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GTIP vs VTIP

Goldman Sachs Access Inflation Protected USD Bond ETF

GTIPBCboe

Vanguard Short-Term Inflation-Protected Securities ETF

VTIPANasdaq

Overlap

No data

Expense ratio

VTIP −0.09pt a year

GTIP0.12%VTIP0.03%

Avg volume · 30D

VTIP 69.8×the volume

GTIP39.7KVTIP2.77M

5Y return · a year

VTIP +2.8pt

GTIP+0.2%VTIP+3.0%

GTIP vs VTIP Performance

Oct 29, 2021 – Oct 30, 2026

+1.1%GTIP+16.1%VTIP

Oct 29, 2021 to Oct 30, 2026. GTIP +1.1%. VTIP +16.1%. Use the arrow keys to read each point.−10%−5%5%10%Oct 2021Apr 2024Oct 2026
Expense ratio
GTIP 0.12%
VTIP 0.03%, better
Fund size
GTIP $295M
VTIP $73.1B
1Y total return
GTIP +0.2%
VTIP +2.7%, better
Yield (12M)
GTIP 5.32%, better
VTIP 4.79%
Holdings
GTIP 43
VTIP 27
Avg volume (30D)
GTIP 39.7K sh
VTIP 2.77M sh, better
NAV per share
GTIP $47.34
VTIP $48.95
52W range

ETF.net Grade

GTIP: Cost 43, Risk 36, Mission 100, Tradability 48, Holdings 82, Durability 68. VTIP: Cost 98, Risk 57, Mission 43, Tradability 82, Holdings 68, Durability 96.
Pillar letters and Scores for GTIP, VTIP, with each pillar’s weight
PillarGTIPVTIP
Cost30% weightC43A98Higher
Mission25% weightA100HigherC43
Risk15% weightD36B57Higher
Tradability15% weightC48A82Higher
Holdings10% weightA82HigherB68
Durability5% weightB68A96Higher

Rank among TIPS funds

How we build Categories ›
Same Category. Both funds are graded against the same funds, so their Grades compare head to head.

Same Category. GTIP and VTIP are both graded against the same 40 TIPS funds, so their Grades compare head to head.

TIPS⁠

Category · 40 funds
See all 40 ›

VTIP ranks 4th and GTIP 14th of 40 funds in the TIPS Category.

  1. Rank 4APBTPInvesco 0-5 Yr US TIPS ETFScore 72
  2. Rank 4AVTIPVanguard Short-Term Inflation-Protected Securities ETFScore 72
  3. Rank 6BSPIPState Street SPDR Portfolio TIPS ETFScore 68
  4. Rank 10BIBIIiShares iBonds Oct 2032 Term TIPS ETFScore 63
  5. Rank 14BGTIPGoldman Sachs Access Inflation Protected USD Bond ETFScore 61
  6. Rank 14BIBIJiShares iBonds Oct 2033 Term TIPS ETFScore 61

Our read on each fund

ETF.net Research

GTIPBGoldman Sachs Access Inflation Protected USD Bond ETF

VTIPAVanguard Short-Term Inflation-Protected Securities ETF

In short

GTIP Roughly 30 bonds of pure US inflation-protected Treasuries, run against an index carrying Goldman's name next to FTSE's. A compact take on TIPS rather than a full-market sweep.

VTIP Inflation protection without the long-bond whiplash. VTIP holds only Treasury TIPS maturing inside five years, so CPI does most of the driving and rate swings do less of it, for three basis points a year.

Stated mandate

GTIP The Fund seeks to track, before fees and expenses, the FTSE Goldman Sachs Treasury Inflation Protected USD Bond Index, which measures inflation-protected, fixed-rate U.S. Treasury securities denominated in U.S. dollars.

VTIP Tracks a benchmark measuring the investment return of U.S. Treasury inflation-protected public obligations with remaining maturities under five years.

Why people hold it

  • GTIP Clean mandate: fixed-rate, dollar-denominated US inflation-protected Treasuries. No corporate credit, no foreign paper.gsam.com
  • Holds about 30 bonds and has hugged its benchmark closely, one of the tighter index implementations among the Treasury funds we cover.
  • 0.12% a year lands right at the median for Treasury ETFs, with a track record dating to 2018 and a mid-sized asset base behind it.
  • VTIP Three basis points a year, against a 0.12% median for Treasury bond ETFs in its group. Vanguard's at-cost setup shows up right in the fee line.vanguard.com
  • TIPS principal ratchets with CPI, and the under-five-year maturity cap keeps duration short, so rate moves land lighter here than in full-curve TIPS funds like SCHP.vanguard.com
  • Open since 2012 and now a multi-billion-dollar, actively traded fund that owns Treasury paper directly. Plain index rules, no swaps, no credit detours.

Worth knowing

  • GTIP Thinly traded next to the category's giants, so spreads and limit orders carry more weight here.
  • Cheaper TIPS exposure exists: SCHP charges 0.03% against GTIP's 0.12%.
  • Payouts arrive on an irregular schedule rather than a fixed monthly rhythm.
  • VTIP Short maturities cut both ways: less sensitivity to rates, and less exposure to shifts in long-run inflation expectations than a full-maturity TIPS fund such as SCHP.
  • Income rides on CPI accruals, so the quarterly payout moves around rather than arriving as a steady coupon.
  • This is one narrow slice of one market, short US Treasury TIPS, not a diversified bond portfolio.

Full GTIP profile⁠

Full VTIP profile⁠

GTIP vs VTIP Holdings

How we measure overlap

Each holding counts at its smaller weight in the two funds, summed over the full Holdings. Sector, country and asset class use the same rule on each fund’s split. Cash, FX and derivative lines stay out of the counts. Two bond funds get no overlap figure.

GTIP vs VTIP Cost

Overpaying GTIP vs VTIP

$1,882

On $10,000 over 30 years. 7% growth a year before fees, expense ratio only.

  • GTIP 0.12%

    $2,520

  • VTIP 0.03%

    $638

$10,000
30 years

Cost over time

  • GTIP 0.12%
  • VTIP 0.03%
  • Overpaying
One line per fund, from year 0 to year 30. Use the arrow keys to read each point.$0$1K$2K$3K051015202530GTIP $2,520VTIP $638

Year by year

YearGTIPVTIPOverpaying
10$220$55$165
20$859$216$643
30$2,520$638$1,882

Expense ratio

  • 0.12%GTIP
  • 0.03%VTIP, cheaper
  • Middle half of TIPS funds
  • Median 0.10%

VTIP cheapest of 40 funds

GTIP 23rd cheapest of 40 funds

GTIP vs VTIP Dividends

Last 12 months to Oct 30, 2026
Yield (12M)
GTIP 5.32%, better
VTIP 4.79%
Payout (12M)
GTIP $2.53
VTIP $2.35
Last payment
GTIP $0.05
VTIP $0.93
Ex-dividend
GTIP Oct 1, 2026
VTIP Oct 1, 2026
Paid on
GTIP Oct 7, 2026
VTIP Oct 5, 2026
Frequency
GTIP Irregular
VTIP Quarterly

Distribution history

Per share, 2023 to 2026, same scale for both

GTIPIrregular · 37 paymentsAll GTIP payments⁠
One bar per payment. 37 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.04; May 1, 2023 $0.25; Jun 1, 2023 $0.14; Jul 3, 2023 $0.23; Aug 1, 2023 $0.12; Sep 1, 2023 $0.15; Oct 2, 2023 $0.08; Nov 1, 2023 $0.22; Dec 1, 2023 $0.13; Apr 1, 2024 $0.12; May 1, 2024 $0.38; Jun 3, 2024 $0.37; Jul 1, 2024 $0.22; Aug 1, 2024 $0.14; Sep 3, 2024 $0.05; Oct 1, 2024 $0.10; Nov 1, 2024 $0.08; Dec 2, 2024 $0.12; Dec 31, 2024 $0.12; Feb 3, 2025 $0.0046; Mar 3, 2025 $0.06; Apr 1, 2025 $0.39; May 1, 2025 $0.29; Jun 2, 2025 $0.17; Jul 1, 2025 $0.22; Aug 1, 2025 $0.17; Sep 2, 2025 $0.22; Oct 1, 2025 $0.15; Nov 3, 2025 $0.21; Dec 1, 2025 $0.18; Dec 31, 2025 $0.20; Apr 1, 2026 $0.12; May 1, 2026 $0.30; Jun 1, 2026 $0.54; Jul 1, 2026 $0.53; Aug 3, 2026 $0.40; Oct 1, 2026 $0.05. Use the arrow keys to read each point.$0$120232026YTD
VTIPQuarterly · 15 paymentsAll VTIP payments⁠
One bar per payment. 15 payments from 2023 to 2026 YTD. Apr 3, 2023 $0.03; Jul 3, 2023 $0.35; Oct 2, 2023 $0.34; Dec 22, 2023 $0.64; Apr 1, 2024 $0.03; Jul 1, 2024 $0.44; Oct 1, 2024 $0.31; Dec 24, 2024 $0.53; Apr 1, 2025 $0.10; Jul 1, 2025 $0.43; Oct 1, 2025 $0.65; Dec 18, 2025 $0.71; Apr 1, 2026 $0.02; Jul 1, 2026 $0.68; Oct 1, 2026 $0.93. Use the arrow keys to read each point.$0$120232026YTD

GTIP vs VTIP Risk

Fall from peak · 5 years

  • GTIP
  • VTIP
Oct 29, 2021 to Oct 30, 2026. Worst fall: GTIP −14.3% · Oct 2022. Use the arrow keys to read each point.−12.5%−10%−7.5%−5%−2.5%0%Oct 2021Apr 2024Oct 2026

Risk facts

VolatilityStd dev, 3 years
GTIP 4.5%VTIP 1.9%, better
Return per unit of riskSharpe ratio, 3 years
GTIP 0.07VTIP 0.29, better
Worst fallMax drawdown, 5 years
GTIP −14.3%VTIP −5.5%, better
Market sensitivityBeta, 5 years
GTIP 0.72VTIP 0.21

GTIP and VTIP in the news

All news⁠

Popular comparisons

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