ESGD vs TPIF

ESGDAiShares ESG Aware MSCI EAFE ETF

TPIFBTimothy Plan International ETF

In short

ESGD The plain-vanilla international index fund, ESG-screened. Roughly 400 developed-market stocks from outside the US and Canada, tracking an MSCI EAFE ESG Focus index since 2016, for 0.20% a year.

TPIF Timothy Plan's international sleeve runs a biblically responsible screen first, then weights whatever survives by volatility instead of size. Conviction is the product here, and the fee reflects it.

Stated mandate

ESGD The fund seeks to track an index of international developed-market stocks outside the United States and Canada that have positive aggregate environmental, social, and governance characteristics.

TPIF The Fund aims to match, before fees and expenses, the performance of the Victory International Volatility Weighted BRI Index. It normally invests at least 80% of net assets directly or indirectly in securities included in that index.

Why people hold it

• ESGD Costs 0.20% a year, below the typical fee in its international ESG peer group.
• Roughly 400 stocks spanning developed markets outside the US and Canada: broad-market coverage, not a narrow thematic bet.ishares.com
• Tracks the MSCI EAFE Extended ESG Focus Index, keeping the familiar developed-markets shape while tilting toward companies with better aggregate ESG characteristics.ishares.com
• A multi-billion-dollar fund trading since 2016, and one of the sturdier builds in its peer group.

• TPIF The Biblically Responsible Investing screen is written into the mandate, not bolted on for marketing: it filters the universe before any weighting happens.
• The benchmark is volatility weighted, so position sizes key off price swings rather than sheer company size, unlike the cap-weighted default abroad.
• Simple plumbing: at least 80% of net assets in the index's securities, aiming to match it before fees, with monthly distributions.

Worth knowing

• ESGD Cheaper tickets exist on the same shelf: VSGX at 0.10%, iShares' own DMXF at 0.12%. The fee here buys scale, not the lowest sticker.
• The ESG screen leaves holdings different from a plain EAFE fund, so results can drift from the unscreened index in either direction.
• Moderately traded rather than one of the busiest tapes in the category, and distributions land once or twice a year rather than monthly.

• TPIF At 0.62% it costs well above the 0.35% median for its international peer group, and broad trackers like VXUS charge a fraction of that.
• Thinly traded, so spreads can run wider than on the giant international index funds.
• The faith screen removes whole slices of the market, so the basket can look quite different from a plain total-international index.

Full ESGD profile⁠

Full TPIF profile⁠