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FINA vs SCHK

Fidelity MSCI North American Subset Index ETF

FINABNYSE Arca

Schwab 1000 Index ETF

SCHKANYSE Arca

Overlap

Expense ratio

SCHK −0.06pt a year

FINA0.09%SCHK0.03%

Avg volume · 30D

SCHK 1.05×the volume

FINA1.25MSCHK1.31M

FINA vs SCHK Performance

Jul 31, 2026 – Oct 30, 2026

+1.1%FINA+1.2%SCHK

Jul 31, 2026 to Oct 30, 2026. FINA +1.1%. SCHK +1.2%. Use the arrow keys to read each point.0%2%3%4%Jul 2026Sep 2026Oct 2026
Expense ratio
FINA 0.09%
SCHK 0.03%, better
Fund size
FINA $2.14B
SCHK $5.69B
1Y total return
FINA No data
SCHK +11.8%
Yield (12M)
FINA No data
SCHK 1.05%
Holdings
FINA 276
SCHK 999
Avg volume (30D)
FINA 1.25M sh
SCHK 1.31M sh, better
NAV per share
FINA $25.27
SCHK $36.31
52W range

ETF.net Grade

FINA: Cost 79, Risk 66, Mission not scored, Tradability 62, Holdings 57, Durability 47. SCHK: Cost 98, Risk 66, Mission 100, Tradability 90, Holdings 57, Durability 68.
Pillar letters and Scores for FINA, SCHK, with each pillar’s weight
PillarFINASCHK
Cost30% weightA79A98Higher
Mission25% weightNot scoredA100
Risk15% weightB66B66
Tradability15% weightB62A90Higher
Holdings10% weightB57B57
Durability5% weightC47B68Higher

Rank among Other Major Indexes funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. FINA and SCHK are both graded against the same 42 Other Major Indexes funds, so their Grades compare head to head.

Other Major Indexes⁠

Category · 42 funds
See all 42 ›

SCHK ranks 2nd and FINA 12th of 42 funds in the Other Major Indexes Category.

  1. Rank 1ASPYVState Street SPDR Portfolio S&P 500 Value ETFScore 89
  2. Rank 2ASCHKSchwab 1000 Index ETFScore 86
  3. Rank 3APBUSInvesco MSCI USA ETFScore 85
  4. Rank 11BSPXEProShares S&P 500 Ex-Energy ETFScore 69
  5. Rank 12BFINAFidelity MSCI North American Subset Index ETFScore 68
  6. Rank 12BXOEXXtrackers S&P 100 Ex Top 20 ETFScore 68

Our read on each fund

ETF.net Research

FINABFidelity MSCI North American Subset Index ETF

SCHKASchwab 1000 Index ETF

In short

FINA No data

SCHK Schwab's house-built alternative to the S&P 500: the 1,000 largest US companies in one passive wrapper, reaching past the mega-caps into mid-cap turf, priced at three basis points.

Stated mandate

FINA No data

SCHK The fund seeks to track the total return of the Schwab 1000 Index before fees and expenses.

Why people hold it

FINA No data

  • SCHK 0.03% a year, the lowest fee among the top-scoring funds in its index-wrapper group and a small fraction of what the typical fund there charges.
  • About 1,000 stocks covering roughly 90% or more of US stock market value: the S&P 500 names plus a layer of mid caps most large-blend funds skip.schwabassetmanagement.com
  • Tracks its stated index tightly and stands among the strongest implementations in its peer group of plain index wrappers.
  • A multi-billion-dollar fund that trades actively and pays distributions quarterly.

Worth knowing

FINA No data

  • SCHK Weighted by market value, so the biggest US companies drive the bulk of results. Those extra 500 names carry less weight than the headcount suggests.schwabassetmanagement.com
  • All-US, all-equity by mandate: no bonds, no foreign stocks, and it rides the full swings of the US market.
  • The benchmark is Schwab's own proprietary index, so there is no rival fund on the identical yardstick for a side-by-side comparison.

Full FINA profile⁠

Full SCHK profile⁠

FINA vs SCHK Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

FINA vs SCHK Cost

Overpaying FINA vs SCHK

$1,260

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • FINA 0.09%

    $1,898

  • SCHK 0.03%

    $638

$10,000
30 years

Cost over time

  • FINA 0.09%
  • SCHK 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$500$1K$1.5K$2K051015202530FINA $1,898SCHK $638

Year by year

YearFINASCHKOverpaying
10$165$55$110
20$646$216$430
30$1,898$638$1,260

Expense ratio

  • 0.09%FINA
  • 0.03%SCHK, cheaper
  • Middle half of Other Major Indexes funds
  • Median 0.29%

SCHK cheapest of 42 funds

FINA 7th cheapest of 42 funds

FINA vs SCHK Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
FINA No data
SCHK 1.05%
Payout (12M)
FINA No data
SCHK $0.38
Last payment
FINA $0.04
SCHK $0.10
Ex-dividend
FINA Sep 18, 2026
SCHK Sep 23, 2026
Paid on
FINA Sep 22, 2026
SCHK Sep 28, 2026
Frequency
FINA Irregular
SCHK Quarterly

Distribution history

Per share, 2017 to 2026, same scale for both

FINAIrregular · 1 paymentAll FINA payments⁠
One bar per payment. 1 payment from 2017 to 2026 YTD. Sep 18, 2026 $0.04. Use the arrow keys to read each point.$0$0.102017202020232026YTD
SCHKQuarterly · 39 paymentsAll SCHK payments⁠
One bar per payment. 39 payments from 2017 to 2026 YTD. Dec 18, 2017 $0.04; Dec 27, 2017 $0.0025; Mar 16, 2018 $0.04; Jun 26, 2018 $0.06; Sep 25, 2018 $0.06; Dec 12, 2018 $0.06; Mar 20, 2019 $0.06; Jun 26, 2019 $0.06; Sep 25, 2019 $0.07; Dec 12, 2019 $0.09; Mar 25, 2020 $0.07; Jun 24, 2020 $0.06; Sep 23, 2020 $0.09; Dec 10, 2020 $0.07; Mar 24, 2021 $0.06; Jun 23, 2021 $0.06; Sep 22, 2021 $0.07; Dec 8, 2021 $0.08; Dec 30, 2021 $0.004; Mar 23, 2022 $0.06; Jun 22, 2022 $0.07; Sep 21, 2022 $0.07; Dec 7, 2022 $0.09; Mar 22, 2023 $0.07; Jun 21, 2023 $0.08; Sep 20, 2023 $0.08; Dec 6, 2023 $0.09; Dec 28, 2023 $0.0035; Mar 20, 2024 $0.08; Jun 26, 2024 $0.08; Sep 25, 2024 $0.08; Dec 11, 2024 $0.10; Mar 26, 2025 $0.08; Jun 25, 2025 $0.09; Sep 24, 2025 $0.09; Dec 10, 2025 $0.10; Mar 25, 2026 $0.09; Jun 24, 2026 $0.09; Sep 23, 2026 $0.10. Use the arrow keys to read each point.$0$0.102017202020232026YTD

FINA vs SCHK Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
FINA No dataSCHK 12.6%
Return per unit of riskSharpe ratio, 3 years
FINA No dataSCHK 1.39
Worst fallMax drawdown, 5 years
FINA No dataSCHK −25.4%
Market sensitivityBeta, 5 years
FINA 0.00SCHK 1.02

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