FINX ranks 3rd and KYC 5th of 7 funds in the Fintech & Payments Category.
FINX vs KYC
31.5%by weight
KYC −0.33pt a year
0.68%0.35%
FINX 71.9×the volume
56.3K783
FINX vs KYC Performance
−6.6%−0.3%
- FINX 0.68%
- KYC 0.35%, better
- FINX $149M
- KYC $0
- FINX −27.6%
- KYC
- FINX 0.89%
- KYC
- FINX 82
- KYC 56
- FINX 56.3K sh, better
- KYC 783 sh
- FINX $23.95
- KYC $25.82
ETF.net Grade
| Pillar | FINX | KYC |
|---|---|---|
| Cost | D36 | A85Higher |
| Mission | ||
| Risk | D27 | A76Higher |
| Tradability | C44Higher | C40 |
| Holdings | B63 | A71Higher |
| Durability | A72Higher | F12 |
Rank among Fintech & Payments funds
Same Category. FINX and KYC are both graded against the same 7 Fintech & Payments funds, so their Grades compare head to head.
Our read on each fund
FINXC
KYCC
In short
FINX A 2016-vintage fintech fund that still does it the original way: an index-tracked, global basket of roughly 70 companies digitizing payments, lending, insurance and investing. Wider than a US card-network play, and rules-based rather than a stock picker's list.
Stated mandate
FINX The fund seeks exposure to companies at the forefront of financial-technology innovation, including businesses transforming insurance, investing, fundraising, and third-party lending through mobile and digital solutions.
Why people hold it
Worth knowing
FINX vs KYC Holdings
How FINX and KYC differ
31.5%
Shared holdings make up 52.5% of FINX and 36.2% of KYC.
Level by level
- Holdings31.5%
- Country85.5%
- Sector88.9%
Sector
| Sector | More in FINXMore in KYC | FINX | KYC |
|---|---|---|---|
| Technology | FINX +9.7 points | 51.2% | 41.5% |
| Consumer Discretionary | KYC +8.2 points | 0.0% | 8.2% |
| Financials | KYC +1.9 points | 43.2% | 45.1% |
| Health Care | FINX +1.4 points | 1.4% | 0.0% |
| Industrials | KYC +0.4 points | 4.3% | 4.7% |
| Communication | KYC +0.4 points | 0.0% | 0.4% |
Country, concentration and asset class
Country
| Country | More in FINXMore in KYC | FINX | KYC |
|---|---|---|---|
| Brazil | KYC +8.1 points | 1.1% | 9.2% |
| Netherlands | FINX +3.9 points | 3.9% | 0.0% |
| United States | KYC +3.5 points | 83.9% | 87.4% |
| Singapore | KYC +2.9 points | 0.0% | 2.9% |
| Australia | FINX +2.6 points | 2.6% | 0.0% |
| United Kingdom | FINX +2.1 points | 2.1% | 0.0% |
| Japan | FINX +1.7 points | 1.7% | 0.0% |
| Switzerland | FINX +1.2 points | 1.2% | 0.0% |
| Other countries (8) | FINX +3.0 points | 3.5% | 0.5% |
Concentration
- FINX51.6%
- KYC45.4%
- FINX80
- KYC56
Asset class
- FINX
- Equity
- KYC
- Equity
Holdings
- Only in FINX55
- In both25
- Only in KYC31
Only in FINX
55 securities, 47.5% of FINX by weight
- Block Inc6.81%
- Fiserv Inc4.31%
- Adyen NV4.28%
- SS&C Technologies Holdings3.54%
- Guidewire Software Inc2.54%
- Wise Group Plc-Cl A2.26%
- Paypay Corp1.78%
- Hut 8 Corp1.70%
- Healthequity Inc1.42%
- Xero Ltd1.33%
- Riot Platforms Inc1.13%
- Temenos AG - Reg1.10%
- Nexi Spa1.03%
- Cipher Digital Inc0.95%
- Klarna Group PLC0.95%
- Aci Worldwide Inc0.94%
- Virtu Financial Inc-Class A0.89%
- Bullish0.86%
- Core Scientific Inc0.86%
- Sezzle Inc0.80%
- Galaxy Digital Inc-A0.69%
- Kakaopay Corp0.69%
- HUB24 Ltd0.69%
- Mara Holdings Inc0.65%
- Lemonade Inc0.63%
- Webull Corp0.48%
- Zip Co Ltd0.37%
- Paymentus Holdings Inc-A0.36%
- Hyperliquid Strategies0.35%
- Happen Inc0.31%
- Keel Infrastructure Corp0.30%
- Nayax Ltd0.30%
- K Bank Co Ltd0.27%
- Osl Group Ltd0.22%
- Vertex Inc - Class A0.18%
- Lufax Holding Ltd-Adr0.14%
- Mitek Systems Inc0.14%
- Bitgo Holdings Inc-Cl A0.13%
- Iress Ltd0.13%
- Priority Technology Holdings0.12%
- Line Pay Taiwan Ltd0.11%
- Coinshares PLC0.10%
- Linklogis Inc-Class B0.10%
- Hypoport SE0.09%
- Chaince Digital Holdings Inc0.09%
- Nhn Kcp Corp0.07%
- Other Payable & Receivables0.06%
- Blend Labs Inc-A0.05%
- Green World Fin Tech Service0.04%
- Yeahka Ltd0.04%
Only in KYC
31 securities, 63.8% of KYC by weight
- Visa Inc10.89%
- Mastercard Inc9.39%
- MercadoLibre Inc3.77%
- Corpay Inc2.79%
- Block Inc2.77%
- Sea Ltd2.70%
- NU Holdings Ltd/Cayman Islands2.54%
- Broadridge Financial Solutions Inc2.49%
- Equifax Inc2.43%
- Fiserv Inc2.01%
- Kaspi.KZ JSC1.98%
- Fair Isaac Corp1.65%
- WEX Inc1.57%
- Chime Financial Inc1.54%
- Rocket Cos Inc1.51%
- Ally Financial Inc1.44%
- Global-e Online Ltd1.41%
- Q2 Holdings Inc1.30%
- First American Government Obligations Fund 12/01/20311.18%
- Remitly Global Inc1.10%
- Dave Inc0.98%
- OneSpan Inc0.93%
- Marqeta Inc0.80%
- Miami International Holdings Inc0.73%
- Riskified Ltd0.68%
- Western Union Co/The0.65%
- Wealthfront Corp0.61%
- Oportun Financial Corp0.52%
- Green Dot Corp0.51%
- Inter & Co Inc0.45%
- NerdWallet Inc0.41%
Weight gaps
All 25 Holdings in both funds, largest gap first.
| Holding | More in FINXMore in KYC | FINX | KYC |
|---|---|---|---|
| Robinhood Markets Inc - A | FINX +4.82 points | 8.11% | 3.29% |
| PayPal Holdings Inc | FINX +3.72 points | 7.03% | 3.31% |
| Coinbase Global Inc -Class A | FINX +3.25 points | 5.25% | 2.00% |
| Affirm Holdings Inc | FINX +2.12 points | 4.17% | 2.05% |
| Circle Internet Group Inc | FINX +1.73 points | 3.30% | 1.57% |
| Sofi Technologies Inc | FINX +1.57 points | 3.52% | 1.96% |
| Global Payments Inc | FINX +1.39 points | 4.17% | 2.77% |
| Fidelity National Info Services | FINX +1.06 points | 3.03% | 1.97% |
| Toast Inc-Class A | FINX +0.98 points | 2.97% | 1.99% |
| Flywire Corp-Voting | KYC +0.61 points | 0.40% | 1.01% |
| Pagaya Technologies Ltd -A | KYC +0.57 points | 0.23% | 0.80% |
| Ncino Inc | KYC +0.56 points | 0.41% | 0.97% |
| Bill Holdings Inc | KYC +0.56 points | 0.79% | 1.35% |
| Payoneer Global Inc | KYC +0.55 points | 0.44% | 0.99% |
| Repay Holdings Corp | KYC +0.32 points | 0.06% | 0.38% |
| Pagseguro Digital Ltd-Cl A | KYC +0.29 points | 0.34% | 0.63% |
| Etoro Group Ltd-A | KYC +0.26 points | 0.21% | 0.47% |
| SHIFT4 Payments Inc-Class A | KYC +0.22 points | 0.59% | 0.81% |
| Intuit Inc | FINX +0.22 points | 3.92% | 3.70% |
| Dlocal Ltd | KYC +0.18 points | 0.46% | 0.64% |
| Upstart Holdings Inc | KYC +0.19 points | 0.42% | 0.61% |
| Lendingtree Inc | KYC +0.18 points | 0.06% | 0.24% |
| Paysafe Ltd | KYC +0.14 points | 0.06% | 0.20% |
| Stoneco Ltd-A | KYC +0.09 points | 0.57% | 0.66% |
| Jack Henry & Associates Inc | FINX +0.09 points | 1.96% | 1.87% |
How we measure overlap
Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.
FINX vs KYC Cost
Overpaying FINX vs KYC
$6,126
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
FINX 0.68%
$13,252
KYC 0.35%
$7,126
Cost over time
Year by year
| Year | FINX | KYC | Overpaying |
|---|---|---|---|
| 10 | $1,215 | $634 | $581 |
| 20 | $4,633 | $2,454 | $2,179 |
| 30 | $13,252 | $7,126 | $6,126 |
- 0.68%FINX
- 0.35%KYC, cheaper
- Middle half of Fintech & Payments funds
- Median 0.55%
KYC cheapest of 7 funds
FINX 5th cheapest of 7 funds
FINX vs KYC Dividends
- FINX 0.89%
- KYC
- FINX $0.21
- KYC None
- FINX $0.04
- KYC
- FINX Jun 29, 2026
- KYC
- FINX Jul 7, 2026
- KYC
- FINX Twice a year
- KYC
Distribution history
FINX vs KYC Risk
Fall from peak · 5 years
Risk facts
- Volatility
- FINX 27.4%KYC
- Return per unit of risk
- FINX 0.28KYC
- Worst fall
- FINX −63.2%KYC
- Market sensitivity
- FINX 1.72KYC 1.40
Popular comparisons
- 0.68% · 0.50%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.35% · 0.50%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.68% · 0.55%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.35% · 0.55%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.68% · 0.75%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.35% · 0.75%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.