VCRM ranks 2nd and FTOH 47th of 63 funds in the Other Municipal Bond Category.
FTOH vs VCRM
VCRM −0.23pt a year
0.35%0.12%
VCRM 15.6×the volume
46.8K730K
FTOH vs VCRM Performance
+1.7%+1.9%
- FTOH 0.35%
- VCRM 0.12%, better
- FTOH $78M
- VCRM $2.2B
- FTOH
- VCRM +2.3%
- FTOH
- VCRM 3.75%
- FTOH 91
- VCRM 2595
- FTOH 46.8K sh
- VCRM 730K sh, better
- FTOH $8.23
- VCRM $74.68
ETF.net Grade
| Pillar | FTOH | VCRM |
|---|---|---|
| Cost | D35 | A89Higher |
| Mission | A87 | A100Higher |
| Risk | C49 | A72Higher |
| Tradability | D33 | A82Higher |
| Holdings | C43 | A81Higher |
| Durability | C51 | A74Higher |
Rank among Other Municipal Bond funds
Same Category. FTOH and VCRM are both graded against the same 63 Other Municipal Bond funds, so their Grades compare head to head.
Our read on each fund
FTOHC
VCRMA
In short
VCRM Vanguard's active answer in a mostly-index category: managers working the whole muni curve for 0.12% a year, under half the muni ETF median fee. Monthly income, exempt from federal personal income taxes.
Stated mandate
VCRM The fund seeks total return through current income exempt from federal personal income taxes and capital appreciation.
Why people hold it
Worth knowing
FTOH vs VCRM Holdings
How we measure overlap
Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.
FTOH vs VCRM Cost
Overpaying FTOH vs VCRM
$4,606
On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.
FTOH 0.35%
$7,126
VCRM 0.12%
$2,520
Cost over time
Year by year
| Year | FTOH | VCRM | Overpaying |
|---|---|---|---|
| 10 | $634 | $220 | $414 |
| 20 | $2,454 | $859 | $1,595 |
| 30 | $7,126 | $2,520 | $4,606 |
- 0.35%FTOH
- 0.12%VCRM, cheaper
- Middle half of Other Municipal Bond funds
- Median 0.30%
VCRM 8th cheapest of 63 funds
FTOH 37th cheapest of 63 funds
FTOH vs VCRM Dividends
- FTOH
- VCRM 3.75%
- FTOH
- VCRM $2.80
- FTOH $0.03
- VCRM $0.21
- FTOH Nov 2, 2026
- VCRM Nov 2, 2026
- FTOH Nov 5, 2026
- VCRM Nov 4, 2026
- FTOH Monthly
- VCRM Monthly
Distribution history
FTOH vs VCRM Risk
Fall from peak · 5 years
Risk facts
- Volatility
- FTOH VCRM 5.6%
- Return per unit of risk
- FTOH VCRM −0.32
- Worst fall
- FTOH VCRM −6.3%
- Market sensitivity
- FTOH 0.15VCRM 0.17
Popular comparisons
- 0.35% · 0.03%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.12% · 0.03%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.35% · 0.05%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.12% · 0.05%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.35% · 0.03%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.
- 0.12% · 0.03%
- Same Category. Both funds are graded against the same funds, so their Grades compare head to head.