShares ESG Aware MSCI EAFE ETFScore 79
Rank 3ADMXFiShares ESG Advanced MSCI EAFE ETFScore 76
Rank 15CWWJDInspire International ETFScore 48
Rank 16DEFFIHarbor Osmosis International Resource Efficient ETFScore 33
Rank 17DOAIMOneAscent International Equity ETFScore 29

Our read on each fund

ETF.net Research

EFFIDHarbor Osmosis International Resource Efficient ETF

ESGDAiShares ESG Aware MSCI EAFE ETF

In short

EFFI No data

ESGD The plain-vanilla international index fund, ESG-screened. Roughly 400 developed-market stocks from outside the US and Canada, tracking an MSCI EAFE ESG Focus index since 2016, for 0.20% a year.

Stated mandate

EFFI No data

ESGD The fund seeks to track an index of international developed-market stocks outside the United States and Canada that have positive aggregate environmental, social, and governance characteristics.

Why people hold it

EFFI No data

ESGD Costs 0.20% a year, below the typical fee in its international ESG peer group.
Roughly 400 stocks spanning developed markets outside the US and Canada: broad-market coverage, not a narrow thematic bet.ishares.com
Tracks the MSCI EAFE Extended ESG Focus Index, keeping the familiar developed-markets shape while tilting toward companies with better aggregate ESG characteristics.ishares.com
A multi-billion-dollar fund trading since 2016, and one of the sturdier builds in its peer group.

Worth knowing

EFFI No data

ESGD Cheaper tickets exist on the same shelf: VSGX at 0.10%, iShares' own DMXF at 0.12%. The fee here buys scale, not the lowest sticker.
The ESG screen leaves holdings different from a plain EAFE fund, so results can drift from the unscreened index in either direction.
Moderately traded rather than one of the busiest tapes in the category, and distributions land once or twice a year rather than monthly.

Full EFFI profile⁠

Full ESGD profile⁠

EFFI vs ESGD Holdings

How EFFI and ESGD differ

Overlap by weight

14.5%

Shared holdings make up 51.3% of EFFI and 19.0% of ESGD.

Level by level

Holdings39 in both14.5%
Countryby domicile80.9%
Sector11 Sectors92.0%
Asset classEquity100%

Sector

Sector weights in EFFI and ESGD, widest gap first
Sector	More in EFFIMore in ESGD	EFFI	ESGD
Industrials	ESGD +4.7 points	13.9%	18.6%
Communication	EFFI +2.7 points	6.3%	3.6%
Materials	EFFI +2.5 points	8.1%	5.6%
Health Care	ESGD +1.4 points	9.2%	10.6%
Energy	EFFI +1.1 points	5.4%	4.3%
Utilities	ESGD +1.1 points	2.7%	3.8%
Consumer Discretionary	EFFI +0.9 points	8.7%	7.8%
Financials	EFFI +0.8 points	27.1%	26.4%
Consumer Staples	ESGD +0.5 points	6.2%	6.7%
Technology	ESGD +0.3 points	10.7%	11.0%
Real Estate	Same weight	1.7%	1.7%

Country, concentration and asset class

Country by domicile

Country weights in EFFI and ESGD, widest gap first
Country	More in EFFIMore in ESGD	EFFI	ESGD
Canada	EFFI +10.7 points	10.7%	0.0%
United Kingdom	ESGD +6.4 points	8.0%	14.4%
Japan	ESGD +3.3 points	21.4%	24.7%
United States	EFFI +3.2 points	3.2%	0.0%
Germany	ESGD +1.9 points	7.0%	8.9%
Australia	ESGD +1.6 points	5.3%	6.9%
Spain	ESGD +1.6 points	2.7%	4.3%
Netherlands	ESGD +1.4 points	4.7%	6.1%
Other countries (12)	EFFI +2.3 points	37.0%	34.7%

Outside the US: EFFI 100% developed, 0% emerging. ESGD 100% developed, 0% emerging.

Concentration

Weight in the 10 largest Holdings

EFFI35.1%
ESGD14.4%

Securities held

EFFI71
ESGD332

Asset class

EFFI: Equity
ESGD: Equity

Holdings

Only in EFFI32
In both39
Only in ESGD293

Only in EFFI

32 securities, 48.5% of EFFI by weight

Obic Co Ltd4.15%
Toyota Tsusho Corp3.36%
Mercedes-Benz Group AG3.34%
Glencore PLC3.32%
Swedish Orphan Biovitrum Ab3.25%
Aercap Holdings NV3.13%
Lundin Gold Inc3.03%
Medibank Private Ltd2.73%
Toronto-Dominion Bank2.57%
Manulife Financial Corp2.50%
Royal Bank of Canada2.19%
Singapore Exchange Ltd2.13%
Dr Ing Hc F Porsche AG2.06%
Tokyo Gas Co Ltd1.77%
Airbus SE1.48%
Galp Energia Sgps SA1.05%
Publicis Groupe0.93%
Swisscom Ag-Reg0.74%
Inpex Corp0.73%
Hong Kong Exchanges & Clear0.56%
Celestica Inc0.51%
Vodafone Group PLC0.44%
Industrivarden Ab-C Shs0.44%
Investor Ab-B Shs0.41%
Fairfax Financial Hldgs Ltd0.32%
Koninklijke Philips NV0.30%
Kawasaki Kisen Kaisha Ltd0.26%
Check Point Software Tech0.25%
Kbc Group NV0.23%
Assa Abloy Ab-B0.22%
Nitto Denko Corp0.19%
Daito Trust Construct Co Ltd<0.01%

Only in ESGD

293 securities, 80.3% of ESGD by weight

Novartis AG1.63%
Sap1.33%
Shell1.21%
Nestle SA1.15%
Siemens N AG1.11%
Commonwealth Bank of Australia1.07%
Allianz1.05%
Toyota Motor1.04%
Totalenergies0.95%
Bhp Group Ltd0.89%
Sony Group0.86%
Sumitomo Mitsui Financial Group0.85%
Iberdrola0.84%
Unilever PLC0.81%
Itochu0.78%
Hitachi0.74%
Tokyo Electron0.74%
Advantest0.72%
Zurich Insurance Group AG0.71%
National Grid PLC0.70%
Dbs Group Holdings Ltd0.69%
Schneider Electric0.69%
Bnp Paribas SA0.68%
Ubs Group AG0.63%
Ing Groep0.63%
Axa SA0.62%
Mizuho Financial Group0.61%
Rolls-Royce Holdings PLC0.57%
Aia Group0.56%
Bae Systems PLC0.55%
Novo Nordisk Class B0.53%
Lonza Group AG0.53%
Softbank Group Corp0.52%
National Australia Bank0.52%
Bridgestone0.52%
Kddi0.52%
Tokio Marine Holdings0.50%
Caixabank SA0.47%
Sanofi SA0.47%
Westpac Banking Corporation0.44%
Takeda Pharmaceutical0.42%
Transurban Group Stapled Units0.42%
Assicurazioni Generali0.42%
Kioxia Holdings0.42%
Givaudan SA0.42%
Glaxosmithkline0.42%
Hoya0.41%
Relx PLC0.41%
Siemens Energy N AG0.41%
Lvmh0.41%

Weight gaps

All 39 Holdings in both funds, largest gap first.

Holding weights in EFFI and ESGD, widest gap first
Holding	More in EFFIMore in ESGD	EFFI	ESGD
Sonova Holding Ag-Reg	EFFI +3.46 points	3.68%	0.22%
L'oreal	EFFI +3.21 points	3.74%	0.53%
Recruit Holdings Co Ltd	EFFI +3.18 points	3.95%	0.77%
Keyence Corp	EFFI +2.90 points	3.20%	0.30%
Vestas Wind Systems A/S	EFFI +2.04 points	2.22%	0.18%
Unicredit Spa	EFFI +1.66 points	2.15%	0.49%
Banco Santander SA	EFFI +1.57 points	2.04%	0.47%
Asml Holding NV	ESGD +1.56 points	1.48%	3.04%
Sekisui House Ltd	EFFI +1.56 points	1.83%	0.28%
Barclays PLCBARC.L	EFFI +1.54 points	1.92%	0.38%
Equinor Asa	EFFI +1.44 points	1.71%	0.27%
Gecina SA	EFFI +1.43 points	1.52%	0.09%
Belimo Holding Ag-Reg	EFFI +1.35 points	1.47%	0.12%
Diageo PLCDGE.L	EFFI +1.31 points	1.77%	0.46%
Akzo Nobel N.v.	EFFI +1.21 points	1.44%	0.23%
Hsbc Holdings PLCHSBA.L	ESGD +1.17 points	0.19%	1.36%
Astrazeneca PLCAZN.L	EFFI +1.12 points	2.27%	1.15%
E.on SE	EFFI +1.12 points	1.23%	0.11%
Daifuku Co Ltd	EFFI +1.05 points	1.14%	0.09%
Woodside Energy Group Ltd	EFFI +0.90 points	1.17%	0.27%
Sampo Oyj-A Shs	EFFI +0.89 points	1.12%	0.23%
Rexel SA	EFFI +0.84 points	1.08%	0.24%
Qbe Insurance Group Ltd	EFFI +0.81 points	1.08%	0.27%
Kesko Oyj-B Shs	EFFI +0.77 points	1.02%	0.25%
Abb Ltd-Reg	ESGD +0.74 points	0.20%	0.94%
Mitsubishi Ufj Financial Gro	ESGD +0.68 points	0.18%	0.86%
Natwest Group PLCNWG.L	EFFI +0.58 points	0.86%	0.28%
Societe Generale SA	EFFI +0.33 points	0.66%	0.33%
Nintendo Co Ltd	EFFI +0.25 points	0.46%	0.21%
Lloyds Banking Group PLCLLOY.L	ESGD +0.20 points	0.20%	0.40%
Intesa Sanpaolo	EFFI +0.10 points	1.02%	0.92%
Swiss Re AG	ESGD +0.11 points	0.25%	0.36%
Banco Bpm Spa	EFFI +0.08 points	0.16%	0.08%
Infineon Technologies AG	ESGD +0.07 points	0.30%	0.37%
Suncorp Group Ltd Common Stock	EFFI +0.07 points	0.24%	0.17%
3I Group PLCIII.L	ESGD +0.06 points	0.18%	0.24%
Sage Group Plc/TheSGE.L	EFFI +0.05 points	0.25%	0.20%
Roche Holding AG	EFFI +0.03 points	1.36%	1.33%
Banco Bilbao Vizcaya Argenta	EFFI +0.03 points	0.60%	0.57%

All 73 EFFI holdings⁠All 330 ESGD holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

EFFI vs ESGD Cost

Overpaying EFFI vs ESGD

$6,749

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

EFFI 0.55%
$10,904
ESGD 0.20%
$4,155

Amount$10,000

Years30 years

Cost over time

EFFI 0.55%
ESGD 0.20%
Overpaying

Year by year

Year	EFFI	ESGD	Overpaying
10	$988	$365	$623
20	$3,790	$1,421	$2,369
30	$10,904	$4,155	$6,749

Expense ratio

0.55%EFFI
0.20%ESGD, cheaper

ESGD0.20%EFFI0.55%

0.10%0.95%

Middle half of International ESG & Values Index funds
Median 0.23%

ESGD 6th cheapest of 18 funds

EFFI 14th cheapest of 18 funds

EFFI vs ESGD Dividends

Last 12 months to Oct 30, 2026

Yield (12M): EFFI No data; ESGD 3.33%
Payout (12M): EFFI No data; ESGD $3.42
Last payment: EFFI $1.05; ESGD $1.63
Ex-dividend: EFFI Dec 19, 2025; ESGD Jun 15, 2026
Paid on: EFFI Dec 24, 2025; ESGD Jun 18, 2026
Frequency: EFFI Irregular; ESGD Twice a year

Distribution history

Per share, 2017 to 2026, same scale for both

EFFIIrregular · 1 paymentAll EFFI payments⁠

ESGDTwice a year · 20 paymentsAll ESGD payments⁠

EFFI vs ESGD Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years: EFFI 12.9%since Jan 2025ESGD 11.7%
Return per unit of riskSharpe ratio, 3 years: EFFI 1.43since Jan 2025ESGD 1.18
Worst fallMax drawdown, 5 years: EFFI −10.5%since Dec 2024ESGD −29.9%
Market sensitivityBeta, 5 years: EFFI 0.49ESGD 0.80; Market = 1

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