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BPAY vs KYC

iShares FinTech Active ETF

BPAYCNYSE Arca

Corgi Digital Banking & Fintech Infrastructure ETF

KYCCCboe

Overlap

Expense ratio

KYC −0.20pt a year

BPAY0.55%KYC0.35%

Avg volume · 30D

BPAY 3.3×the volume

BPAY2.59KKYC783

BPAY vs KYC Performance

Jul 31, 2026 – Oct 30, 2026

−9.3%BPAY−0.3%KYC

Jul 31, 2026 to Oct 30, 2026. BPAY −9.3%. KYC −0.3%. Use the arrow keys to read each point.−5%5%Jul 2026Sep 2026Oct 2026
Expense ratio
BPAY 0.55%
KYC 0.35%, better
Fund size
BPAY $9M
KYC $0
1Y total return
BPAY −17.0%
KYC No data
Yield (12M)
BPAY 7.59%
KYC No data
Holdings
BPAY 48
KYC 56
Avg volume (30D)
BPAY 2.59K sh, better
KYC 783 sh
NAV per share
BPAY $24.09
KYC $25.82
52W range

ETF.net Grade

BPAY: Cost 51, Risk 40, Mission not scored, Tradability 46, Holdings 77, Durability 49. KYC: Cost 85, Risk 76, Mission not scored, Tradability 40, Holdings 71, Durability 12.
Pillar letters and Scores for BPAY, KYC, with each pillar’s weight
PillarBPAYKYC
Cost30% weightC51A85Higher
Mission25% weightNot scoredNot scored
Risk15% weightC40A76Higher
Tradability15% weightC46HigherC40
Holdings10% weightA77HigherA71
Durability5% weightC49HigherF12

Rank among Fintech & Payments funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. BPAY and KYC are both graded against the same 7 Fintech & Payments funds, so their Grades compare head to head.

Fintech & Payments⁠

Category · 7 funds
See all 7 ›

BPAY ranks 2nd and KYC 5th of 7 funds in the Fintech & Payments Category.

  1. Rank 1BFDFFFidelity Disruptive Finance ETFScore 60
  2. Rank 2CBPAYiShares FinTech Active ETFScore 51
  3. Rank 3CFINXGlobal X FinTech ETFScore 41
  4. Rank 3CIPAYAmplify Digital Payments ETFScore 41
  5. Rank 5CKYCCorgi Digital Banking & Fintech Infrastructure ETFScore 40
  6. Rank 5CLATRCorgi Buy Now Pay Later ETFScore 40

Our read on each fund

ETF.net Research

BPAYCiShares FinTech Active ETF

KYCCCorgi Digital Banking & Fintech Infrastructure ETF

In short

BPAY BlackRock's stock-picker take on fintech: no index, roughly 40 hand-picked names across payments, banking, insurance and software, for 0.55% net of a waiver through June 30, 2027.

KYC No data

Stated mandate

BPAY The fund seeks to maximize total return by investing in companies that provide innovative technologies across financial services, including payments, banking, insurance, and software.

KYC No data

Why people hold it

  • BPAY Actively run with no index behind it, so the managers can add a newly listed fintech or trim a holding when they choose rather than waiting on a rebalance calendar.ishares.com
  • 0.55% net of a waiver through June 30, 2027 (0.66% gross) sits near the category median and under index peers FINX at 0.68% and IPAY at 0.75%.
  • Reads fintech broadly: payments, banking, insurance and software, worldwide, rather than a short list of US card networks.ishares.com
  • In a fintech group of only seven funds, this one lands in the upper half of our review, with its portfolio build the clearest strength.

KYC No data

Worth knowing

  • BPAY One of the smaller, lightly traded funds in the category, so spreads can run wider than on the headline fintech names.
  • Non-diversified by design: with roughly 40 positions, one holding going wrong moves the fund more than it would a broad index.ishares.com
  • The 0.55% is after a waiver; if that waiver lapses following June 30, 2027, the cost reverts toward the 0.66% gross figure.

KYC No data

Full BPAY profile⁠

Full KYC profile⁠

BPAY vs KYC Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

BPAY vs KYC Cost

Overpaying BPAY vs KYC

$3,778

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • BPAY 0.55%

    $10,904

  • KYC 0.35%

    $7,126

$10,000
30 years

Cost over time

  • BPAY 0.55%
  • KYC 0.35%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$2.5K$5K$7.5K$10K$12.5K051015202530BPAY $10,904KYC $7,126

Year by year

YearBPAYKYCOverpaying
10$988$634$354
20$3,790$2,454$1,336
30$10,904$7,126$3,778

Expense ratio

  • 0.55%BPAY
  • 0.35%KYC, cheaper
  • Middle half of Fintech & Payments funds
  • Median 0.55%

KYC cheapest of 7 funds

BPAY 4th cheapest of 7 funds

BPAY vs KYC Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
BPAY 7.59%
KYC No data
Payout (12M)
BPAY $1.83
KYC None
Last payment
BPAY $0.15
KYC No data
Ex-dividend
BPAY Jun 15, 2026
KYC No data
Paid on
BPAY Jun 18, 2026
KYC No data
Frequency
BPAY Twice a year
KYC No data

Distribution history

Per share, 2022 to 2026, same scale for both

BPAYTwice a year · 8 paymentsAll BPAY payments⁠
One bar per payment. 8 payments from 2022 to 2026 YTD. Dec 13, 2022 $0.04; Jun 7, 2023 $0.08; Dec 20, 2023 $0.19; Jun 11, 2024 $0.06; Dec 17, 2024 $0.07; Jun 16, 2025 $0.08; Dec 16, 2025 $1.68; Jun 15, 2026 $0.15. Use the arrow keys to read each point.$0$120232026YTD
KYCAll KYC payments⁠

No distribution history available.

BPAY vs KYC Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
BPAY 23.2%KYC No data
Return per unit of riskSharpe ratio, 3 years
BPAY 0.42KYC No data
Worst fallMax drawdown, 5 years
BPAY −33.7%since Aug 2022KYC No data
Market sensitivityBeta, 5 years
BPAY 1.43KYC 1.40

BPAY and KYC in the news

All news⁠

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