EFIV vs TPLC: Grades, Fees and Holdings Compared

State Street SPDR S&P 500 ESG ETF

EFIVANYSE Arca

Timothy Plan US Large/Mid Cap Core ETF

TPLCCNYSE Arca

Overlap

17.7%by weight

Expense ratio

EFIV −0.42pt a year

EFIV0.10%TPLC0.52%

Avg volume · 30D

EFIV 3.2×the volume

EFIV57.1KTPLC17.8K

5Y return · a year

EFIV +4.7pt

EFIV+12.3%TPLC+7.6%

EFIV vs TPLC Performance

Oct 29, 2021 – Oct 30, 2026

+78.2%EFIV+44.3%TPLC

Expense ratio: EFIV 0.10%, better; TPLC 0.52%
Fund size: EFIV $1.06B; TPLC $315M
1Y total return: EFIV +12.5%; TPLC +12.7%, better
Yield (12M): EFIV 1.01%, better; TPLC 0.81%
Holdings: EFIV 326; TPLC 316
Avg volume (30D): EFIV 57.1K sh, better; TPLC 17.8K sh
NAV per share: EFIV $74.02; TPLC $50.88
52W range

ETF.net Grade

Pillar letters and Scores for EFIV, TPLC, with each pillar’s weight
Pillar	EFIV	TPLC
Cost30% weight	A86Higher	F12
Mission25% weight	A100Higher	A73
Risk15% weight	C53	B59Higher
Tradability15% weight	A84Higher	D36
Holdings10% weight	C43	A81Higher
Durability5% weight	A71Higher	C52

Rank among US ESG & Values Index funds

How we build Categories ›

Same Category. EFIV and TPLC are both graded against the same 47 US ESG & Values Index funds, so their Grades compare head to head.

US ESG & Values Index⁠

Category · 47 funds

See all 47 ›

EFIV ranks 2nd and TPLC 36th of 47 funds in the US ESG & Values Index Category.

Rank 1AKLMNInvesco MSCI North America Climate ETFScore 82
Rank 2AEFIVState Street SPDR S&P 500 ESG ETFScore 79
Rank 3ASNPEXtrackers S&P 500 Scored & Screened ETFScore 78
Rank 36CHLALWahed FTSE USA Shariah ETFScore 46
Rank 36CTPLCTimothy Plan US Large/Mid Cap Core ETFScore 46
Rank 38CBIBLInspire 100 ETFScore 45

Our read on each fund

ETF.net Research

EFIVAState Street SPDR S&P 500 ESG ETF

TPLCCTimothy Plan US Large/Mid Cap Core ETF

In short

EFIV A screened S&P 500 that still looks like one. EFIV trims to about 300 names on ESG criteria but holds industry-group weights close to the parent index, for 0.10% a year.

TPLC Biblically screened US large and mid caps with a twist: the index weights by volatility rather than company size, so the mega-caps don't automatically run the show. Passive since 2019, and it pays monthly.

Stated mandate

EFIV The Fund seeks to track an index of securities selected using environmental, social, and governance sustainability criteria while retaining industry-group weights broadly similar to the S&P 500 Index.

TPLC The Fund seeks to track the performance of the Victory US Large/Mid Cap Volatility Weighted BRI Index before fees and expenses. It normally invests at least 80% of net assets in securities included in that index.

Why people hold it

EFIV Charges 0.10% a year, well under the 0.25% typical of its values-screened peer group.
Keeps industry-group weights broadly similar to the S&P 500, so the screen changes which names you own more than which sectors.
Tracks its declared index very tightly, one of the cleaner implementations in its cohort.
Straightforward 1940 Act index fund from SPDR, running since 2020, distributing quarterly.

TPLC The faith screen lives inside the index, not in a manager's head: the fund tracks the Victory US Large/Mid Cap Volatility Weighted BRI Index and normally keeps at least 80% of net assets in its members.
Volatility weighting breaks the cap-weighted default, so the portfolio isn't simply a bet on whichever US companies happen to be largest.
A rules-based US equity portfolio with a live track record back to 2019, and it distributes monthly, a cadence most stock funds skip.

Worth knowing

EFIV About 300 stocks, not 500. The screens remove names, so results can diverge from the headline S&P 500.
Cheaper shelf-mates exist: XVV at 0.08% and ESGV at 0.09% undercut it on fee.
Mid-size asset base and moderate trading volume, which can mean wider spreads than the mega-cap index giants.

TPLC At 0.52% a year, it costs more than plain US core trackers such as ILCB (0.03%) and GUSA (0.10%). The screen and the weighting scheme are what the extra buys.
It trades thinly next to the household-name core funds, so spreads can be wider and how you place an order matters more.
Screening out whole industries and stepping away from size weighting means results can diverge from the broad US market in either direction.

Full EFIV profile⁠

Full TPLC profile⁠

EFIV vs TPLC Holdings

How EFIV and TPLC differ

Overlap by weight

17.7%

Shared holdings make up 44.9% of TPLC and 22.3% of EFIV.

Level by level

Holdings133 in both17.7%
Countryby domicile94.3%
Asset classEquity100%

Sector

No Sector split for EFIV.

Country, concentration and asset class

Country by domicile

Country weights in EFIV and TPLC, widest gap first
Country	More in EFIVMore in TPLC	EFIV	TPLC
United States	EFIV +5.5 points	99.4%	93.9%
Ireland	TPLC +2.5 points	0.1%	2.6%
Bermuda	TPLC +1.5 points	0.0%	1.5%
Switzerland	TPLC +0.9 points	0.3%	1.2%
Other countries (4)	TPLC +0.6 points	0.2%	0.8%

Concentration

Weight in the 10 largest Holdings

EFIV40.9%
TPLC6.5%

Securities held

EFIV324
TPLC315

Asset class

EFIV: Equity
TPLC: Equity

Holdings

Only in EFIV191
In both133
Only in TPLC182

Only in EFIV

191 securities, 77.6% of EFIV by weight

NVIDIA Corp12.79%
Microsoft Corp9.74%
Alphabet Inc Class A4.12%
Alphabet Inc Class C3.32%
Eli Lilly & Co2.73%
Micron Technology Inc2.62%
Visa Inc Class A Shares1.73%
Walmart Inc1.34%
Mastercard Inc A1.27%
AbbVie Inc1.27%
Intel Corp1.13%
Cisco Systems Inc1.06%
UnitedHealth Group Inc0.91%
Merck & Co. Inc.0.90%
Coca Cola Co/The0.89%
Applied Materials Inc0.83%
Bank of America Corp0.82%
General Electric0.81%
Lam Research Corp0.79%
Texas Instruments Inc0.70%
Goldman Sachs Group Inc0.67%
Thermo Fisher Scientific Inc0.65%
Netflix Inc0.64%
Wells Fargo & Co0.64%
Linde PLC0.58%
Morgan Stanley0.56%
Citigroup Inc0.52%
Gilead Sciences Inc0.51%
Qualcomm Inc0.49%
Walt Disney Co/The0.48%
Salesforce Inc0.47%
Pepsico Inc0.45%
McDonald’s Corp0.45%
Abbott Laboratories0.45%
American Express Co0.42%
Pfizer Inc0.42%
BlackRock Inc0.42%
Welltower Inc0.42%
Tjx Companies Inc0.39%
Eaton Corp PLC0.38%
Accenture PLC Class A0.37%
Schwab (Charles) Corp0.36%
At+t Inc0.36%
Dell Technologies C0.35%
Uber Technologies Inc0.33%
Capital One Financial Corp0.32%
Chubb Ltd0.32%
Bristol Myers Squibb Co0.31%
Medtronic PLC0.31%
Prologis Inc0.30%

Only in TPLC

182 securities, 54.8% of TPLC by weight

Atmos Energy Corp0.70%
Wec Energy Group0.68%
Duke Energy Corp.0.67%
Evergy Inc0.64%
Alliant Energy Corp.0.64%
Loews Corp0.63%
Centerpoint Energy Inc.0.62%
Southern Co0.62%
Nisource Inc.0.61%
Ameren Corp.0.61%
Cms Energy Corp.0.61%
Dte Energy Co.0.59%
American Electric Power C0.57%
Ppl Corp.0.57%
New Linde PLC0.56%
Markel Group Inc0.55%
Chubb Limited0.54%
Everest Group Ltd0.53%
Cincinnati Financial Corp0.52%
Snap-On Inc.0.51%
Wr Berkley Corp.0.51%
General Dynamics Corp.0.50%
Globe Life Inc0.48%
East West Bancorp Inc.0.46%
Dt Midstream Inc0.46%
Reinsurance Group of Ame0.45%
Medtronic PLC0.45%
Renaissancere Holdings Lt0.45%
Ball Corp.0.44%
Reliance Inc0.43%
Allegion PLC0.43%
Textron Inc.0.42%
Rtx Corp0.42%
Sei Investments Co0.42%
Steris PLC0.41%
First Citizens Bcshs -Cl0.41%
Teledyne Technologies0.41%
Roper Technologies Inc0.41%
Pinnacle Financial Partne0.40%
3M Co.0.40%
Viper Energy Inc0.40%
Packaging Corp of America0.40%
Progressive Corp.0.39%
Cheniere Energy Inc0.38%
Vulcan Materials Co.0.38%
Penske Auto Group Inc0.38%
Clean Harbors Inc0.38%
Rollins Inc0.38%
Ross Stores Inc.0.38%
Oreilly Automotive Inc.0.38%

Weight gaps

The 100 widest of 133 Holdings in both funds.

Holding weights in EFIV and TPLC, widest gap first
Holding	More in EFIVMore in TPLC	EFIV	TPLC
Palo Alto Networks IncPANW	EFIV +0.59 points	0.77%	0.18%
Costco Wholesale CorpCOST	EFIV +0.55 points	1.10%	0.55%
Consolidated Edison IncED	TPLC +0.54 points	0.11%	0.65%
Caterpillar IncCAT	EFIV +0.54 points	0.74%	0.20%
Aflac IncAFL	TPLC +0.48 points	0.14%	0.62%
Public Service Enterprise GpPEG	TPLC +0.48 points	0.09%	0.57%
Republic Services IncRSG	TPLC +0.46 points	0.12%	0.58%
American Water Works Co IncAWK	TPLC +0.45 points	0.07%	0.52%
Arch Capital Group LtdACGL	TPLC +0.43 points	0.09%	0.52%
Eversource EnergyES	TPLC +0.44 points	0.06%	0.50%
Exelon CorpEXC	TPLC +0.43 points	0.12%	0.55%
Assurant IncAIZ	TPLC +0.42 points	0.04%	0.46%
Hartford Insurance Group IncHIG	TPLC +0.43 points	0.09%	0.52%
Otis Worldwide CorpOTIS	TPLC +0.42 points	0.07%	0.49%
Veralto CorpVLTO	TPLC +0.42 points	0.06%	0.48%
Kla CorpKLAC	EFIV +0.42 points	0.54%	0.12%
Ge Vernova IncGEV	EFIV +0.42 points	0.59%	0.17%
Avery Dennison CorpAVY	TPLC +0.42 points	0.03%	0.45%
KeycorpKEY	TPLC +0.41 points	0.05%	0.46%
Idex CorpIEX	TPLC +0.41 points	0.04%	0.45%
Principal Financial GroupPFG	TPLC +0.39 points	0.06%	0.45%
Entergy CorpETR	TPLC +0.38 points	0.13%	0.51%
Regions Financial CorpRF	TPLC +0.38 points	0.06%	0.44%
Home Depot IncHD	EFIV +0.37 points	0.81%	0.44%
Quest Diagnostics IncDGX	TPLC +0.37 points	0.07%	0.44%
Kimberly Clark CorpKMB	TPLC +0.36 points	0.09%	0.45%
Fortive CorpFTV	TPLC +0.36 points	0.05%	0.41%
Dover CorpDOV	TPLC +0.35 points	0.07%	0.42%
Kinder Morgan IncKMI	TPLC +0.34 points	0.17%	0.51%
Prudential Financial IncPRU	TPLC +0.34 points	0.10%	0.44%
Waste Management IncWM	TPLC +0.34 points	0.21%	0.55%
Darden Restaurants IncDRI	TPLC +0.34 points	0.06%	0.40%
Jm Smucker Co/TheSJM	TPLC +0.34 points	0.03%	0.37%
Franklin Templeton IncBEN	TPLC +0.32 points	0.02%	0.34%
Citizens Financial GroupCFG	TPLC +0.31 points	0.07%	0.38%
Metlife IncMET	TPLC +0.30 points	0.13%	0.43%
Illinois Tool WorksITW	TPLC +0.30 points	0.18%	0.48%
Ww Grainger IncGWW	TPLC +0.29 points	0.15%	0.44%
Expand Energy CorpEXE	TPLC +0.30 points	0.05%	0.35%
Mccormick & Co Non Vtg ShrsMKC	TPLC +0.29 points	0.03%	0.32%
Edwards Lifesciences CorpEW	TPLC +0.29 points	0.13%	0.42%
Ppg Industries IncPPG	TPLC +0.28 points	0.07%	0.35%
Eqt CorpEQT	TPLC +0.29 points	0.08%	0.37%
Halliburton CoHAL	TPLC +0.28 points	0.07%	0.35%
Xylem IncXYL	TPLC +0.28 points	0.05%	0.33%
Seagate Technology HoldingsSTX	EFIV +0.28 points	0.39%	0.11%
Amcor PLCAMCR	TPLC +0.28 points	0.05%	0.33%
Stanley Black & Decker IncSWK	TPLC +0.27 points	0.04%	0.31%
Nasdaq IncNDAQ	TPLC +0.27 points	0.12%	0.39%
Ametek IncAME	TPLC +0.27 points	0.14%	0.41%
Fidelity National Info ServFIS	TPLC +0.26 points	0.05%	0.31%
Cintas CorpCTAS	TPLC +0.26 points	0.19%	0.45%
Bunge Global SABG	TPLC +0.26 points	0.04%	0.30%
Idexx Laboratories IncIDXX	TPLC +0.26 points	0.11%	0.37%
Fastenal CoFAST	TPLC +0.26 points	0.15%	0.41%
Archer Daniels Midland CoADM	TPLC +0.26 points	0.09%	0.35%
Msci IncMSCI	TPLC +0.25 points	0.11%	0.36%
Tractor Supply CompanyTSCO	TPLC +0.25 points	0.04%	0.29%
Wabtec CorpWAB	TPLC +0.25 points	0.12%	0.37%
Analog Devices IncADI	EFIV +0.24 points	0.52%	0.28%
Ge Healthcare TechnologyGEHC	TPLC +0.24 points	0.09%	0.33%
Williams Sonoma IncWSM	TPLC +0.24 points	0.08%	0.32%
Csx CorpCSX	TPLC +0.24 points	0.24%	0.48%
Resmed IncRMD	TPLC +0.24 points	0.09%	0.33%
Mettler Toledo InternationalMTD	TPLC +0.24 points	0.09%	0.33%
Verisk Analytics IncVRSK	TPLC +0.24 points	0.06%	0.30%
Western Digital CorpWDC	EFIV +0.23 points	0.35%	0.12%
Ingersoll Rand IncIR	TPLC +0.23 points	0.07%	0.30%
Intl Flavors & FragrancesIFF	TPLC +0.23 points	0.06%	0.29%
Targa Resources CorpTRGP	TPLC +0.23 points	0.17%	0.40%
Diamondback Energy IncFANG	TPLC +0.22 points	0.11%	0.33%
Omnicom GroupOMC	TPLC +0.23 points	0.05%	0.28%
Hunt (Jb) Transprt Svcs IncJBHT	TPLC +0.23 points	0.04%	0.27%
Global Payments IncGPN	TPLC +0.22 points	0.05%	0.27%
Dr Horton IncDHI	TPLC +0.23 points	0.09%	0.32%
Amgen IncAMGN	EFIV +0.22 points	0.62%	0.40%
Cboe Global Markets IncCBOE	TPLC +0.22 points	0.08%	0.30%
Hubbell IncHUBB	TPLC +0.21 points	0.06%	0.27%
Apa CorpAPA	TPLC +0.22 points	0.04%	0.26%
Paccar IncPCAR	TPLC +0.22 points	0.13%	0.35%
Williams Cos IncWMB	TPLC +0.21 points	0.23%	0.44%
Revvity IncRVTY	TPLC +0.21 points	0.05%	0.26%
Ptc IncPTC	TPLC +0.21 points	0.05%	0.26%
Motorola Solutions IncMSI	TPLC +0.21 points	0.20%	0.41%
Zoetis IncZTS	TPLC +0.20 points	0.08%	0.28%
Lennox International IncLII	TPLC +0.20 points	0.03%	0.23%
Arthur J Gallagher & CoAJG	TPLC +0.19 points	0.17%	0.36%
Intercontinental Exchange InICE	TPLC +0.19 points	0.23%	0.42%
Cf Industries Holdings IncCF	TPLC +0.19 points	0.04%	0.23%
Rockwell Automation IncROK	TPLC +0.18 points	0.13%	0.31%
Occidental Petroleum CorpOXY	TPLC +0.18 points	0.11%	0.29%
Agilent Technologies IncA	TPLC +0.17 points	0.13%	0.30%
Cognizant Tech Solutions ACTSH	TPLC +0.17 points	0.07%	0.24%
Waters CorpWAT	TPLC +0.17 points	0.12%	0.29%
Devon Energy CorpDVN	TPLC +0.17 points	0.14%	0.31%
C.h. Robinson Worldwide IncCHRW	TPLC +0.16 points	0.04%	0.20%
Cme Group IncCME	TPLC +0.17 points	0.26%	0.43%
Servicenow IncNOW	EFIV +0.16 points	0.28%	0.12%
Baker Hughes CoBKR	TPLC +0.17 points	0.13%	0.30%
Eog Resources IncEOG	TPLC +0.16 points	0.21%	0.37%

All 324 EFIV holdings⁠All TPLC holdings⁠

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

EFIV vs TPLC Cost

Overpaying TPLC vs EFIV

$8,245

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

EFIV 0.10%
$2,106
TPLC 0.52%
$10,351

Amount$10,000

Years30 years

Cost over time

EFIV 0.10%
TPLC 0.52%
Overpaying

Year by year

Year	EFIV	TPLC	Overpaying
10	$183	$935	$752
20	$717	$3,593	$2,876
30	$2,106	$10,351	$8,245

Expense ratio

0.10%EFIV, cheaper
0.52%TPLC

EFIV0.10%TPLC0.52%

0.08%0.95%

Middle half of US ESG & Values Index funds
Median 0.25%

EFIV 7th cheapest of 47 funds

TPLC 41st cheapest of 47 funds

EFIV vs TPLC Dividends

Last 12 months to Oct 30, 2026

Yield (12M): EFIV 1.01%, better; TPLC 0.81%
Payout (12M): EFIV $0.74; TPLC $0.41
Last payment: EFIV $0.20; TPLC $0.03
Ex-dividend: EFIV Sep 21, 2026; TPLC Oct 8, 2026
Paid on: EFIV Sep 23, 2026; TPLC Oct 9, 2026
Frequency: EFIV Quarterly; TPLC Monthly

Distribution history

Per share, 2023 to 2026, same scale for both

EFIVQuarterly · 15 paymentsAll EFIV payments⁠

TPLCMonthly · 46 paymentsAll TPLC payments⁠

EFIV vs TPLC Risk

Fall from peak · 5 years

EFIV
TPLC

Risk facts

VolatilityStd dev, 3 years: EFIV 12.3%, betterTPLC 13.2%
Return per unit of riskSharpe ratio, 3 years: EFIV 1.39, betterTPLC 0.89
Worst fallMax drawdown, 5 years: EFIV −24.5%TPLC −21.6%, better
Market sensitivityBeta, 5 years: EFIV 1.01TPLC 0.82; Market = 1

EFIV and TPLC in the news

All news⁠

Filings Digest
AllianceBernstein's AB US Research Advanced ETF began trading on Nasdaq Monday
Oct 27, 2026EFIV

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EFIV vs TPLC

In short

Stated mandate

Why people hold it

Worth knowing

How EFIV and TPLC differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in EFIV

Only in TPLC

Weight gaps

Cost over time

Year by year

Distribution history

Fall from peak · 5 years

Risk facts

AllianceBernstein's AB US Research Advanced ETF began trading on Nasdaq Monday

How EFIV and TPLC differ

Level by level

Sector

Country, concentration and asset class

Country by domicile

Concentration

Asset class

Holdings

Only in EFIV

Only in TPLC

Weight gaps