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GLDB vs UCBG

IDX Alternative FIAT ETF

GLDBFNasdaq

State Street SPDR UC Investments 90/10 Endowment Strategy Index ETF

UCBGANYSE Arca

Overlap

Expense ratio

UCBG −0.90pt a year

GLDB0.96%UCBG0.06%

Avg volume · 30D

UCBG 341.0×the volume

GLDB12.2KUCBG4.15M

GLDB vs UCBG Performance

Sep 30, 2026 – Oct 30, 2026

−11.3%GLDB−0.9%UCBG

Sep 30, 2026 to Oct 30, 2026. GLDB −11.3%. UCBG −0.9%. Use the arrow keys to read each point.−7.5%−5%−2.5%2.5%Sep 30Oct 15Oct 30
Expense ratio
GLDB 0.96%
UCBG 0.06%, better
Fund size
GLDB $36M
UCBG $2.52B
1Y total return
GLDB −19.1%
UCBG No data
Holdings
GLDB 10
UCBG 868
Avg volume (30D)
GLDB 12.2K sh
UCBG 4.15M sh, better
NAV per share
GLDB $19.82
UCBG $50.56
52W range

ETF.net Grade

GLDB: Cost 18, Risk 5, Mission not scored, Tradability 29, Holdings not scored, Durability 24. UCBG: Cost 100, Risk not scored, Mission 99, Tradability 99, Holdings 79, Durability 66.
Pillar letters and Scores for GLDB, UCBG, with each pillar’s weight
PillarGLDBUCBG
Cost30% weightF18A100Higher
Mission25% weightNot scoredA99
Risk15% weightF5Not scored
Tradability15% weightD29A99Higher
Holdings10% weightNot scoredA79
Durability5% weightF24B66Higher

Rank among Multi-Asset Allocation funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. GLDB and UCBG are both graded against the same 37 Multi-Asset Allocation funds, so their Grades compare head to head.

Multi-Asset Allocation⁠

Category · 37 funds
See all 37 ›

UCBG ranks 1st and GLDB 36th of 37 funds in the Multi-Asset Allocation Category.

  1. Rank 1AUCBGState Street SPDR UC Investments 90/10 Endowment Strategy Index ETFScore 95
  2. Rank 2AAOAiShares Core 80/20 Aggressive Allocation ETFScore 88
  3. Rank 36FESBGFirst Trust Enhanced Stocks, Bonds & Gold ETFScore 17
  4. Rank 36FGLDBIDX Alternative FIAT ETFScore 17

Our read on each fund

ETF.net Research

GLDBFIDX Alternative FIAT ETF

UCBGAState Street SPDR UC Investments 90/10 Endowment Strategy Index ETF

In short

GLDB Gold and bitcoin in one wrapper, geared to roughly 1.25x and re-tilted weekly by rules instead of hunches. It is the anti-fiat trade as a single ticker, priced at 0.96% a year.

UCBG No data

Stated mandate

GLDB The Fund seeks capital appreciation through dynamic exposure to Bitcoin and gold, with possible smaller allocations to related cryptocurrency and precious-metal exposures.

UCBG No data

Why people hold it

  • GLDB One ticker for the whole anti-fiat trade: bitcoin and gold side by side, with the split reset weekly by a rules-based model that can swing all the way into either one.sec.govsec.gov 2
  • Leverage is dialed low by design: the fund generally seeks 1.25x exposure, with at least 80% of net assets in bitcoin- and gold-linked futures, swaps and ETPs.sec.gov
  • Room to roam beyond the core two: up to 40% can sit in adjacent stores of value such as ether, silver and other precious metals when the model favors them.sec.gov

UCBG No data

Worth knowing

  • GLDB At 0.96% it prices above the category median, and well above multi-asset peers like Cambria's TRTY at 0.39%.
  • Gearing cuts both ways: 1.25x magnifies drawdowns as readily as gains, and gold and bitcoin can slide in the same week.sec.gov
  • Launched in 2025 and still small, it trades lightly, so spreads can run wider than in the category's household names.

UCBG No data

Full GLDB profile⁠

Full UCBG profile⁠

GLDB vs UCBG Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

GLDB vs UCBG Cost

Overpaying GLDB vs UCBG

$16,764

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • GLDB 0.96%

    $18,034

  • UCBG 0.06%

    $1,270

$10,000
30 years

Cost over time

  • GLDB 0.96%
  • UCBG 0.06%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$5K$10K$15K$20K051015202530GLDB $18,034UCBG $1,270

Year by year

YearGLDBUCBGOverpaying
10$1,695$110$1,585
20$6,383$432$5,951
30$18,034$1,270$16,764

Expense ratio

  • 0.96%GLDB
  • 0.06%UCBG, cheaper
  • Middle half of Multi-Asset Allocation funds
  • Median 0.57%

UCBG cheapest of 37 funds

GLDB 31st cheapest of 37 funds

GLDB vs UCBG Dividends

Last 12 months to Oct 30, 2026
Last payment
GLDB $0.05
UCBG $0.04
Ex-dividend
GLDB Dec 23, 2025
UCBG Sep 21, 2026
Paid on
GLDB Dec 24, 2025
UCBG Sep 23, 2026
Frequency
GLDB Irregular
UCBG Irregular

Distribution history

Per share, 2025 to 2026, same scale for both

GLDBIrregular · 1 paymentAll GLDB payments⁠
One bar per payment. 1 payment from 2025 to 2026 YTD. Dec 23, 2025 $0.05. Use the arrow keys to read each point.$0$0.052026YTD
UCBGIrregular · 1 paymentAll UCBG payments⁠
One bar per payment. 1 payment from 2025 to 2026 YTD. Sep 21, 2026 $0.04. Use the arrow keys to read each point.$0$0.052026YTD

GLDB vs UCBG Risk

Fall from peak · 5 years

This chart needs five years of history for both funds.

Risk facts

VolatilityStd dev, 3 years
GLDB 33.1%since Nov 2025UCBG No data
Return per unit of riskSharpe ratio, 3 years
GLDB −0.60since Nov 2025UCBG No data
Worst fallMax drawdown, 5 years
GLDB −38.3%since Oct 2025UCBG No data
Market sensitivityBeta, 5 years
GLDB 0.63UCBG 0.00

GLDB and UCBG in the news

All news⁠

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